×
Interested in our Partner Program for businesses or our Local Guide Program for experienced expats and digital nomads? Click here to learn more.
Retire in Independence, Belize | Expat Exchange
Expat Exchange
Free MembershipSign In

Retire in Independence, Belize

By Betsy Burlingame

Last updated on Mar 15, 2025

Summary: Retirees share their experiences living in Independence, Belize. What are the challenges and rewards of retiring in Independence?

AGS Worldwide Movers
AGS Worldwide Movers
AGS Worldwide Movers
AGS Worldwide Movers

What is it like to retire in Independence?

"Life for a retiree in Independence, and its surroundings can be quite relaxed and enjoyable. There is a growing expat community in the area, with many retirees from the United States, Canada, and Europe choosing to settle in this beautiful coastal town. This community often organizes social events and gatherings, providing opportunities to make new friends and share experiences. The cultural attractions in Independence and its surroundings include the rich history of the Maya civilization, with several archaeological sites nearby, such as Lubaantun and Nim Li Punit. Additionally, the Garifuna culture is prominent in the area, offering unique music, dance, and culinary experiences. Recreational activities are abundant in Independence, with its close proximity to the Caribbean Sea and the Placencia Peninsula. Retirees can enjoy swimming, snorkeling, scuba diving, and fishing in the crystal-clear waters. The nearby Cockscomb Basin Wildlife Sanctuary offers hiking trails and opportunities to spot wildlife, such as jaguars and exotic birds. Nightlife in Independence is relatively low-key, with a few local bars and restaurants offering live music and entertainment. However, the nearby Placencia Peninsula has a more vibrant nightlife scene, with a variety of bars, restaurants, and beach clubs to choose from. Overall, life for a retiree in Independence, Belize, and its surroundings offers a laid-back lifestyle, with a friendly expat community, rich cultural experiences, and a variety of recreational activities to enjoy," explained one retiree living in Independence.

Cigna Global HealthCigna Global Health
Get Quote

With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.

Cigna Global HealthCigna Global Health

With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.
Get Quote

What advice do overseas retirees have for others considering retiring abroad?

"Retirees in Independence, advise others considering retiring abroad to research the cost of living and healthcare options in their chosen destination. They recommend visiting the country multiple times before making a decision and renting a property before purchasing. It's essential to learn about the local culture, customs, and language to integrate better into the community. They also suggest connecting with other expats and retirees for support and advice. Additionally, retirees should be prepared for a slower pace of life and be open to adapting to a new lifestyle. Lastly, it's crucial to have a solid financial plan and understand the tax implications of retiring abroad," explained one retiree living in Independence.

What are the most challenging aspects of retiring in Independence?

"One of the most challenging aspects of retiring in Independence, is adjusting to the slower pace of life, as the laid-back lifestyle may not suit everyone. Additionally, the limited availability of goods and services, such as healthcare facilities and shopping options, can be a challenge for retirees who are used to more developed infrastructure. The tropical climate, while appealing to some, may be difficult for others to adapt to, especially during the hot and humid months. Language barriers can also pose a challenge, as while English is the official language, many locals speak Creole or Spanish. Finally, the distance from family and friends in one's home country can be a significant challenge for retirees, as it may lead to feelings of isolation and homesickness," explained one retiree living in Independence.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

What are the most rewarding aspects of retiring in Independence?

"Retiring in Independence offers a laid-back, tropical lifestyle with a low cost of living, allowing retirees to stretch their retirement savings further. The warm climate and beautiful natural surroundings, including pristine beaches, lush rainforests, and the nearby Placencia Peninsula, provide ample opportunities for outdoor activities and relaxation. The friendly, English-speaking locals create a welcoming atmosphere for expats, making it easy to integrate into the community and make new friends. Additionally, Belize's Qualified Retired Persons (QRP) program offers attractive incentives for retirees, such as tax exemptions and duty-free import of personal belongings. The country's proximity to the United States also makes it convenient for retirees to visit family and friends back home," said one retiree in Independence.

What are healthcare services like in Independence?

We asked retirees if they have access to good medical care in Independence. They wrote:

"Healthcare services in Independence, are relatively limited due to its small size and rural location. The village has a small public health clinic that provides basic medical care, including general consultations, vaccinations, and maternal and child health services. For more specialized care or emergencies, residents often need to travel to larger towns or cities, such as Dangriga or Belize City, where there are better-equipped hospitals and medical facilities. Additionally, healthcare professionals and resources may be scarce in Independence, and access to advanced medical treatments or specialized care may be challenging," said one retiree in Independence.

How do I meet people in Independence?

When we asked people living in Independence about club and activities where newcomers can meet others, they responded:

"Independence, offers a variety of clubs and activities that expats can join to meet new people and immerse themselves in the local culture. Many expats join local sports clubs, such as soccer or basketball teams, which are popular in the area. There are also fitness clubs and yoga studios that offer a great way to stay active and meet like-minded individuals. For those interested in the arts, there are music and dance groups that welcome expats. These groups often perform at local events and festivals, providing a unique opportunity to engage with the community. Additionally, there are language exchange clubs where expats can practice their Spanish or Creole with locals, and help them with English in return. Expats in Independence also have the opportunity to join volunteer organizations. These groups work on a variety of projects, from environmental conservation to community development, and are a great way to give back to the community while meeting people from different backgrounds. In addition to joining clubs and activities, expats often meet people through their housing communities or neighborhoods. Many expats live in gated communities or apartment complexes where social events are regularly organized. These can range from pool parties to barbecues, and are a great way to get to know your neighbors. Another popular way for expats to meet people is by attending local events and festivals. Independence, like many towns in Belize, hosts a variety of cultural events throughout the year. These can include music festivals, food fairs, and holiday celebrations. By attending these events, expats can immerse themselves in the local culture and meet people from all walks of life. Finally, many expats find that simply frequenting local businesses, such as restaurants, bars, and shops, is a great way to meet people. The locals in Independence are known for their friendliness and hospitality, and are often more than happy to strike up a conversation with newcomers," said one retiree in Independence.

What is life like in Independence?

When we asked people living in Independence what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Independence is a unique blend of tranquility and adventure. The small town offers a peaceful, slow-paced lifestyle that many expats appreciate. The locals are friendly and welcoming, making it easy for newcomers to integrate into the community. The cost of living is relatively low, making it an attractive destination for digital nomads. The town is surrounded by natural beauty, with the nearby Placencia Lagoon and the Caribbean Sea offering plenty of opportunities for outdoor activities like fishing, snorkeling, and boating. The weather is tropical, with warm temperatures year-round, which is perfect for those who enjoy a hot climate. Despite its small size, Independence has a good infrastructure with reliable internet, which is crucial for digital nomads. There are also several restaurants and bars where expats can socialize and enjoy the local cuisine. However, it's worth noting that life in Independence can be quite different from what expats might be used to in larger cities. The pace of life is slower, and the town is relatively quiet, especially in the evenings. Some might find this lack of hustle and bustle refreshing, while others might miss the excitement of city life. Overall, Independence, Belize offers a unique lifestyle for expats and digital nomads, combining a peaceful, community-oriented lifestyle with the opportunity for adventure in the surrounding natural beauty," said a person in Independence.

Cigna Global Health

With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.

Learn MoreGet Quote

Cigna Global Health

With Cigna Global Health Options, you can create an international health insurance plan that's perfectly tailored for the needs of you and your family. We provide the reassurance of comprehensive core cover, and the flexibility of adding as many extra benefits as you want to ensure you have a plan perfectly suited to your needs.

Learn MoreGet Quote

What do I need to know before retiring in Independence?

When we asked people what advice they would give someone preparing to move to Independence, they said:

"Before retiring in Independence, expats should know that the official language is English, which can make the transition easier for those from English-speaking countries. The cost of living is relatively low compared to many Western countries, but it's important to have a clear understanding of your budget and financial situation. Healthcare in Belize is generally good, but it may not be up to the standard of more developed countries. Expats should ensure they have adequate health insurance that covers medical evacuation, as serious conditions may require treatment abroad. The climate in Belize is tropical, with a wet and dry season, and it can be quite hot and humid. Expats should be prepared for this and consider how it might affect their health and lifestyle. Belizean culture is a mix of influences from the Mayan, Creole, Mestizo, and Garifuna people. Expats should take the time to learn about and respect these cultures. While Belize is generally safe, there is some crime, particularly in larger cities. Expats should take standard precautions to protect themselves and their property. The immigration process can be complex and time-consuming. It's recommended to hire a local attorney to help navigate the process. Finally, while Belize offers a lot of natural beauty, with beaches, rainforests, and reefs, it's also prone to natural disasters like hurricanes and floods. Expats should consider this when choosing where to live and ensure they're prepared for these events," commented one retiree living in Independence, Belize.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Cigna Global Health
Cigna Global Health

Award winning International Health Insurance for Individuals and families living abroad
Get Quote

Cigna Global HealthCigna Global Health

Award winning International Health Insurance for Individuals and families living abroad
Get Quote

AGS Worldwide Movers
AGS Worldwide Movers

Copyright 1997-2025 Burlingame Interactive, Inc.

Privacy Policy Legal Partners & Local Guides