10 Things to Know Before Moving to Bermuda
Summary: If you're planning a move to Bermuda, here are 10 things expats living there wish they had known before moving to Bermuda.
Are you considering a move to Bermuda, the jewel of the Atlantic? This tiny archipelago is known for its pink sand beaches, turquoise waters, and vibrant culture. But before you pack your bags, there are a few things you should know about living in Bermuda. Here are ten essential tips to help you navigate the ins and outs of expat life on the island.
1. Understand the Cost of Living
Bermuda is known for its high cost of living, particularly when it comes to housing. The island's real estate is expensive, with the average rent for a one-bedroom apartment in the city center hovering around $3,000 per month. Food, especially imported goods, can also be pricey. It's essential to budget accordingly and consider negotiating a allowance with your employer if you're moving for work.
2. Job Market Insights
Bermuda's job market is heavily focused on the financial services sector, with many expats working in insurance, banking, and accounting. Other industries, such as tourism and healthcare, also offer opportunities. However, jobs can be competitive, and work permits are required for non-Bermudians. It's crucial to secure a job before moving, as the process can be complex.
3. Navigating the Visa Process
To work in Bermuda, you'll need a work permit, which is typically arranged by your employer. The process can be lengthy, so it's important to start early. Spouses and dependents can also live in Bermuda, but they'll need to apply for a separate permit. Familiarize yourself with the requirements and ensure all your documents are in order to avoid delays.
4. Embrace the Island Lifestyle
Life in Bermuda moves at a slower pace than in many other countries. The island's laid-back lifestyle is one of its charms, but it can take some getting used to. Expect shops and businesses to close early and be prepared for a more relaxed approach to timekeeping. Embrace the island's rhythm, and you'll soon find yourself enjoying a better work-life balance.
5. Get to Know the Local Culture
Bermuda's culture is a unique blend of British, African, and Caribbean influences. The island is known for its vibrant arts scene, with numerous galleries, museums, and festivals. Traditional music and dance, such as the Gombey dance troupes, are a highlight of local events. Immerse yourself in the culture by attending these events and trying local cuisine, like fish chowder and rum cake.
6. Weather and Climate
Bermuda enjoys a subtropical climate, with mild winters and hot, humid summers. However, the island is also prone to hurricanes, particularly between June and November. It's essential to be prepared for storms and understand the island's emergency procedures. On the plus side, the weather allows for year-round outdoor activities, from water sports to golf.
7. Transportation Options
Cars are the primary mode of transportation in Bermuda, but new residents are only allowed to own one car per household. Scooters are also popular and can be a fun way to get around. Public transportation is reliable, with buses and ferries connecting most parts of the island. However, services can be limited on Sundays and evenings.
8. healthcare System
Bermuda has a good healthcare system, with several hospitals and clinics offering a range of services. However, healthcare is not free, and health insurance is mandatory for all residents. Ensure you have adequate coverage, either through your employer or a private provider. It's also a good idea to bring any necessary medications, as supplies can be limited.
9. Education for Expats
Bermuda has a mix of public and private schools, with many expats opting for the latter. The curriculum is based on the British system, and standards are generally high. However, school fees can be expensive, so it's important to factor this into your budget. There are also a few international schools on the island, offering a more global education.
10. Making Friends and Building a Community
Moving to a new country can be daunting, but Bermuda's expat community is generally welcoming and friendly. Join clubs, attend events, and don't be afraid to strike up conversations with locals. Volunteering can also be a great way to meet people and give back to the community. Remember, it takes time to build a social circle, so be patient and keep putting yourself out there.
Living in Bermuda can be an incredible adventure, filled with new experiences and lifelong memories. By understanding the island's unique challenges and opportunities, you'll be well-prepared to make the most of your expat journey. So, grab your sunscreen, embrace the island lifestyle, and get ready to call Bermuda home.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Bermuda Guide
- Healthcare & Health Insurance in Bermuda
- Members Talk about Healthcare & Health Insurance in Bermuda
- Best Places to Live in Bermuda
- Guide to Real Estate in Bermuda
- Pros & Cons of Living in Bermuda
- Cost of Living in Bermuda
- Having a Baby in Bermuda
- Health Insurance in Bermuda
- Best Places to Visit in Bermuda for Christmas Cheer
- Christmas in Bermuda
- 2026 Guide to Living in Bermuda
- Pros and Cons of Living in Bermuda 2026
- 2026 Guide to Moving to Bermuda


