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Cost of Living in Dunedin

Understanding the the cost of living in Dunedin helps a newcomer what to expect when it comes to apartment or house hunting, grocery shopping, transportation, dining out, utilities and more.
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Apartment Rentals The average cost of renting an apartment in Dunedin is NZ$1,400 per month. This can vary depending on the size and location of the apartment.
Apartment Purchases The median price for an apartment in Dunedin is NZ$400,000. This can vary depending on the size and location of the apartment.
Transportation Public transportation in Dunedin is relatively inexpensive. A single bus fare costs NZ$3.50 and a monthly bus pass costs NZ$90. Taxis are also available and the cost of a taxi ride depends on the distance travelled.
Groceries The cost of groceries in Dunedin is comparable to other cities in New Zealand. A basket of basic groceries such as milk, bread, eggs, and vegetables can cost around NZ$50.
Restaurants The cost of eating out in Dunedin varies depending on the type of restaurant. A meal at a fast food restaurant can cost around NZ$10, while a meal at a mid-range restaurant can cost around NZ$30.
Utilities The cost of utilities in Dunedin is comparable to other cities in New Zealand. The average cost of electricity, gas, and water for a two-bedroom apartment is around NZ$200 per month.
Private School Tuition The cost of private school tuition in Dunedin varies depending on the school. The average cost of tuition for preschool is around NZ$4,000 per year, while the average cost of tuition for elementary school is around NZ$7,000 per year. The average cost of tuition for middle school is around NZ$9,000 per year, and the average cost of tuition for high school is around NZ$12,000 per year.

Monthly Budget for Retirees in Dunedin

“The cost of living in Dunedin is considered to be relatively affordable compared to other major cities in the country. Housing is generally less expensive, with the cost of renting or buying a home being lower than the national average. Utilities such as electricity, heating, and cooling are also reasonably priced. Groceries and food costs are moderate, with a wide range of options available for fresh produce and other food items. Eating out at restaurants can vary, with both budget-friendly and high-end options available. Transportation costs in Dunedin are also affordable, with public transport options like buses being widely used. Owning a car is also a viable option due to the lower cost of petrol compared to other cities. Healthcare in Dunedin is generally of a high standard, with the cost being covered by the country’s public health system for most residents. Private healthcare is also available for those who prefer it, although this can be more expensive. Education in Dunedin is also affordable, with public schools being free for residents. There are also several highly regarded universities in the city, although tuition fees for these can vary. Overall, while the cost of living in Dunedin can depend on personal lifestyle and choices, it is generally considered to be more affordable than many other cities in New Zealand,” said one expat living in Dunedin.

Can I live in Dunedin on $1,500 a month?

“I’ve been living in Dunedin for a while now, and I can tell you that it’s possible to live on $1,500 a month, but you’ll have to make some sacrifices. First, you’ll need to find a place to live that’s affordable. Some of the more expensive neighborhoods like Maori Hill, Roslyn, and St. Clair might be out of your budget, so I’d recommend looking into areas like South Dunedin, North East Valley, or Caversham. You can find a decent one-bedroom apartment or a flatshare in these areas for around $600-$800 per month.Next, you’ll need to be mindful of your utility bills. Electricity and internet can be quite expensive here, so try to conserve energy and look for a good deal on your internet plan. You might have to spend around $150-$200 per month on utilities.Groceries can also be a bit pricey, but if you shop smart and cook at home, you can keep your food expenses to around $300-$400 per month. Try shopping at local markets and discount stores like Pak’nSave or Countdown for better deals.Transportation is another expense you’ll need to consider. If you live close to your workplace, you can save money by walking or biking. Otherwise, you might need to rely on public transportation, which can cost around $100-$150 per month for a bus pass.Lastly, you’ll need to cut back on entertainment and dining out. Dunedin has a lot of great restaurants and bars, but they can be quite expensive. Try to limit your nights out and look for free or low-cost activities like hiking, visiting the beach, or attending local events.Overall, living on $1,500 a month in Dunedin is doable, but you’ll need to be disciplined with your spending and make some sacrifices. It might not be the most luxurious lifestyle, but you can still enjoy the beautiful city and its surroundings on a budget,” commented an expat living in Dunedin.

Can I live in Dunedin on $3,500 a month?

“I’ve been living in Dunedin for a few years now, and I can tell you that it’s definitely possible to live comfortably on $3,000 a month, even if you’re used to modern amenities. However, you might have to make a few sacrifices to make it work. For example, you might need to live in a smaller apartment or share a house with roommates to save on rent. When it comes to choosing a neighborhood, I’d recommend looking at areas like North East Valley, Pine Hill, or Brockville. These neighborhoods are more affordable and still offer a decent quality of life. You can find a two-bedroom apartment in these areas for around $1,200 to $1,500 per month. On the other hand, I’d avoid more expensive neighborhoods like Maori Hill, Roslyn, or St. Clair, where rents can be much higher.In terms of other expenses, you’ll need to budget for groceries, utilities, and transportation. Groceries can be a bit pricey in New Zealand, but if you shop at supermarkets like Pak’nSave or Countdown, you can find some good deals. I usually spend around $400 to $500 a month on groceries for myself. Utilities, including electricity, water, and internet, will likely cost you around $200 to $300 a month.As for transportation, if you live close to the city center, you can walk or bike to most places, which will save you money on public transport or fuel. However, if you need to use public transport, a monthly bus pass in Dunedin costs around $100. If you have a car, petrol prices can be quite high, so you’ll need to budget for that as well.Overall, I think it’s possible to live comfortably in Dunedin on $3,000 a month, but you’ll need to be mindful of your spending and make some sacrifices in terms of housing and transportation. If you can do that, you’ll be able to enjoy the beautiful scenery, friendly people, and relaxed lifestyle that Dunedin has to offer,” said one expat living in Dunedin.

Can I live in Dunedin on $5,000 a month?

“I’ve been living in Dunedin for a few years now, and I can tell you that it’s definitely possible to live comfortably on $5,000 a month, even if you’re used to modern amenities. Of course, you might have to make a few sacrifices, but nothing too drastic. Firstly, you’ll want to choose an affordable neighborhood to live in. Some of the more affordable areas in Dunedin include South Dunedin, North East Valley, and Caversham. These areas have a good mix of housing options, and you can find a decent place to rent for around $1,500 to $2,000 a month. If you’re looking to buy, you can find properties in the range of $300,000 to $400,000. On the other hand, you might want to avoid more expensive neighborhoods like Maori Hill, Roslyn, and St Clair. These areas have higher property prices and rental rates, so they might not be the best fit for your budget. When it comes to transportation, you can save money by using public transport or biking around the city. Dunedin has a good bus network, and a monthly pass will cost you around $100. If you prefer to drive, you’ll need to factor in the cost of petrol, which is currently around $2.20 per liter. Groceries and eating out can be quite affordable in Dunedin, especially if you shop at local markets and cook at home. You can expect to spend around $100 to $150 a week on groceries for a single person. Eating out at a mid-range restaurant will cost you around $20 to $30 per meal. As for entertainment and leisure activities, there are plenty of free or low-cost options in Dunedin. You can visit the beautiful beaches, parks, and gardens, or explore the city’s rich history and culture at the local museums and galleries. If you’re into sports and fitness, there are several gyms and sports clubs around the city, with memberships ranging from $50 to $100 a month. Overall, living in Dunedin on a $5,000 a month budget is definitely doable, and you won’t have to make too many sacrifices to enjoy a comfortable lifestyle. Just be mindful of your spending, especially when it comes to housing and transportation, and you should be able to make it work,” commented an expat living in Dunedin.

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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