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Real Estate in Dubrovnik, Croatia | Expat Exchange
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Real Estate in Dubrovnik, Croatia

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By Betsy Burlingame

Last updated on Jul 05, 2023

Summary: People living in Dubrovnik, Croatia offer advice about real estate. How do you find a home in Dubrovnik? Should you buy or rent? What is the cost of housing?

How do I find a place to live in Dubrovnik?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Dubrovnik involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from an apartment, a house, or even a room in a shared house. Next, you should research the different neighborhoods in Dubrovnik to find one that suits your lifestyle and preferences. Some popular areas include the Old Town, Ploce, and Lapad. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Dubrovnik. Websites like Njuskalo, Crozilla, and Indomio are popular in Croatia. You can also use international websites like Airbnb for short-term rentals or if you're looking for a furnished place. Another option is to hire a real estate agent. They can help you navigate the local market, arrange viewings, and handle negotiations. When you find a place you like, make sure to visit it in person before making any commitments. Check the condition of the property, the amenities, and the surrounding area. Finally, once you've found your ideal place, you'll need to sign a lease agreement. Make sure to read it carefully and understand all the terms before signing. It's also a good idea to have a local or someone fluent in Croatian help you with this to ensure you fully understand the contract. Remember, finding a place to live can take time, so be patient and don't rush the process," explained one expat living in Dubrovnik, Croatia.

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What is a typical expat home or apartment like in Dubrovnik?

"A typical expat home or apartment in Dubrovnik, is often located in the city center or in the surrounding areas with a view of the Adriatic Sea. These homes are usually fully furnished, featuring a blend of modern and traditional Croatian design. They often have one or two bedrooms, a living room, a fully equipped kitchen, and one or two bathrooms. Some apartments may also have a balcony or a small garden, offering a beautiful view of the city's historic walls or the sea. The buildings themselves often have a historic charm, as many are located in centuries-old stone houses. Despite this, they are usually equipped with modern amenities such as air conditioning, Wi-Fi, and sometimes even a washing machine. Many expats choose to live in areas that are within walking distance to local shops, restaurants, and attractions. Some may also choose to live a bit further out, in quieter, more residential areas," said one person in Dubrovnik.

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What is the average cost of housing in Dubrovnik?

If you are thinking about moving to Dubrovnik, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Dubrovnik can vary greatly depending on the location and size of the property. For instance, in the city center, the price for a one-bedroom apartment can be quite high, while outside the city center, the cost can be significantly lower. Additionally, the cost of buying a property in Dubrovnik is generally more expensive compared to renting. As of recent data, the average monthly rent for a one-bedroom apartment in the city center is approximately $700, while outside the city center it drops to around $500. If you're looking to buy an apartment in the city center, the average price per square meter is around $4,000, but it can be as low as $2,500 per square meter outside the city center," explained one expat living in Dubrovnik, Croatia.

Should I buy or rent a home in Dubrovnik?

If you have not spent a lot of time in Dubrovnik, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"The decision to buy or rent a home in Dubrovnik, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Dubrovnik for a long period, buying a home could be a good investment. Owning a property allows you to build equity over time and could provide a sense of stability and permanence. On the other hand, if you're not sure about your long-term plans or if your job requires you to move frequently, renting might be a better option. Renting offers more flexibility as you can move without the hassle of selling a property. It also allows you to avoid the responsibilities and costs that come with home ownership, such as maintenance, repairs, and property taxes. Financially, buying a home in Dubrovnik can be quite expensive, as it is a popular tourist destination known for its stunning architecture and beautiful coastline. Therefore, you need to ensure you have a stable income and enough savings for a down payment, closing costs, and ongoing expenses. Renting, while also not cheap in this city, doesn't require a large initial outlay of cash. In terms of lifestyle, owning a home can give you the freedom to customize your living space and offers a sense of privacy that renting might not provide. However, if you prefer not to deal with maintenance issues and enjoy the amenities that often come with rental properties, such as a gym or pool, renting might be more suitable. Lastly, the real estate market conditions in Dubrovnik should also be considered. If it's a seller's market with high property prices, it might be better to rent until conditions are more favorable for buyers. Conversely, if it's a buyer's market, it could be a good time to invest in a property. In conclusion, the decision to buy or rent a home in Dubrovnik should be based on a careful consideration of your financial situation, lifestyle preferences, and long-term plans. It's recommended to consult with a real estate professional or financial advisor to help make the best decision," explained one person living in Dubrovnik, Croatia.

"We built one, and no, it's not an easy process. Building is a bargain over here, the quality is ok, but the paper shit may kill you. And more important, the registration of ownership in Croatia still is horrible, so TAKE CARE that your dream property does not become a nightmare," said one expat in Dubrovnik.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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