Malapascua, Philippines

"Expats considering retirement in Malapascua should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it's important to budget for unexpected expenses. Healthcare in the Philippines is affordable but may not be up to the standards expats are used to, so it's advisable to have a comprehensive health insurance plan. Malapascua is a small island and while it offers a peaceful and relaxed lifestyle, it may not provide all the amenities and services available in larger cities. The island is known for its diving spots, so it's perfect for those who enjoy water activities. The official language is Filipino, but English is widely spoken, especially in tourist areas. However, learning some basic Filipino phrases can be beneficial. The Philippines has a tropical climate, with hot and humid weather throughout the year, which may take some time to adjust to. The country's infrastructure, including internet and road conditions, may not be as developed as in Western countries. Power outages can be common, especially during the rainy season. The Philippines has a residency program for retirees, which includes benefits like duty-free import of household goods. However, it's important to understand the legal requirements and process for obtaining a retirement visa. Lastly, it's crucial to respect and understand the local culture and customs. Filipinos are known for their hospitality and friendliness, but it's important to be aware of local etiquette and social norms," said one expat in Malapascua.