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Retire in Baguio city Guide

If Baguio city is on your retirement radar, our detailed Retire in Baguio city Guide is your go-to resource. Delve into the crucial aspects of life here, including living costs, climate, housing options, healthcare services, and residency procedures. We also explore the city's social dynamics, volunteering scenes, transportation, and how walkable its neighborhoods are.
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Baguio City, nestled in the highlands of the Philippines, has become a popular retirement destination for international retirees. Known as the “Summer Capital of the Philippines,” Baguio offers a cool climate, affordable cost of living, and a vibrant culture that makes it an attractive place to settle down. However, like any other place, retiring in Baguio also comes with its own set of challenges.

Cost of Living

One of the main attractions of Baguio City for retirees is its affordable cost of living. Compared to other major cities in the Philippines, Baguio offers lower prices for housing, food, and utilities. A comfortable lifestyle can be maintained here for a fraction of what it would cost in many Western countries. However, it’s important to note that while the cost of living is generally low, it can vary depending on personal lifestyle and preferences.

Climate

Baguio City is known for its cool and temperate climate, a stark contrast to the tropical heat experienced in most parts of the Philippines. The city’s high altitude results in temperatures that rarely exceed 26 degrees Celsius, even in the hottest months. This pleasant weather is a major draw for retirees who prefer a cooler climate.

Healthcare

Baguio City is home to several well-equipped hospitals and clinics, including the Baguio General Hospital and Medical Center, one of the largest government hospitals in the region. There are also numerous private healthcare providers offering a range of medical services. However, it’s worth noting that while healthcare in Baguio is generally affordable, it may not be up to the standards that some international retirees are accustomed to in their home countries.

Public Healthcare System

Foreign retirees in Baguio City can access the Philippines’ public healthcare system, but many choose to take out private health insurance for more comprehensive coverage. The public healthcare system can be crowded and under-resourced, so those who can afford it often opt for private healthcare services.

Residency Options for Retirees

The Philippines offers several visa options for international retirees, including the Special Resident Retiree’s Visa (SRRV) which provides multiple-entry privileges and exempts holders from customs duties and taxes for the importation of personal goods.

Parks and Recreational Activities

Baguio City offers a wealth of recreational activities for retirees. The city is home to Burnham Park, a large park in the city center where residents can enjoy boating, biking, and picnicking. For those who enjoy golf, the Baguio Country Club and Camp John Hay offer world-class golf courses.

Restaurants

Baguio City boasts a diverse food scene, with restaurants offering a range of local and international cuisines. Some popular spots include Café by the Ruins, which serves up local dishes with a twist, and Choco-late de Batirol, known for its traditional Filipino hot chocolate.

Learning the Language

While English is widely spoken in Baguio City, retirees who wish to learn the local language can enroll in language courses at the University of the Philippines Baguio or the Baguio City School of Arts and Trades.

Local Culture

The locals in Baguio City are known for their warmth and hospitality. The city has a vibrant arts scene, with numerous galleries and festivals throughout the year. The Baguio Market is a bustling hub of activity where retirees can immerse themselves in local culture and purchase fresh produce, handicrafts, and local delicacies.

Housing Options

Retirees in Baguio City have a range of housing options to choose from, including apartments, condominiums, and houses. Many retirees choose to live in the city center for its convenience and accessibility, while others prefer the quieter, more residential neighborhoods on the outskirts of the city.

Transportation

Public transportation in Baguio City is readily available and affordable, with a network of jeepneys and taxis providing easy access to different parts of the city. Many retirees find that they can get by without a car, thanks to the city’s compact size and walkability.

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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