Bermuda Harbor

Cost of Living in Hamilton, Bermuda

By Joshua Wood, LPC

Last updated on Jul 05, 2025

Summary: The cost of living in Hamilton, Bermuda is generally considered to be quite high. A nice 1 bedroom apartment in Hamilton can cost anywhere from $2,000 to $3,000 per month in US Dollars. A nice 2 bedroom apartment can cost anywhere from $3,000 to $4,500 per month in US Dollars. The cost of dinner at a moderately priced restaurant in Hamilton can range from $30 to $50 per person in US Dollars.

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Is the cost of living in Hamilton high?

We asked people how much they someone comfortably live on in Hamilton, they wrote:

"The cost of living in Hamilton is generally considered to be high. Prices for basic necessities such as food, housing, and transportation are all more expensive than in many other parts of the world. Additionally, the cost of entertainment and leisure activities can be quite high, as well as the cost of medical care. Despite the high cost of living, Hamilton is a desirable place to live due to its beautiful beaches, warm climate, and vibrant culture," explained one expat.

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Will I save money living in Hamilton?

"Living in Hamilton may be more expensive than living in the United States due to the higher cost of living in Bermuda. The cost of housing, food, and other necessities is generally higher in Bermuda than in the United States. Additionally, Bermuda has a higher sales tax rate than most states in the US. However, the cost of living in Bermuda is offset by the fact that there is no income tax in Bermuda, which can result in significant savings for those who are employed in Bermuda," remarked one expat in Hamilton.

What is the average cost of housing in Hamilton?

If you are thinking about moving to Hamilton, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Hamilton is generally quite high. Renting an apartment or house in the city can range from moderately expensive to very expensive, depending on the size and location. Prices for a one-bedroom apartment in the city center can range from $2,000 to $3,500 per month, while a three-bedroom house in the suburbs can cost anywhere from $3,500 to $5,000 per month," explained one expat.

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What are typical rental prices for expats in Hamilton?

"The rental price for a nice 1 bedroom apartment in Hamilton is typically around $2,000 per month, while a nice 2 bedroom apartment can cost around $2,500 per month," said an expat in Hamilton.

What appliances are typically included in a rental?

We asked foreigners in Hamilton what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Rental properties in Hamilton typically include a refrigerator, stove, oven, dishwasher, washer, and dryer. Additionally, some properties may include a microwave, toaster, and other small kitchen appliances," wrote one expat.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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