Retire in Crete, Greece
Last updated on Mar 04, 2025
Summary: What is it like to retire in Crete, Greece? Retirees share their experiences living in Crete.
What is it like to retire in Crete?
"Life for a retiree in Crete, Greece can be quite idyllic and relaxed, with a slower pace of life that many find appealing. The island is known for its warm and welcoming locals, and there is indeed an active expat community, with many retirees from various countries choosing to spend their golden years here. This community often organizes social events and activities, providing a great opportunity to meet new people and make friends. Crete is rich in cultural attractions, from ancient ruins and historical sites to local festivals and traditional music events. The island's history dates back thousands of years, and retirees can spend their time exploring Minoan palaces, Byzantine monasteries, and Venetian fortresses. The local cuisine is another highlight, with many traditional tavernas serving up delicious Cretan dishes. Recreational opportunities abound in Crete. The island's beautiful beaches are perfect for swimming and sunbathing, while the rugged interior offers excellent hiking and bird-watching opportunities. There are also several golf courses on the island, and sailing and fishing are popular pastimes. As for nightlife, while Crete is not known for its wild party scene, there are plenty of options for those who enjoy a night out. Many towns have a selection of bars and tavernas that stay open late, often with live music. There are also several cinemas and theaters on the island, offering a range of entertainment options. Overall, life for a retiree in Crete can be as relaxed or as active as one chooses. With its beautiful scenery, rich history, and friendly locals, it's no wonder that so many people choose to retire here," remarked one retiree in crete.

Get Quote
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Get Quote
What advice do overseas retirees have for others considering retiring abroad?
"Retirees in Crete, Greece, advise others considering retiring abroad to thoroughly research the cost of living in their chosen destination, as it can vary greatly from their home country. They suggest learning the local language, even if it's just the basics, to help integrate into the community and make everyday tasks easier. It's also recommended to understand the healthcare system and ensure you have adequate coverage. They advise spending some time in the country before making the move, to get a feel for the culture, climate, and lifestyle. They also suggest making connections with locals and other expats, as they can provide valuable advice and support. It's important to consider the accessibility to home and the ease of travel for family visits. Lastly, they recommend embracing the local culture and traditions, as this can greatly enhance the retirement experience," said one retiree in crete.
What are the most challenging aspects of retiring in Crete?
"One of the most challenging aspects of retiring in Crete, Greece is the language barrier. While English is spoken in many tourist areas, it may not be as common in more rural or residential areas. Another challenge could be adjusting to the slower pace of life. The Greek lifestyle is typically more relaxed and less hurried than in other Western countries, which could be a significant change for some retirees. The cost of living can also be a challenge. While it is generally lower than in many other European countries, it can still be high compared to other retirement destinations. Healthcare is another potential challenge. While Greece has a national health service, it has been under strain in recent years due to economic difficulties. This could potentially impact the quality and availability of care. Understanding and navigating the Greek bureaucracy can also be difficult. This can be particularly challenging when dealing with property ownership, taxes, and residency permits. Finally, being far from family and friends can be a significant challenge for many retirees. While modern technology makes it easier to stay connected, the physical distance can still be difficult," said a person in crete.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
What are the most rewarding aspects of retiring in Crete?
"Retiring in Crete, Greece offers the opportunity to enjoy a relaxed and laid-back lifestyle, with plenty of time to explore the island's beautiful beaches, mountains, and historical sites. The cost of living is relatively low compared to many other European countries, making it an affordable option for retirees. The Mediterranean diet, which is rich in fresh fruits, vegetables, and seafood, is not only delicious but also beneficial for health. The climate in Crete is mild and pleasant, with plenty of sunshine throughout the year, making it an ideal place for outdoor activities. The local people are known for their hospitality and friendliness, making it easy to integrate into the community. The healthcare system in Greece is of a high standard, with many English-speaking doctors and medical staff. The island's rich history and culture provide endless opportunities for learning and exploration. Lastly, the slower pace of life in Crete allows retirees to truly unwind and enjoy their golden years," said a person in crete.
What are healthcare services like in Crete?
We asked retirees if they have access to good medical care in Crete. They wrote:
"Healthcare services in Crete, Greece are generally of a high standard, with a mix of public and private healthcare facilities available. The island has several hospitals and health centers, with the largest hospital located in the capital city, Heraklion. These facilities are equipped with modern medical equipment and staffed by well-trained medical professionals, many of whom speak English. Public healthcare in Crete is funded through a national health insurance scheme, which covers a significant portion of medical costs for Greek citizens. However, it's worth noting that public hospitals can sometimes be crowded and waiting times can be long for non-emergency treatments. On the other hand, private healthcare in Crete offers a higher standard of comfort and efficiency, with shorter waiting times and more personalized care. However, these services can be quite expensive without private health insurance. Pharmacies are widely available throughout Crete, and many medications that would require a prescription in other countries can be purchased over the counter. Emergency medical services are also available and are generally reliable. In case of an emergency, there are ambulances services, and for extreme cases, medical evacuation to Athens or other European cities is possible. Overall, while the healthcare system in Crete has its challenges, it is capable of providing quality care, particularly in emergency situations and for common illnesses. Visitors are advised to have comprehensive travel insurance that covers healthcare," said a retiree who moved to crete, Greece.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.