10 Things to Know Before Moving to Bermuda
Summary: If you're planning a move to Bermuda, here are 10 things expats living there wish they had known before moving to Bermuda.
Welcome to the sun-kissed shores of Bermuda, an idyllic destination that beckons with its pink-sand beaches and azure waters. If you're considering joining the ranks of expats who call this island paradise home, there are a few essential things you should know before packing your bags. From understanding the to navigating local customs, these ten tips will help ensure your transition to Bermudian life is as smooth as the island's famous rum swizzles.
1. Understanding the Cost of Living
Bermuda is known for its high cost of living, one of the highest in the world. Everything from housing to groceries can be significantly more expensive than in other countries. For example, a gallon of milk might cost you upwards of $10, and electricity rates are among the highest globally. Before moving, ensure your budget can accommodate these costs or negotiate a salary that reflects the living expenses you'll encounter.
2. Housing Market Nuances
Finding a place to live in Bermuda can be challenging due to limited availability and restrictions on foreign ownership. Most expats rent their homes, and even then, competition can be fierce for desirable properties. It's not uncommon for rentals to come furnished, saving you the hassle and expense of shipping furniture. Be prepared to act quickly and possibly pay a premium for a well-located home with modern amenities.
3. Embracing the Island's Transportation
While you might be used to driving your own car, in Bermuda, car ownership is restricted for non-Bermudians, and there's a limit of one car per household for residents. Scooters are a popular alternative, but they require a certain level of confidence and skill to navigate the winding, narrow roads. Public transportation is reliable, with buses and ferries connecting the island efficiently, so many expats find they can manage without a private vehicle.
4. Work Permits and Regulations
Securing employment in Bermuda typically means obtaining a work permit, as the government prioritizes hiring local Bermudians. The process can be lengthy and requires a job offer from a local company. Additionally, there are strict term limits on how long expats can work in Bermuda, so be sure to understand the implications for your long-term career plans.
5. healthcare Considerations
Bermuda offers high-quality healthcare, but it doesn't come cheap. There's no national health service, and health insurance is a must. Many employers include health insurance as part of their benefits package, but it's important to review what's covered and consider supplemental insurance for any gaps. Remember that off-island medical treatment can be necessary for specialized care, which adds to the overall healthcare costs.
6. Education for Expatriate Families
If you're moving with children, you'll be pleased to find that Bermuda has a range of educational options, including public schools, private schools, and international schools. However, public schools are typically reserved for Bermudian children. international schools offer curricula that might be more familiar to expat families, but they come with high tuition fees, so plan your budget accordingly.
7. The Climate and Weather Patterns
Bermuda enjoys a subtropical climate, with warm, humid summers and mild winters. However, it's also in the hurricane belt, which means from June to November, there's a risk of tropical storms and hurricanes. New residents should familiarize themselves with hurricane preparedness, including securing adequate home insurance and understanding local emergency procedures.
8. Social Scene and Networking
The expat community in Bermuda is vibrant and welcoming, offering a great way to meet new people and network. There are numerous clubs and organizations tailored to expats where you can enjoy hobbies and interests, such as sailing, golf, or diving. Engaging with the community can help ease the transition and provide valuable support as you settle into your new life.
9. Understanding Local Customs and Etiquette
Bermudians are known for their politeness and adherence to traditional customs. Simple gestures like greeting people with 'Good morning' or 'Good afternoon' go a long way. Also, be aware of the slower pace of life on the island, often referred to as 'island time,' which can be an adjustment if you're used to a more hurried lifestyle. Embrace the laid-back approach and you'll blend in seamlessly with the local culture.
10. The Beauty of Island Life
Living in Bermuda is not just about navigating practicalities; it's also about enjoying the unparalleled natural beauty and lifestyle the island offers. From the stunning coral reefs that beckon divers from around the world to the historic town of St. George's, a UNESCO World Heritage site, there's much to explore and appreciate. The island's beauty extends to its community events, like the colorful Bermuda Carnival or the Cup Match cricket festival, which are experiences in themselves.
Moving to Bermuda is a dream for many, and with the right preparation, it can be a smooth and rewarding transition. By understanding these key aspects of life on the island, you'll be well on your way to making your Bermudian dream a reality. Soak in the sun, immerse yourself in the culture, and enjoy the adventure that awaits in this unique corner of the Atlantic.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- Bermuda Guide
- Healthcare & Health Insurance in Bermuda
- Members Talk about Healthcare & Health Insurance in Bermuda
- Best Places to Live in Bermuda
- Guide to Real Estate in Bermuda
- Pros & Cons of Living in Bermuda
- Cost of Living in Bermuda
- Is Health Insurance Required When Moving to Bermuda?
- Having a Baby in Bermuda
- Health Insurance in Bermuda
- Best Places to Visit in Bermuda for Christmas Cheer
- 2025 Guide to Living in Bermuda
- Pros and Cons of Living in Bermuda 2025
- 2025 Guide to Moving to Bermuda