La Brava Beach in Punta del Este, Uruguay
La Brava Beach in Punta del Este, Uruguay
La Brava Beach in Punta del Este, Uruguay

Expats Talk about Health Insurance and Healthcare in Punta del Este, Uruguay

By Joshua Wood, LPC

Last updated on Feb 11, 2022

Summary: Expats and global nomads in Punta del Este, Uruguay share their experiences with health insurance, healthcare in Uruguay, local hospitals and specialists, quality of medical care and more.

Allianz Care International Health Insurance
Allianz Care International Health Insurance
Allianz Care International Health Insurance
Allianz Care International Health Insurance

How are healthcare services Punta del Este?

When we asked expats and global nomads about the quality of medical care in Punta del Este, they replied:

"If living here try to join a local insurance plan through one of the hospitals. There are many but if you have existing conditions or a checkered medical history or are overweight they likely will not cover you. In that case join one of the ambulance programs such as Cardio Movil. You pay a monthly fee for ambulance and doctor services and they come to your home. They also have a clinic with most specialists covered. You pay about $25US a month and then to see a doctor costs about $5. You pay more for minor procedures that that do but equal to what my co-pay was in the states mostly and of course you save on the annual insurance and deductibles. Get a good expat Major Medical policy that will cover you for serious issues but if you don't use doctors a lot this works out to be a huge savings. Note that most international Hospitalization plans will cover you anywhere in the world but in the USA. They will of course if you are willing to pay for it but you could go to Argentina or France or England instead if you don't want to be hospitalized in Uruguay," remarked another expat living in Punta del Este.

"I would likely either go back to the US or at least the capital city for anything serious or surgery..," commented one expat who moved to Punta del Este.

"Medical care in Uruguay is fine and easily available very cheaply on the level of out-patient medical clinic services. However, if I ever need attention for a serious medical concern, my plan is to return to my home country, since advanced medical care is certainly not as good here. I'm from San Francisco, in good health, and I travel annually to my home country for medical checkups, blood testing, and other medical follow-up exams. I also buy emergency medical evacuation insurance to cover worse case scenarios. The pandemic has curtailed my ability to travel for my annual exams, which is a significant concern for me," said another expat.

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Are healthcare and health insurance expensive in Punta del Este?

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Learn MoreGet a Quote

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Learn MoreGet a Quote

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000. Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Some of Joshua's more popular articles include Pros and Cons of Living in Portugal, 8 Best Places to Live in Croatia and the Living in Mexico Guide. Connect with Joshua on LinkedIn.

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