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Retire in Clementi Guide

Retire in Clementi with confidence, armed with the knowledge from our extensive guide. It covers critical considerations for retirees, from the cost of living and climate to housing, healthcare, and residency choices in Clementi. We also delve into the social and cultural scene, volunteering options, public transportation facilities, and the city's walkability, helping you make an informed decision.

Retiring in Clementi offers a unique blend of modern amenities, rich cultural experiences, and a high standard of living. This bustling residential town is a popular choice among international retirees for its vibrant community, excellent healthcare, and a plethora of recreational activities. However, like any other place, retiring in Clementi comes with its own set of challenges, including the high cost of living and the need to adapt to a new culture and language.

Cost of Living

One of the significant factors to consider when retiring in Clementi is the cost of living. Singapore is known for its high living standards, and Clementi is no exception. Housing, food, and healthcare can be quite expensive compared to other retirement destinations. However, the high cost is often justified by the quality of services and amenities available. For instance, public transportation is efficient and reliable, reducing the need for a private vehicle.


Singapore has a tropical rainforest climate, which means it’s warm and humid throughout the year. Clementi, being part of Singapore, experiences the same weather conditions. The average temperature ranges from 25 to 31 degrees Celsius, making it ideal for retirees who enjoy warm weather. However, the high humidity might take some time to get used to, especially for those coming from cooler climates.


One of the best things about retiring in Clementi is the access to world-class healthcare. Singapore’s healthcare system is ranked among the best in the world, and Clementi is home to several top-notch medical facilities. The National University Hospital, a leading healthcare institution, is located in Clementi, providing easy access to high-quality medical care.

Public Healthcare System

While Singapore’s public healthcare system is excellent, it’s important to note that it’s primarily designed for citizens and permanent residents. International retirees may not be eligible for the same subsidies and benefits. However, many expats opt for private health insurance to cover their medical expenses.

Residency Options for Retirees

Singapore offers several options for international retirees to obtain residency. The most common is the Long-Term Visit Pass, which allows foreigners to stay in Singapore for a longer period. Another option is the Global Investor Programme, which grants permanent residency to those who invest a significant amount in the country.

Parks and Recreational Activities

Clementi is home to several parks and recreational facilities, providing ample opportunities for retirees to stay active and engaged. The Clementi Woods Park, for instance, offers walking trails and picnic spots, while the Clementi Swimming Complex is a popular spot for swimming enthusiasts.


Food is a big part of Singapore’s culture, and Clementi is no exception. The town is home to a variety of eateries, ranging from hawker centres like Clementi Market & Food Centre to restaurants like W39 Bistro & Bakery and Summer Hill. These places offer a wide range of cuisines, catering to different tastes and budgets.

Learning the Language

While English is widely spoken in Singapore, learning the local language can enhance the retirement experience. The Singapore University of Social Sciences in Clementi offers language courses in Mandarin, which is commonly spoken in the area.

Local Community

The locals in Clementi are known for their friendliness and hospitality. The community is diverse, with a mix of locals and expats, creating a vibrant and inclusive environment. There are also several volunteer opportunities available, such as at the Clementi Community Centre, allowing retirees to give back to the community and meet new people.

Housing Options

Most retirees in Clementi live in condominiums or HDB flats, which are public housing units. These are usually located in the central part of the town, close to amenities like shopping centres, parks, and healthcare facilities. Some retirees also opt for private apartments or landed properties, depending on their budget and lifestyle preferences.


Public transportation in Clementi is efficient and well-connected, with a network of buses and trains servicing the area. The town is also pedestrian-friendly, with plenty of walkways and cycling paths. This makes it possible for retirees to get around without a car, making it a convenient and eco-friendly place to live.

Overall, retiring in Clementi, Singapore offers a unique blend of modern comforts and cultural experiences. While the cost of living and language barrier may pose challenges, the high quality of life, excellent healthcare, and vibrant community make it a worthwhile destination for international retirees.

Joshua WoodJoshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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