Luxembourg has a public and private healthcare system that provides quality medical care to its citizens and expats. The public healthcare system is called the Luxembourg Health Insurance Fund (Caisse Nationale de Santé) and is used by both citizens and foreigners.
Luxembourg’s Healthcare System
The public healthcare system in Luxembourg is comprehensive and covers most medical expenses. People generally recommend using public hospitals in Luxembourg for serious medical emergencies and major surgery. Public hospitals in Luxembourg are well-equipped and staffed with experienced medical professionals. Foreigners, including expats and digital nomads, are allowed to use the public healthcare system in Luxembourg.
In addition to the public healthcare system, there are also private hospitals and clinics in Luxembourg. Expats primarily use private hospitals for specialized medical care and major surgeries. Private hospitals in Luxembourg are well-equipped and staffed with experienced medical professionals. People generally recommend using private hospitals for serious medical emergencies and major surgery.
Hospitals and Clinics for Expats in Luxembourg
- Centre Hospitalier de Luxembourg (public hospital) – located in Luxembourg City
- Clinique Bohler (private hospital) – located in Luxembourg City
- Clinique de la Fondation Ophtalmologique Adolphe de Rothschild (private hospital) – located in Luxembourg City
- Clinique du Nord (private hospital) – located in Esch-sur-Alzette
- Clinique du Parc (private hospital) – located in Luxembourg City
Emergency Services in Luxembourg
Luxembourg has an ambulance service that can be called by dialing 112. Ambulances usually arrive quickly and are well-equipped.
Health Insurance Companies in Luxembourg
The most popular private health insurers in Luxembourg are Bâloise Assurances, DKV Euro Service, and Sanitas. Expats and digital nomads typically use these companies or specialized expat health insurance providers.
Insider Tips from Expats in Luxembourg: Health Care
“I’ve been living in Luxembourg for a few years now, and I can tell you that it’s definitely possible to live comfortably on $5,000 a month, but you’ll need to make some adjustments and be mindful of your spending. Luxembourg is known for being an expensive city, especially when it comes to housing and dining out.First, let’s talk about housing. If you want to live in a more affordable neighborhood, I’d recommend looking into areas like Bonnevoie, Cents, or Gasperich. These neighborhoods are still close to the city center but tend to have lower rental prices compared to more upscale areas like Kirchberg, Limpertsberg, or Belair. You can expect to pay around $1,500 to $2,000 for a one-bedroom apartment in these more affordable neighborhoods, while the same apartment in the expensive areas could easily cost you $2,500 or more.Next, you’ll need to consider transportation costs. Public transportation in Luxembourg is quite good, and you can save a lot by using buses and trains instead of owning a car. A monthly public transportation pass costs around $50, which is much cheaper than the costs associated with owning and maintaining a car.When it comes to groceries, you can save money by shopping at discount supermarkets like Aldi or Lidl, which offer lower prices compared to more upscale supermarkets like Delhaize or Cactus. You can also save by cooking at home more often, as dining out in Luxembourg can be quite expensive, with a meal at a mid-range restaurant easily costing $30 or more per person.As for entertainment and leisure activities, there are plenty of free or low-cost options in Luxembourg. You can enjoy the many parks and green spaces throughout the city, visit museums on their free admission days, or take advantage of the numerous cultural events and festivals that take place throughout the year.In summary, living comfortably on $5,000 a month in Luxembourg is possible, but you’ll need to be mindful of your spending and make some adjustments to your lifestyle. By choosing a more affordable neighborhood, using public transportation, shopping at discount supermarkets, and taking advantage of free or low-cost activities, you can make it work,” commented an expat living in Luxembourg.
