Retire in Nelson, New Zealand
Last updated on Apr 06, 2025
Summary: Retirees share their experiences living in Nelson, New Zealand. What are the challenges and rewards of retiring in Nelson?
What is it like to retire in Nelson?
"Life for a retiree in Nelson is typically peaceful, relaxed, and filled with natural beauty. The city is known for its stunning landscapes, including three national parks, golden beaches, and a beautiful coastline, providing ample opportunities for outdoor activities such as hiking, biking, and kayaking. Nelson also has a vibrant arts scene, with numerous galleries, studios, and craft markets, making it a cultural hub for those interested in the arts. The city hosts several festivals throughout the year, including the Nelson Arts Festival and the Nelson Jazz Festival, offering retirees a chance to immerse themselves in local culture and entertainment. While Nelson may not have a bustling nightlife like larger cities, it does offer a range of dining options, from casual cafes to fine dining restaurants, many of which offer locally sourced food and wine. The city is also known for its craft beer, with several local breweries offering tours and tastings. As for the expat community, Nelson is home to a diverse population, including a number of retirees from around the world. There are several clubs and organizations that cater to expats, providing opportunities for socializing and networking. The welcoming nature of the local community makes it easy for retirees to integrate and make new friends. In terms of healthcare, Nelson offers high-quality medical facilities and services, with a range of specialists and general practitioners available. The city also has several retirement villages and aged care facilities, providing a range of living options for retirees. Overall, Nelson offers a high quality of life for retirees, with its beautiful natural surroundings, vibrant arts scene, and welcoming community," said one retiree in Nelson.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What advice do overseas retirees have for others considering retiring abroad?
"Retirees in Nelson advise others considering retiring abroad to thoroughly research the cost of living in their chosen destination, as it can vary greatly from their home country. They suggest visiting the location multiple times before making a decision, to get a feel for the culture, climate, and lifestyle. It's also important to understand the healthcare system and ensure you have adequate coverage. They recommend learning the local language, if different from your own, to help integrate into the community. They also suggest seeking legal advice before purchasing property abroad. Lastly, they emphasize the importance of staying socially active and connected to maintain a high quality of life," said a person in Nelson.
What are the most challenging aspects of retiring in Nelson?
"One of the most challenging aspects of retiring in Nelson could be the high cost of living, especially in terms of housing and healthcare. The city is known for its high property prices which may not be affordable for retirees on a fixed income. Another challenge could be the distance from major cities. Nelson is located at the top of the South Island, which can make travel to larger cities like Wellington or Auckland time-consuming and expensive. This could be a problem for retirees who have family in these cities or who require specialized medical care not available in Nelson. The city's popularity as a tourist destination could also be a challenge. The influx of tourists during peak seasons can lead to crowded streets and longer wait times at restaurants and other amenities. Additionally, while Nelson boasts a mild climate, it is also known for its high annual sunshine hours which could be a problem for those with sun sensitivity or skin conditions. Lastly, while Nelson offers a range of recreational activities, they are largely outdoor and nature-based. Those who prefer cultural, educational or indoor activities may find the options limited," said one retiree in living in Nelson, New Zealand.

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What are the most rewarding aspects of retiring in Nelson?
"Retiring in Nelson offers a peaceful and relaxed lifestyle, with a slower pace that many retirees appreciate. The city is known for its stunning natural beauty, including three national parks, beautiful beaches, and a sunny climate, providing ample opportunities for outdoor activities such as hiking, fishing, and boating. Nelson also boasts a vibrant arts scene, with numerous galleries, studios, and festivals that cater to a variety of artistic interests. The city's strong sense of community and friendly locals make it easy for retirees to make new friends and feel at home. Additionally, Nelson offers excellent healthcare facilities and services, ensuring that retirees have access to high-quality medical care. The cost of living is also relatively low compared to other parts of New Zealand, making it a financially viable option for many retirees," said a person in Nelson.
What are healthcare services like in Nelson?
We asked retirees if they have access to good medical care in Nelson. They wrote:
"Nelson offers a comprehensive range of healthcare services, including both public and private options. The public healthcare system is funded by the government and provides free or low-cost healthcare to all residents and some visitors. This includes hospital care, emergency services, and some specialist services. The Nelson Marlborough District Health Board oversees the public healthcare services in the region, which includes Nelson Hospital and several smaller community hospitals. Nelson Hospital is the largest facility in the region and provides a wide range of services including emergency care, maternity services, mental health services, and surgical services. In addition to public healthcare, there are also numerous private healthcare providers in Nelson. These include private hospitals, specialist clinics, and general practitioners. Private healthcare often offers shorter wait times for non-emergency procedures and appointments, but it is typically more expensive than public healthcare. Pharmacies are also readily available throughout Nelson, providing prescription medications and over-the-counter drugs. Many pharmacies also offer additional services such as flu vaccinations and health advice. Mental health services are also available in Nelson, with a range of providers offering counselling, therapy, and psychiatric services. These services are available through both public and private providers. In terms of elderly care, Nelson offers a range of services including residential care homes, home care services, and retirement villages. These services aim to support the health and wellbeing of older residents, offering both medical care and social support. Overall, Nelson, New Zealand offers a comprehensive range of healthcare services designed to meet the needs of its diverse population," remarked one retiree in Nelson.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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