Do I need Health Insurance When Moving to Norway?

When planning your move to Norway, understanding the health insurance requirements is crucial. Norway has a public system, but as a newcomer, you'll need to have private health insurance during your initial period before being enrolled in the national healthcare scheme. The insurance should cover the cost of acute and necessary healthcare services and medical treatment. There is no official minimum coverage amount, but the insurance should be valid for the entire duration of your stay until you are covered by the national scheme.

Does Expat Health Insurance Meet the Requirements?

Yes, expat health insurance typically meets the requirements for Norway. These plans are designed to cover you globally or regionally, including in Norway. Ensure your plan includes coverage for medical emergencies, hospitalization, and repatriation. It's also beneficial to have outpatient, dental, and maternity coverage depending on your personal needs. Always check the policy details to ensure it aligns with the Norwegian Directorate of Immigration (UDI) requirements.

Which local health insurers offer this type of insurance?

Several local insurers in Norway offer health insurance plans that meet the requirements for residency. Some of the prominent ones include Gjensidige Forsikring, DNB Forsikring, and Storebrand. These companies provide various insurance plans that can cover you until you are eligible for the national healthcare scheme. It's essential to compare different plans and choose one that best fits your needs and budget.

Advice from Expats in Norway about Health Insurance

Expats in Norway advise newcomers to start researching health insurance options early. Ensure you understand what's covered and what's not, especially regarding pre-existing conditions. Consider plans that offer English-speaking customer service for ease of communication. Additionally, look for insurers with a good reputation and positive reviews. Some expats also recommend considering international health insurance plans as they often provide broader coverage and can be more suitable for those who travel frequently or plan to move again.