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Retire in Makati City Guide

Retire in Makati City with confidence, armed with the knowledge from our extensive guide. It covers critical considerations for retirees, from the cost of living and climate to housing, healthcare, and residency choices in Makati City. We also delve into the social and cultural scene, volunteering options, public transportation facilities, and the city's walkability, helping you make an informed decision.
|-Retire in Makati City Guide

Retiring in Makati City is a dream come true for many international retirees. The city offers a unique blend of modern amenities, rich culture, and a warm, welcoming community. The cost of living is affordable, the climate is tropical, and the healthcare system is top-notch. However, like any other place, retiring in Makati City also comes with its own set of challenges. Language barriers, cultural differences, and adjusting to a new way of life can be daunting. But with the right information and preparation, these challenges can be easily overcome.

Cost of Living

The cost of living in Makati City is one of its biggest attractions for retirees. Compared to many Western countries, the cost of housing, food, and healthcare is significantly lower. A comfortable lifestyle can be maintained on a modest pension or savings. However, it’s important to note that the cost of living can vary depending on your lifestyle and the area of the city you choose to live in.


Makati City enjoys a tropical climate with warm temperatures throughout the year. The city experiences two main seasons: the dry season from November to April and the wet season from May to October. The average temperature ranges from 25°C to 32°C, making it an ideal destination for those who enjoy warm weather.


Makati City is home to some of the best hospitals and doctors in the Philippines. The city’s healthcare system is well-regarded, with many hospitals offering state-of-the-art facilities and services. Many doctors and medical staff speak English, making communication easier for international retirees.

Public Healthcare System

While the Philippines has a public healthcare system, many international retirees opt for private healthcare due to its higher standard of care. However, it’s possible for foreigners to enroll in the public healthcare system if they meet certain requirements. It’s recommended to have a comprehensive health insurance plan to cover any medical expenses.

Residency Options for Retirees

The Philippines offers several residency options for retirees, including the Special Resident Retiree’s Visa (SRRV). This visa allows foreigners to live indefinitely in the Philippines, with the requirement of maintaining a certain amount in a Philippine bank or investing in a condominium or long-term lease.

Parks and Recreational Activities

Makati City offers a variety of parks and recreational activities for retirees. The Ayala Triangle Gardens is a popular spot for morning walks and picnics. The city also has several golf courses, tennis courts, and swimming pools. For those who enjoy shopping, the Greenbelt and Glorietta shopping malls offer a wide range of stores and restaurants.


From local Filipino cuisine to international dishes, Makati City has a vibrant food scene. Some popular restaurants include the Romulo Cafe for Filipino food, the Elbert’s Steak Room for steak lovers, and the People’s Palace for Thai cuisine.

Learning the Language

While English is widely spoken in Makati City, learning the local language, Tagalog, can enhance your experience. The Berlitz Language Center offers Tagalog language courses for foreigners.

Local Culture

The locals in Makati City are known for their hospitality and friendliness. The city has a diverse culture, with a mix of traditional Filipino customs and modern influences. There are numerous festivals and events throughout the year, providing opportunities for retirees to immerse themselves in the local culture.

Meeting People and Volunteer Opportunities

Meeting new people and making friends is easy in Makati City. There are several clubs and organizations for retirees, such as the American Association of the Philippines. Volunteering is also a great way to meet people and give back to the community. Organizations like Hands On Manila offer various volunteer opportunities.

Housing Options

Most retirees in Makati City choose to live in condominiums due to their convenience and security. These condos are often located in central areas of the city, close to shopping malls, restaurants, and hospitals. Some popular neighborhoods for retirees include Salcedo Village and Legazpi Village.


Makati City has a comprehensive public transportation system, including buses, jeepneys, and taxis. The city is also walkable, with many amenities within walking distance. Owning a car is not necessary, making it easier for retirees to get around.

Retiring in Makati City, Philippines offers a unique and fulfilling experience. With its affordable cost of living, warm climate, and friendly locals, it’s no wonder that more and more international retirees are choosing to call this city home.

Joshua WoodJoshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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