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Retire in Cabo San Lucas Guide

Retire in Cabo San Lucas with confidence, armed with the knowledge from our extensive guide. It covers critical considerations for retirees, from the cost of living and climate to housing, healthcare, and residency choices in Cabo San Lucas. We also delve into the social and cultural scene, volunteering options, public transportation facilities, and the city's walkability, helping you make an informed decision.
|-Retire in Cabo San Lucas Guide

Cabo San Lucas, is a popular retirement destination for international retirees. The city’s stunning beaches, vibrant culture, and warm climate make it an attractive place to spend one’s golden years. However, like any foreign country, retiring in Cabo San Lucas comes with its own set of challenges and rewards.

Cost of Living in Cabo

The cost of living in Cabo San Lucas is relatively low compared to many U.S. cities. Housing, groceries, and healthcare are all significantly cheaper. However, it’s important to note that prices can vary depending on the area and lifestyle choices. For example, living in a beachfront condo will be more expensive than a small apartment in the city center.


Cabo San Lucas boasts a warm, tropical climate year-round. The city enjoys over 300 days of sunshine per year, making it an ideal location for retirees who enjoy outdoor activities. However, the summer months can be quite hot, and the city does experience a rainy season from July to October.


Healthcare in Cabo San Lucas is generally of high quality. The city has several modern hospitals and clinics, and many doctors speak English. However, it’s important to have a good health insurance plan, as medical costs can be high for non-residents.

Public Healthcare System

While Mexico does have a public healthcare system, it’s not always accessible to international retirees. Many retirees choose to purchase private health insurance or pay out-of-pocket for medical services. However, even private healthcare in Cabo San Lucas is often cheaper than in the U.S.

Residency Options

There are several options for obtaining residency in Mexico. The most common is the temporary resident visa, which is valid for up to four years. After this period, retirees can apply for permanent residency. It’s important to consult with an immigration lawyer to understand the requirements and process.

Recreational Activities

Cabo San Lucas offers a wide range of recreational activities for retirees. From golfing and fishing to hiking and beachcombing, there’s something for everyone. The city is also home to several beautiful parks, including the popular Land’s End.


Food lovers will be delighted by the culinary scene in Cabo San Lucas. The city offers a wide range of dining options, from local taco stands to upscale seafood restaurants. Some popular spots include Mi Casa, a traditional Mexican restaurant, and Hacienda Cocina y Cantina, known for its stunning beachfront views and delicious seafood.

Learning the Language

While many locals in Cabo San Lucas speak English, learning Spanish can enhance your retirement experience. There are several language schools in the city, such as the Baja California Language College, that offer Spanish classes for all levels.

Local Culture

The locals in Cabo San Lucas are generally friendly and welcoming to retirees. The city has a relaxed, laid-back vibe that many retirees find appealing. However, it’s important to respect local customs and traditions.

Meeting People and Volunteering

Meeting new people and making friends can be one of the most rewarding aspects of retiring abroad. Joining local clubs, participating in community events, and volunteering are all great ways to meet locals and other retirees. Organizations like the Cabo San Lucas Rotary Club and the local animal shelter are always looking for volunteers.

Housing Options

There are a variety of housing options available in Cabo San Lucas, from modern condos in the city center to beachfront villas. Many retirees choose to rent rather than buy, as it offers more flexibility. Some popular neighborhoods for retirees include Pedregal, Marina, and El Medano.


While having a car can be convenient, it’s not necessary in Cabo San Lucas. The city has a reliable public transportation system, and many areas are walkable. Taxis and ride-sharing services are also readily available.

Retiring in Cabo San Lucas, Mexico, can be a rewarding experience, offering a relaxed lifestyle, beautiful surroundings, and a welcoming community. However, it’s important to do your research and plan ahead to ensure a smooth transition.

Joshua WoodJoshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Additional Information:

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