Do I need Health Insurance When Moving to Lithuania?

Whether you're planning to live in Lithuania as an expat or a digital nomad, it's essential to understand the health insurance requirements for newcomers seeking residency. Lithuania requires foreigners staying longer than 90 days to have health insurance that covers medical expenses up to a minimum of €6,000. The insurance policy should be valid for the entire duration of your stay. Additionally, the insurance should cover emergency medical services, including hospitalization and repatriation.

Does Expat Health Insurance Meet the Requirements?

Yes, expat health insurance typically meets Lithuanian requirements as long as it covers medical expenses up to at least €6,000 and includes emergency medical services. Ensure your policy covers hospitalization and repatriation to comply with the requirements. It's crucial to check the details of your policy to confirm it meets these criteria.

Which Local Health Insurers Offer This Type of Insurance?

Several local health insurers in Lithuania offer insurance plans that meet the requirements for residency. Some of the prominent local insurers include "Lietuvos Draudimas," "ERGO," and "Compensa." These companies provide various health insurance plans tailored to different needs, including those specifically designed for foreigners. Be sure to compare plans and choose one that best fits your requirements and budget.

Advice from Expats in Lithuania about Health Insurance

Expats in Lithuania advise newcomers to carefully review their health insurance policies to ensure they meet the residency requirements. It's recommended to choose a plan that covers not only emergency medical services but also outpatient care, specialists, and prescriptions. Additionally, consider a plan that offers coverage in other European countries in case you travel frequently. Lastly, be prepared for the possibility that you may need to switch to the public system once you obtain residency, so understanding how that system works can be beneficial.