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Cost of Living in Zadar, Croatia

By Betsy Burlingame

Last updated on Jun 05, 2025

Summary: What is the cost of living in Zadar, Croatia? Expats, digital nomads and retirees living in Zadar talk about the general living costs, the cost of housing and health insurance.

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Is the cost of living in Zadar high?

We asked people how much they someone comfortably live on in Zadar, they wrote:

"The cost of living in Zadar is considered to be relatively affordable compared to other European cities. Rent for a one-bedroom apartment in the city center is quite reasonable, while outside the city center, it is even cheaper. The cost of utilities such as electricity, heating, cooling, water, and garbage is also quite low. Groceries in Zadar are reasonably priced, with local markets offering fresh produce at lower costs. Eating out at an inexpensive restaurant is also quite affordable, while a three-course meal for two people at a mid-range restaurant can be a bit more expensive. Public transportation in Zadar is relatively cheap, with monthly passes available at a reasonable price. Gasoline prices are on par with the European average. Healthcare in Zadar is generally affordable, especially when compared to countries like the United States. However, private health insurance is recommended for expats. Entertainment and sports activities are also reasonably priced in Zadar. A monthly gym membership is quite affordable, and cinema tickets are also reasonably priced. Overall, the cost of living in Zadar is quite low, making it an attractive destination for expats and retirees. However, salaries in Zadar are also lower than the European average, which should be taken into account when considering moving to this city," explained one expat.

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Will I save money living in Zadar?

"Yes, you are likely to save money living in Zadar compared to the United States. The cost of living in Zadar is generally lower than in many parts of the United States. This includes expenses such as rent, groceries, dining out, and transportation. However, the amount you save can depend on your lifestyle and spending habits. It's also important to consider factors such as income and job opportunities, as these can vary greatly between countries," said one person in Zadar.

What is the average cost of housing in Zadar?

If you are thinking about moving to Zadar, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Zadar can vary greatly depending on the location and size of the property. For instance, in the city center, you can expect to pay a higher price compared to the outskirts. On average, you might expect to pay around 2000 Euros per square meter for an apartment in the city center. However, prices can drop to around 1500 Euros per square meter or even lower for properties located further from the city center. Please note that these are average prices and actual costs can be higher or lower," wrote a person living in Zadar.

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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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