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Living (retiring?) in CR for PART of the year

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Wolfmd
  3/31/2019 09:17 EST

Hello, all. I am new to the community, and have a question for you all.

First, I really like what I see so far...you all seem to really like CR, and I must say it's great to see so many of you giving what seems to be great advice for issues from crime to real estate.

My wife and I have traveled for years to Mexico for vacation, and have always considered purchasing some real estate with the intent to stay there part of the year, and rent it out for the other part to help pay for the investment. While we've never been to CR, I've recently talked to people that have (and LOVE it), and was told that purchasing real estate in CR is better as you're actually getting the deed (as opposed to "right to use" in Mexico if you're within 30 km of the coastline, like we'd be).

My wife is not interested in living there all year, as she wants to be close to our children (who are starting families of their own), as do I, so we're looking to stay for part of the year only.

My questions are;
1) Are there any gated communities of condos/homes that cater to this...have property management that helps with rental/maintenance when we're not there?
2) Are there areas that are close to the beaches (our preference) that you'd recommend?

I apologize if this has already been gone over, but have searched the threads and not found too much on this yet (it's probably there), so I thought I'd ask. Feel free to point me to one of these threads if you know of one.

Finally, we obviously plan on visiting any such property before buying, but I just don't want to spend an entire vacation running around the country...I'd like to narrow it down by using your thoughts first.

I'm awestruck at those of you that are living the minimalist life in CR, and maybe one day we'll be there, but for now we're really just interested in a community that's safe, by a beach, with good infrastructure and "rentability." Having other exPats around is a definite bonus!

Thanks in advance for any help!

guestuser
  3/31/2019 15:24 EST

https://www.facebook.com/GrandviewestatesCR/ Check out our facebook page. The beach is about half hour away and we located where we did because in the foothills we get a great breeze and don't need A/C. The beach area is hot, humid and buggy plus you must run A/C which ends up in a large electric bill. We have fiber optic internet in our gated community and residents help others manage rentals through air bnb etc. Contact me at [email protected] and I will send an ecopy of my book. The great thing is we are in the local economy and not based on gringos so monthly living is inexpensive--1500 a month is good and town is nearby with a brand new hospital and all the amenities. Thanks Gill Phelan

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Wolfmd
  3/31/2019 20:07 EST

Thanks for the reply, GillPhelan. I'd actually already checked out your FB page...I like what I see so far. I tried going to your web page, but it said it was under construction, or something like that.

What part of the country is your community in?

guestuser
  3/31/2019 22:26 EST

Our main town is Siquirres. Website is being revamped. Great weather, nice town and the best value I know of in Costa Rica.

ILuvCR
  4/1/2019 09:01 EST

Hola Wolfmd!

As you have never visited our little slice of paradise, Costa Rica may I say that at least in my mind you are way premature thinking of buying at all much where you might buy.

I'd recommend that you travel here soon and often and for extended stays, as long as you can afford to not just vacation.

Stay in multi locations for weeks or months and in both seasons before making any commitments.

Costa Rica is NOT for everyone and I'm sure that if you have the resources it would be easy to buy here but not so easy to rent out the property to defray costs or to sell if needed.

I love Costa Rica and will live out my days here but I followed my own advice.

I came for a week and then ten day's, another ten days and then a month and another month travelling extensively before deciding to make a move. I then rented out my home in the states and rented here for two years and in two locations before finding my "dream" home.

I was lucky enough to sell my home in the states, pay off all of my bills there and pay cash for my home here.

It's a life altering event and should be taken slowly like every aspect of life here, slowly!

La vida es buena, if you can afford it but it's NOT for everyone!

Kohl
  4/1/2019 11:37 EST

Totally agree with 'ILuvCR's comments...and most of all that have lived here awhile, suggest the same.

Visit soon!!!

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lindyluvsCR
  4/1/2019 14:36 EST

Three who agree. Visit first.

I PERSONALLY do not agree that you need to make several trips before deciding to move here. Only that you should take your time before you decide to buy, or OF you want to buy.

I PERSONALLY believe that you need to visit until you are 100% sold on the idea that CR is right for you. It either is comfortable and feels like home... or not.

Then take your time to find the specific location that you love. Right temperature, ocean or mountains, etc.

I felt at home the very first time I arrived in CR, and that has never changed. And have never experienced culture shock. But that is not true for everyone.

Wolfmd
  4/1/2019 20:42 EST

Thanks, everyone, for your help.

Just to reiterate, we are absolutely NOT certain that we would move to CR, especially since we've never even been there. However, we are planning on vacationing there this fall, which is why I'm hoping to visit the areas that we'd be interested in when we get there, Since I'd like to stay near the area where we'd consider living (part-time), I wanted to narrow it down before making reservations.

Again, just hoping to get some advice from anyone prior to booking a vacation. Thanks!

Drneuro100
  4/1/2019 21:04 EST

Here is my two cents for what it is worth. We did a lot of research before taking the plunge, but then moved very quickly to buy, unlike much of the advice on the blogs. We wanted a location that was not hot and humid, hence the beach areas were immediately out after visiting them (they are not San Diego). The Central Valley is at 4000 feet and perfect weather besides being close to the international airport which is key to our traveling back to the states and afar. We have experienced virtually no culture shock but we chose to live in the most Americanized place you can live – San Rafael de Escazu in the condo development of Torres del Country. This is a gated community with walking guards throughout the grounds so no barbed wire (when you visit you will know what we mean). They are building beautiful new condos there as we speak, overlooking the Costa Rica Country Club. We got a great deal (we think) on an older one in the development and were able to rent almost immediately our condo for $ 1600/mo (on only a 200K investment – the same property would have easily cost 1 million in San Diego – where we still have a condo but will rent out, or 500K in Scottsdale Arizona where we live full time and my private practice is) until we move permanently in 2-3 years. They are one mile from the US Embassy and across the street from the German Embassy so very safe and lots of great restaurants to walk too, close to an amazing mall just like in a major city in the states (MultiPlaza with even movies in English), the best private hospital you can find in CR (CIMA Hospital) and everyone speaks English everywhere we go. We bought to only live here part time as a “base” for traveling the world and spending a lot of time back in the states with a very large extended family like you.

KRMendez
  4/1/2019 23:35 EST

We live outside the Jaco area in Hermosa Hills. There are two places that I've personally visited that fulfill your wish list - you own it, stay there when you like and someone else rents it out for you. Oceano - are newish, modern condos - a walk from the beach. (We stayed in a one-bedroom unit with full kitchen when we were house-hunting and really enjoyed it.) Crocs Casino & Resort are beach front. (We have friends that bought a unit in the residential tower and it is very upscale and it appears all have balconies with ocean/sunset view.) They both have varied amenities and the costs associated with each..

I'm sure there are other places in the area, however most folks try to avoid the management fee associated with someone else filling your unit. I know these two have that service available so there's no real work involved on your end.

For reference, we have lived here since July 4th, 2018 - moved from California. It is approximately 45% less expensive for us to live in CR than California.

Happy Hunting!

Wolfmd
  4/2/2019 09:01 EST

Thanks, Drneuro100 and KRMendez...very helpful!

I'll try to book something around these areas so that we can get a feel for the area.

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Jeanjames
  4/2/2019 20:41 EST

We are working with a reputable development that has been in CR for 27 years. They have tour trips coming up, and DH and I are scheduled to visit soon.

Their US sales director spent a good amount of time with us, at a local home show, and was available for my questions by phone today. He is extremely knowledgeable. DH is an engineer and was very impressed with the quality of their construction. They run both a property management and rental company should you want to rent your home when you’re stateside.

Check out pacificlots.com. Their reputation is impeccable.

Doctorpayne1
  4/4/2019 11:52 EST

We are checking out this place - doing the same as you.

https://kalialiving.com/

Jeanjames
  4/4/2019 14:51 EST

Did some research on kalialiving and found their financials are not in good order. Both realtors and current owners are saying ‘buying beware’; one couple said they are in their 4th year of building and still not completed.

I agree with the others. It’s important to not only visit but to do your due diligence. We are visiting an area where they are in Stage 11 of lots/building. That gives us confidence, but we aren’t committing to anything without taking our time.

Kohl
  4/4/2019 16:37 EST

I concur with jeanjames, that further investigation would be in order, since they are seemingly using different names including Kalio, Black Beauty & Bellazo, This project was mentioned in recent posts and questions were being asked, also in other forums in 2017.

Once again, we suggest that you rent first, although developers would suggest otherwise.

Wolfmd
  4/4/2019 20:45 EST

Wow, excellent info, everyone! Looks like others are considering the same as us.

No doubt, there's some research to be done here (I love that part; my wife hates it :)).

I will likely take advantage of some of the "exploration" opportunities that several of these planned communities offer...that way I can also gauge whether I can tolerate the beach communities' humidity or whether we'd like to be a bit higher in elevation.

I also agree with the idea of renting first, for all the reasons people have given.

I really appreciate all the help here, and again it seems that others are considering doing the same thing: living here part-time and renting the unit out for the rest, in an effort to help pay the bills. I realize that this limits our options somewhat, but I really don't want to leave a home unattended when we're not there, and there don't seem to be too many (any?) managements agencies that provide this service (rental/maintenance) for individual houses, so a planned community might be best. The added benefit of that is that we'd likely meet many others that are doing the exact same thing as us...maybe one of you on this forum!

Wolfmd
  4/4/2019 20:45 EST

Wow, excellent info, everyone! Looks like others are considering the same as us.

No doubt, there's some research to be done here (I love that part; my wife hates it :)).

I will likely take advantage of some of the "exploration" opportunities that several of these planned communities offer...that way I can also gauge whether I can tolerate the beach communities' humidity or whether we'd like to be a bit higher in elevation.

I also agree with the idea of renting first, for all the reasons people have given.

I really appreciate all the help here, and again it seems that others are considering doing the same thing: living here part-time and renting the unit out for the rest, in an effort to help pay the bills. I realize that this limits our options somewhat, but I really don't want to leave a home unattended when we're not there, and there don't seem to be too many (any?) managements agencies that provide this service (rental/maintenance) for individual houses, so a planned community might be best. The added benefit of that is that we'd likely meet many others that are doing the exact same thing as us...maybe one of you on this forum!

guestuser
  4/4/2019 23:04 EST

Our project has the best bang for the buck by far---so hot on the Pacific in many places---so dusty and tiny towns too.

Gill Phelan
https://www.facebook.com/GrandviewestatesCR/

Jeanjames
  4/5/2019 09:27 EST

The builder I mentioned above offers property management and rental oversight. Their fee is 20% which we feel is very reasonable. We intend to take advantage of that whenever we are not in CR.
It’s another reason we are considering them.

Their 27 year presence, and their construction methods, are a big draw for us. They also fully explained our purchase/status options within the CR designations for expats, and that clarified quite a few things for us.

Our discovery trip will be in June, so I’ll report back. However, all their information, unlike others I’ve researched, is fully transparent on their website. It’s refreshing and reassuring.

Drneuro100
  4/5/2019 17:18 EST

Curious - Are there any beaches on the Caribbean side "cooler" lees humid then than Pacific side? Pacific side is intolerable even at 6am.....

guestuser
  4/6/2019 12:31 EST

All of them! On the Pacific you could fry your feet on the sand--ask me how I know! LOL

Gill Phelan

beach1girl
  4/6/2019 17:38 EST

GillPhelan, I never fried my feet on the sand on the Pacific side and spent countless hours on countless beaches. Do you have sensitive feet?

guestuser
  4/6/2019 18:17 EST

I am just one big sensitivity! But I do remember VERY well that at 12 noon on the dark sand beach of Playa Hermosa on the Gulf de Papagayo that I was hoping around like a jackrabbit for not wearing my sandals---

Gill Phelan

beach1girl
  4/7/2019 09:20 EST

Black sand can be difficult to walk on in the typical barefoot beach fashion. It absorbs more heat and can get pretty hot. However, black sand beaches are not very common in Costa Rica. White sand beaches are a lot more common. Puerto viejo, playa hermosa and playa pavones are considered the best black sand beaches. From Puntarenas, and heading South is where most of the black or dark sand beach are Jaco, Golfito and Quepos all have black and/or grayish sand beaches. Source: http://ticotimes.com/costa-rica/black-sand-beaches. Guanacaste has mostly white sand beaches.

Wolfmd
  4/7/2019 09:35 EST

Any suggestions for white sand beach area communities on the Caribbean side? Most of the Real Estate info I've been finding is on the Pacific side, which sounds like it's more hot and humid.

beach1girl
  4/7/2019 12:02 EST

Actually, the north Pacific side (Guanacaste) is dryer that the Caribbean side.

guestuser
  4/7/2019 13:10 EST

Wow---this forum is a constant source of fake facts. Mostly white sand beaches in Costa Rica?? Wrong--Source--my 20 years in traveling just about every corner of the country. No worries--those who visit and live here will find out their own facts because if they don't come here it doesn't matter if the facts are fake.

Gill Phelan
https://www.facebook.com/GrandviewestatesCR/

beach1girl
  4/7/2019 15:02 EST

Yes and sadly, Gill, too often you're one of those sources... You tell people that the beaches on the Pacific side are hot and you gave the example of playa hermosa which is a black sand beach. Yet, your own project is near puerto viejo which is also a black sand beach. What's the difference? It's the same sun. Maybe you need glasses. I wrote that the beaches in Guanacaste are mostly white sand beaches and having seen most of them, I know it's a fact.

guestuser
  4/7/2019 15:54 EST

Glad you asked what the difference is because there are some which makes the Pacific dark sand beaches very hot and actually rather unpleasant unless you make sure to leave by the noon day sun. The HUGE difference is the vegetation--Palm trees and Almendras are very close to the waters edge on the Caribbean side as compared to the Pacific. Plus---when the dry season hits and the trees dry up there is hardly any shade on the Pacific side. Now for another difference--the Pacific side has higher and lower tides as compared to the Caribbean side. What does that mean??--well at noon on a Pacific beach it could be very easy to have dry vegetation with little shade AND if you have a low tide you may have 100 yards of beach to traverse. Meanwhile on the Caribbean side we never have dried up trees and since the tide variation is less the beach may be 30 yards from shade at low tide. My Tica mother-in-law has a skin condition and cannot go to the beach all day on the Pacific for the lack of shade but on the Caribbean there is LOTS of shade to sit under no matter what time of year. I am a PADI scuba instructor and many hours of my life are near, on and under the water so I tend to pay attention to these variations. So--I hope this list of actual facts has help someone.

Gill Phelan

Wolfmd
  4/7/2019 18:03 EST

Thanks everyone, again, for the info.

I'd like to say that I didn't start this thread to begin an argument....it seems that Costa Rica has some huge differences that make it ideal for many different people, just in different parts of the country.

I'm sure you've all found your perfect place, and that's great...I envy you! I will take as much of this info to heart as my wife and I plan our own "discovery" trip, hopefully this fall.

BTW, as I'm again so new to CR (and not to start another heated discussion), but do you all suggest a best time to visit? I'm looking for lower tourist volumes and less humid weather.

Thanks, and I'm happy to take any PEACEFULL discussion on this...CR is supposed to lower everyone's blood pressure, not raise it. :)

ILuvCR
  4/7/2019 18:47 EST

btw, sand at the beach in the tropics does get hot. White sand, black sand, grey sand or purple sand it will be hot and perhaps too hot to slowly stroll across.

Just like almost everything in our little slice of paradise early is better!

It's not rocket science, it's common sense.

Pura Vida!

beach1girl
  4/7/2019 19:31 EST

yes, Gill, but there a only a few dark sand beaches in Guanacaste. That's why most of the big names hotels and resorts chose Guanacaste and the Pacific over the Caribbean side. They can't all be wrong and you right? Those on this forum all know that you want to sell your project at any cost regardless of the wellbeing (financial and otherwise) of your investors. So--I hope these actual facts have helped someone.

guestuser
  4/7/2019 19:44 EST

Not to belabor a point but strolling on the sand at any time of day on the Caribbean is what we do! LOL

guestuser
  4/7/2019 19:56 EST

I understand you have so little real experience you are not able to share reality as it is on the Caribbean. There have been many attempts by the chain hotels to populate the Caribbean but there was just about riots by the locals as the ARE NOT INTERESTED in the Gringo Costa Rica experience. They love the laid back vibes and lifestyle and will let you folks who need to feel attached to the US lifestyle keep it on the Pacific. Yes I do share info so we can all share what investment and lifestyle on the Caribbean is about. We didn't spend millions of dollars and well over 10 years of our lives into what we have just to be greedy with it. What a warped view you have of people and things you know nothing about. How many people have you helped retire 15 years early by being able to live in our project on 1500 a month? A bunch right? How many fancy Dan hotels in Guanacaste care about that?? Tell me where you live on the Pacific for 1500 a month?? And be able to buy 1.5 acres and build a 2 bed home for a total of 120k?? Not sure what you do for a living but I suspect it never was risking your money and spending your life helping others to share in our lifestyle.
Thats ok after all these years of being on (and paying for YOUR access to this forum) I don't really expect much but do know others who read it appreciate what we who live and invest and work here have to say as opposed to fly by night beachcomber info.

Jeanjames
  4/7/2019 21:18 EST

I agree with the OP. We’re all on this thread to glean information as we start our hunt. I hope, going forward, that we can each share what we learn on our discovery trips. We booked ours yesterday and are looking forward to orienting ourselves to some of the areas and specific builders. Hurry up, June!

We’ve been told that International Living is holding an Orientation then, so we look forward to having information from their perspective as well.

Thanks, wolfmd, for keeping us on track.

Chucklesg
  4/7/2019 21:59 EST

I do not necessarily dispute what you say Gil, but what not have many of your residents who are living in your project, identify themselves and clearly echo what you say. That should be the end of this childess debate.

guestuser
  4/8/2019 04:52 EST

Not really a debate but a real opportunity too highlight a very significant difference! And as I mentioned before now that you have the facts come on down to check them out for yourself that's the real litmus test. As we all know Costa Rica has a huge variety of differences in very short distances. If you go to Santa Rosa national Park in north-west guanacaste and take a ride out to playa naranja, (make sure to have a decent four-wheel drive) which by the way is highly worth it, you'll go through three different ecosystems in the hour and a half it takes you to drive there. incredible so you really shouldn't be surprised to find that there's very distinct differences between one side of the country and the other.

Wolfmd
  4/8/2019 08:01 EST

JeanJames, very interested to see what you find on your discovery trip.

P.S. I'm jealous!

lindyluvsCR
  4/8/2019 09:20 EST

Chuckles - Most people that live in Costa Rica are busy doing other things besides promoting where they live. Very few people care about this forum or helping visitors etc. once they move to CR.

beach1girl
  4/8/2019 10:31 EST

I invest in real estate for a living. Having lost money in real estate in Costa Rica, I have learned and become wiser. My criteria is now wealth preservation and good resale value. Costa Rica doesn't meet my criteria. This is why I would not buy there anymore. Easy to buy, hard to sell in Costa Rica. Sound familiar?
My purpose for being on this forum is to help people with an interest in Costa Rica to preserve their wealth. I have seen too many foreigners lose their wealth and some all their life savings in Costa Rica for a lifestyle.

PEBBS
  4/8/2019 11:17 EST

so what if Gil wants to sell his projects he can say whatever ..as we all do..and THEY
( the would be investors) can check out , and to state another pompous, overused expression here "do their due Diligence " before buying yes? Most here have some "ax to grind" or sell, or rent yes? otherwise why the continuous childish squabbles eh?
Lets all lighten up.....Many great, helpful people have dropped off this site,I am down to usually just answering my PM's even Then I often don't come in and miss them..sorry Newcomers...Check out other ex pats site for comparison such as boston.site..so fun and civiized makes me want to move to Boston... such nice people on that and other sites... ,,here I think people want to avoid living in CR after they see a few posts... PITY...
Maybe that is the object from some very Bitter people who should never have moved here ..hence another popular gripe' "Easy to buy in C>R but .Hard to sell"
Yep 1 same the world over these days...
I moved here 30 years ago and take the good with the bad,,and do not expect Utopia or a Crime free Country.. so I am a happy , not a bitter ex pat :)

Jeanjames
  4/8/2019 11:57 EST

Beach1girl - thanks for this open and honest post. I appreciate your reasons for being here and for posting from your personal experience. A previous poster mentioned most don’t care, so your response is refreshing.
Resale, if needed, is already a concern for us, so we are proceeding with caution.


If you’re open to it, message me so I. can pick your brain slightly.

Kohl
  4/8/2019 15:54 EST

When we decided to sell our home here, and it took over 3 years with many, many inquires, however most wanted financing, we decided to rent in the future, just in case our situation changed for many reasons and we needed to move quickly.

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