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Playa Ocotal, Costa Rica

By Joshua Wood, LPC

Last updated on Jul 02, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in Playa Ocotal, Costa Rica: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Playa Ocotal?

When we asked people what advice they would give someone preparing to move to Playa Ocotal, they said:

"Playa Ocotal is a popular retirement destination for expats due to its tropical climate, beautiful beaches, and relaxed lifestyle. Before retiring there, it's important to understand the cost of living, which is generally lower than in many Western countries, but higher than in other parts of Costa Rica. Healthcare in Costa Rica is of a high standard and affordable, with both public and private options available. However, it's recommended to have a comprehensive health insurance plan. Spanish is the official language of Costa Rica, so learning some basic Spanish will make daily life easier and more enjoyable. The country uses the Costa Rican colón as its currency, but US dollars are widely accepted. It's advisable to open a local bank account for convenience. Costa Rica has a stable political climate and is considered one of the safest countries in Central America. However, like anywhere, it's important to take basic safety precautions. The country has a residency program for retirees known as the "pensionado" program, which requires proof of a monthly income of $1,000 from a pension or retirement fund. Costa Rica has a high standard of education, with many schools offering bilingual education, which can be an advantage if you plan to have your grandchildren visit or live with you. The country's infrastructure can be challenging, with some areas having poor road conditions and limited public transportation. Owning a car can be expensive due to high import taxes. Costa Rica is known for its commitment to environmental sustainability, so be prepared to embrace a green lifestyle. Finally, it's important to understand that while Costa Rica offers a relaxed pace of life, things may not always run on time. Patience and flexibility are key to enjoying life in this beautiful country," remarked one expat living in Playa Ocotal, Costa Rica.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Playa Ocotal?

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

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