Do I need Health Insurance When Moving to Georgia?

Georgia, a beautiful country nestled in the Caucasus region, has become a popular destination for expats and digital nomads. One of the key considerations when to Georgia is understanding the health insurance requirements. For those seeking residency, it's important to note that Georgia requires foreigners to have health insurance that covers the entire period of their stay. The insurance policy should be valid for the duration of the visa or residence permit and provide a minimum coverage of approximately 30,000 USD (or equivalent in GEL) for accident and illness. Additionally, the policy should cover emergency medical treatment, hospitalization, and repatriation.

Does Expat Health Insurance Meet the Requirements?

Yes, expat health insurance plans typically meet the requirements set by the Georgian government. These plans are designed to provide comprehensive coverage globally, including in Georgia. However, it's crucial to ensure that your specific policy covers the necessary aspects such as emergency medical treatment, hospitalization, and repatriation, with a minimum coverage of approximately 30,000 USD. Always verify the details of your policy to ensure it aligns with Georgia's requirements.

Which Local Health Insurers Offer This Type of Insurance?

There are several local health insurers in Georgia that offer insurance plans suitable for expats and digital nomads. Companies like Aldagi, Ardi, and GPI Holding are well-known in the local market and provide a range of health insurance products. These companies offer plans that can meet the residency requirements, providing coverage for emergency medical treatment, hospitalization, and repatriation. It's advisable to contact these insurers directly to discuss your specific needs and ensure the policy meets the necessary criteria.

Advice from Expats in Georgia about Health Insurance

Expats in Georgia often advise newcomers to carefully review their health insurance options to ensure they have adequate coverage. It's recommended to look for policies that offer not just the minimum required coverage, but also additional benefits such as outpatient care, dental care, and coverage for pre-existing conditions, if possible. Furthermore, consider the reputation and customer service of the insurer, as well as the ease of making claims and accessing providers. Many expats also suggest considering international health insurance plans for their comprehensive coverage and global support, ensuring peace of mind during your stay in Georgia.