Retire in Varazdin, Croatia
Last updated on Mar 02, 2025
Summary: Retirees share their experiences living in Varazdin, Croatia. What are the challenges and rewards of retiring in Varazdin?
What is it like to retire in Varazdin?
"Life for a retiree in Varazdin can be quite pleasant and fulfilling. Varazdin is a city known for its rich history, beautiful architecture, and vibrant cultural scene. Retirees can spend their days exploring the city's numerous museums, art galleries, and historical sites, including the Varazdin Castle and the Old Town. The city also hosts various cultural events throughout the year, such as the Baroque Evenings and the Street Festival, providing plenty of opportunities for retirees to immerse themselves in the local culture. Varazdin is surrounded by beautiful natural landscapes, offering a wide range of recreational activities. Retirees can enjoy leisurely walks or bike rides along the Drava River, or they can venture out to the nearby Medjimurje County for some wine tasting and hiking. The city also has several parks and gardens where retirees can relax and enjoy the outdoors. While Varazdin is not as bustling as some of the larger cities in Croatia, it does have a decent nightlife. There are several bars and restaurants in the city center where retirees can enjoy a night out. The city also has a theater and a concert hall, offering a variety of performances throughout the year. As for the expat community, while it may not be as large as in some other European cities, there is a growing number of foreigners choosing to retire in Varazdin. The city's high quality of life, affordable cost of living, and friendly locals make it an attractive destination for retirees from around the world. There are also several expat groups and organizations that offer support and social activities, helping retirees to integrate into the local community," explained one retiree living in Varazdin.

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What advice do overseas retirees have for others considering retiring abroad?
"Retirees in Varazdin, advise others considering retiring abroad to thoroughly research the cost of living in their chosen destination, as it can significantly differ from their home country. They suggest learning the local language to a conversational level, as it can greatly enhance the experience and make daily tasks easier. It's also important to understand the healthcare system and ensure you have adequate coverage. They recommend renting a place to live initially, before deciding to buy, to ensure the area suits your lifestyle and needs. They also suggest making an effort to integrate into the local community, as it can help combat feelings of loneliness and isolation. Lastly, they advise keeping an open mind and being patient, as adjusting to a new culture and way of life can take time," said a retiree who moved to Varazdin, Croatia.
What are the most challenging aspects of retiring in Varazdin?
"1. Language Barrier: If you are not fluent in Croatian, you may face difficulties in communicating with locals, especially the older generation who may not speak English. 2. Healthcare System: While Croatia has a good healthcare system, it may not be up to the standards of some Western countries. Also, understanding the healthcare system and finding English-speaking doctors can be challenging. 3. Cost of Living: Although the cost of living in Varazdin is lower compared to many Western countries, it can still be high for those relying solely on a pension or retirement savings. 4. Cultural Differences: Adjusting to the local culture, customs, and traditions can be challenging for some retirees. 5. Bureaucracy: Dealing with Croatian bureaucracy can be a daunting task, especially for foreigners. This includes everything from obtaining residency permits to dealing with property ownership issues. 6. Limited Social Circle: Depending on your social habits, it might be challenging to establish a new social circle, especially if you don't speak the language. 7. Climate: The climate in Varazdin is continental, with cold winters and hot summers. This might be a challenge for those accustomed to milder climates. 8. Accessibility: While Varazdin is a beautiful city with a rich history, it may not be as accessible for those with mobility issues due to its historic architecture and cobblestone streets. 9. Distance from Family: If your family is not in Croatia, you may find the distance and the cost of travel to visit them challenging. 10. Limited Services: Depending on your lifestyle, you may find that certain services or amenities you're accustomed to may not be readily available in Varazdin," commented one retiree living in Varazdin, Croatia.

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What are the most rewarding aspects of retiring in Varazdin?
"1. Varazdin offers a peaceful and relaxed lifestyle, perfect for those who want to escape the hustle and bustle of city life during their retirement years. 2. The cost of living in Varazdin is relatively low compared to other European cities, making it an affordable option for retirees. 3. The city is known for its rich history and culture, providing plenty of opportunities for retirees to explore and learn. 4. Varazdin is home to numerous parks and green spaces, offering a serene environment for outdoor activities such as walking, cycling, and picnicking. 5. The city's healthcare system is of high quality and easily accessible, ensuring retirees have access to the medical care they need. 6. Varazdin has a warm and welcoming community, making it easy for retirees to make new friends and feel at home. 7. The city's location allows for easy travel to other parts of Croatia and Europe, perfect for retirees who wish to travel during their retirement. 8. Varazdin is known for its clean and safe environment, providing peace of mind for retirees. 9. The city offers a variety of leisure activities, from attending cultural events and festivals to dining in local restaurants and cafes. 10. Retirees can enjoy the city's beautiful architecture and well-preserved Baroque buildings, offering a unique and charming environment to live in," explained one retiree living in Varazdin.
What are healthcare services like in Varazdin?
We asked retirees if they have access to good medical care in Varazdin. They wrote:
"Healthcare services in Varazdin are generally of a high standard, with a range of public and private facilities available. The city is home to the Varazdin General Hospital, which is one of the largest and most modern hospitals in the country. It offers a wide range of services, including emergency care, surgery, and specialized treatments. In addition to the hospital, there are numerous clinics and health centers throughout the city, providing services such as general practice, dental care, and physiotherapy. Many healthcare professionals in Varazdin are highly trained and multilingual, making it easier for international patients to communicate their needs. Pharmacies are also widely available throughout the city, offering both prescription and over-the-counter medications. The healthcare system in Varazdin, like the rest of Croatia, is funded through a mandatory health insurance scheme, which covers a significant portion of the cost of most treatments. However, some services, particularly in the private sector, may require out-of-pocket payment. Despite this, the cost of healthcare in Varazdin is generally lower than in many Western countries. Overall, the city's healthcare services are well-regarded for their quality and accessibility," said one retiree in living in Varazdin, Croatia.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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