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Retire in Christchurch, New Zealand | Expat Exchange
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Retire in Christchurch, New Zealand

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By Betsy Burlingame

Last updated on May 06, 2025

Summary: Retirees share their experiences living in Christchurch, New Zealand. What are the challenges and rewards of retiring in Christchurch?

What is it like to retire in Christchurch?

"Life for a retiree in Christchurch is filled with a variety of activities and attractions that cater to a wide range of interests. The city is known for its beautiful gardens, parks, and scenic landscapes, providing ample opportunities for outdoor recreation such as walking, cycling, and bird watching. The nearby Port Hills and Banks Peninsula offer hiking trails with stunning views, while the Avon River that winds through the city is perfect for leisurely boat rides. Christchurch is also rich in culture and history. Retirees can explore the Canterbury Museum, the Christchurch Art Gallery, and the city's many historic buildings and landmarks. The city has a vibrant arts scene with regular performances at the Christchurch Symphony Orchestra, the Court Theatre, and various music festivals throughout the year. There is a thriving expat community in Christchurch, with many retirees from around the world choosing to settle in the city. This diverse community often organizes social events and activities, providing a great way to meet new people and make friends. While Christchurch is not known for a bustling nightlife like some larger cities, it does have a range of options for those who enjoy evening entertainment. There are numerous restaurants offering a variety of cuisines, cozy pubs and bars, and several cinemas. The city also hosts a number of evening events, such as night markets and outdoor concerts, particularly in the summer months. In terms of amenities, Christchurch has a good healthcare system with several hospitals and clinics, and a range of shopping options from large malls to boutique stores. Public transport is reliable and efficient, making it easy to get around the city. Overall, life for a retiree in Christchurch offers a balance of relaxation and activity, with plenty of opportunities to enjoy the outdoors, engage with the community, and immerse oneself in the local culture and history," explained one retiree living in Christchurch.

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What advice do overseas retirees have for others considering retiring abroad?

"Retirees in Christchurch, advise others considering retiring abroad to thoroughly research the cost of living in their chosen destination, as it can significantly differ from their home country. They suggest learning about the healthcare system and the quality of medical services available, as health often becomes a priority in retirement. They also recommend understanding the tax implications of retiring abroad, as it can impact your retirement savings. They suggest visiting the place multiple times at different times of the year before making a decision, to get a feel for the climate, culture, and lifestyle. They also advise learning the local language, as it can make daily life easier and more enjoyable. They recommend considering the proximity to family and friends, as maintaining these relationships can be important for emotional well-being. They also suggest looking into the political stability and safety of the country. Lastly, they advise others to be open-minded and adaptable, as retiring abroad often involves embracing a new culture and way of life. They suggest taking the time to integrate into the local community, as it can greatly enhance the retirement experience," explained one retiree living in Christchurch.

What are the most challenging aspects of retiring in Christchurch?

"One of the most challenging aspects of retiring in Christchurch is the high cost of living, especially in terms of housing and healthcare. The city is known for its high property prices, which can be a significant burden for retirees on a fixed income. Another challenge is the potential for isolation, particularly for those who do not have family or a strong social network in the area. This can be exacerbated by the fact that Christchurch is a relatively small city, with fewer opportunities for social engagement compared to larger cities. The city's vulnerability to natural disasters, such as earthquakes, can also be a concern for retirees. The 2011 earthquake in Christchurch caused significant damage and disruption, and the risk of future earthquakes can be a source of anxiety. Accessing certain types of healthcare can also be challenging in Christchurch. While the city has a good healthcare system, there can be long wait times for certain procedures and treatments, which can be difficult for older adults who may have more health concerns. Lastly, the weather in Christchurch can be quite variable, with cold winters and hot, dry summers. This can be a challenge for retirees who may have health conditions that are affected by extreme temperatures," explained a retiree in Christchurch.

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What are the most rewarding aspects of retiring in Christchurch?

"Retiring in Christchurch offers a peaceful and relaxed lifestyle with a slower pace, perfect for those looking to unwind after years of work. The city is known for its beautiful gardens, parks, and rivers, providing plenty of opportunities for outdoor activities such as walking, cycling, and fishing. Christchurch also boasts a vibrant arts scene with numerous galleries, theatres, and music venues, catering to a wide range of cultural interests. The city's healthcare system is excellent, ensuring retirees have access to top-notch medical care. The cost of living is relatively low compared to other major cities, making it an affordable choice for retirement. The community in Christchurch is friendly and welcoming, making it easy for retirees to make new friends and feel at home. The city's location also makes it a great base for exploring the rest of New Zealand's stunning landscapes and attractions," commented one retiree living in Christchurch, New Zealand.

What are healthcare services like in Christchurch?

We asked retirees if they have access to good medical care in Christchurch. They wrote:

"Healthcare services in Christchurch are comprehensive and of high quality. The city is home to several public and private hospitals that provide a wide range of medical services. The public healthcare system is funded by the government and provides free or low-cost healthcare services to residents. This includes general practitioner visits, hospital care, mental health services, and certain types of surgery. Private healthcare is also available for those who prefer it or need services not covered by the public system. This often includes specialist services, elective surgeries, and private hospital stays. Christchurch also has a number of pharmacies, dental clinics, and other healthcare providers. The city is known for its focus on community health, with numerous programs aimed at promoting wellness and preventing disease. Emergency services in Christchurch are robust and efficient, with a well-coordinated system for dealing with major incidents and disasters. The city's healthcare services are also well-integrated with those in the wider Canterbury region, ensuring a continuity of care for residents. In terms of medical education, Christchurch has a campus of the University of Otago, which is renowned for its medical school. This not only contributes to the high standard of healthcare in the city, but also ensures a steady supply of well-trained medical professionals. Overall, healthcare services in Christchurch are accessible, high-quality, and patient-focused," said one retiree in Christchurch.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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