Moving to Ecuador

"Pick out 2 or 3 places and rent to live in each for 2 to 3 months. See if you really like the area, the locals, the activities, etc. Do not start looking for a house to buy until you are SURE where you want to live. We thought we wanted to live in a beach town and tried several but we found we did not like the climate nor the local vibe. We are happier living in a valley outside of Quito (did not like big city either, moving from Houston) and visiting the beach when we want," commented one expat who made the move to Ecuador.

"Your comfortability level with the language will also be a determinative factor. Most locals DO NOT speak English - especially, in those wonderful areas off the tourist track that don't particularly cater to expatriates. I've lived in such an area - Machala - on the far southern coast for the past 1o years. It was my choice to live apart from the expat communities in other parts of the country BUT, I had been to Ecuador several times before moving here and knew what I wanted, if not exactly where, and was proficient enough in Spanish to get along without any major problems. The pros of living in a non-tourist/expat locale are that the cost of living is much cheaper, you will have greater independence, and the process of assimilation is much faster. The cons are that you might not have all the big city diversions and amenities, and people are a bit shy and slower to accept you but once they do, you'll have life-long friends. Come visit, travel, and decide ... then if it's right, by all means, relocate," remarked one expat in Machala, Ecuador.

"Come and visit for preliminary look, choose several locations for example beach, mountains and jungle. Try to visit a city and small town in each area, think also of some tourist attractions to get a flavor of the country. Return for another more focused visit to the vibe (example beach) that catches your interest....second visit, focus on areas large and small from your research that sound interesting. If you find a location that you like, plan to come for extended stay and RENT there. Do not look to purchase until you have lived here awhile, LIVED not visited. It is very different to live here rather than visit. Note as far as purchasing property: it is not like the USA, no realtor website with most of the properties in the area featured so can be tedious looking. No licensed inspectors so you are on your own to determine potential problems. Many if not most built "informally" i.e. not to codes. Also, if you make a mistake and decide to go back, properties here do not sell fast, you could be invested for years waiting for a buyer. Financing is difficult to obtain, mortgage interest rates are high (can be 10+%) and large down payments required for Ecuadorian buyers," said one expat in Ecuador.

"Take your time to look around and if you find something that just jumps out at you take it. You will know if it feels right. Don't wait as if you do when you go back it will probably be gone. If you are looking and coming back to live here at a later date you can always rent it out to other expats. Rentals are in short demand for expats here in Cuenca," remarked one expat who made the move to Cuenca.

"Come visit first, stay in a travelers hostel if you want to meet people, doesn't matter your age...see where you want to live, then check the local paper to find rental listings..," explained one expat living in Quito, Ecuador.

"Not easy... I was offered a teaching job at PUCE , then denied it when my papers came through very late but I knew the barrio where I wanted to live -- however, it has gone up in price and there were few options available. I walked around in the neighborhood I wanted to finally settle in and found what I need. This is a HIGHLY RECOMMENDED way to discover a good apt in Quito," explained one expat living in Quito, Ecuador.

"Fortunately, my company hired a relocation firm. Sanborondon is the upper class, safe, and happening nearby suburb of Guayaquil. It was almost a given that I would live there as an expat with Company-provided housing. The Company also hired a realtor for us who helped with our search options (furnished, gated community, 3 bdrms, spacious, pool). Newspaper ads weren't very helpful at all. Word of mouth or realtors are the way to go," said one expat in Guayaquil.

"Rentals in Salinas: You might also consider Porto Lucia if you are interested in Salinas. Much more tranquil than malecon de Salinas yet still in Salinas. If you prefer ocean front living at a budget price there are a few condo options available most are rented fully furnished. Walk to largest shopping center & next .to yacht club & marina. Look on Google maps for location. Hope this helps as an option, most expats do not know about this location when viewing Salinas," said one expat who made the move to Salinas.

"We made an exploratory trip months before we decided to come and live in Cuenca, Ecuador. We did not really choose the neighborhood we just found the apartment absolutely fell in love with it and the price was just right and the view and everything. It seemed like a good neighborhood as well and we bought it within two weeks of being in this country. To date 18 months later we are still very very happy with our purchase. We have since found it is a great neighborhood close to all amenities but far enough from the centre of the city," explained one expat living in Cuenca, Ecuador.

"The best way to find a place to live in Ecuador is to visit the country in person. This will allow you to explore different neighborhoods and areas and get a better understanding of the local culture and environment. You can also look into renting an apartment or house from a reliable source. There are numerous real estate agencies and websites that list rental properties in Ecuador, so you should have no trouble finding a place that suits your needs. Additionally, many expats join local Facebook groups and other social media sites to network and search for housing opportunities. Lastly, you could consider connecting with an established property management company that specializes in providing international real estate services," said one in Ecuador.

"If you really want to experience and love Ecuador - or any other foreign - don't make the mistake that too many ex-pats do by surrounding themselves with other ex-pats in an all-ex-pat gated community. Why move to a foreign country only to surround yourself with English-speaking gringos who sit around all day complaining about how everything was "so much better back home"?," said one expat in Ecuador.

"Expat homes and apartments in Ecuador tend to be snug, but often have plenty of natural light due to the large windows and balconies that come with them. Expat homes or apartments in Ecuador tend to be well-furnished with modern conveniences such as air conditioning, heating, internet, and cable television. Many expat homes also come with their own private gardens or terraces, providing a great spot for al fresco dining and relaxation," said one expat who made the move to Ecuador.

"My wife and I came to Ecuador this summer, we live in a 2 bedroom apartment in Loja, Ecuador. Our building has 4 units of which 3 are occupied. We have many of the comforts of a first world country except a dishwasher, oven, elevator. We don't need or have a/c. We are 10 to 15 minutes walk to downtown and have stores, bakeries and a great market in easy walking distance. And saving the best for last we have an exquisite view of mountains all around us and great, responsive, caring landlord's. Who could ask for more?," explained one expat living in Ecuador.

"A "suite" or two rooms and bath, lovely little place, good dueno and furnished nicely with condominio fee monthly it's $460. in the swanky neightborhood of Gonzalez Suarez. Noise here is bad," said one in Quito.

"In Salinas you also can find less crowded areas away from the busy weekend tourism and noise. Little known is Porto Lucia a 15 min drive from the Malecon of Salinas. Here you can find quiet beachfront living with modern furnished condos on beachfront with all the amenities of the crowded Salinas tourist area & walking distance to the largest mall in the area. You can find it on google maps. Another option to the tourist area of Salinas yet still in Salinas," explained one expat who made the move to Salinas.

"When I first moved here 10 years ago, I was single and rented a 1 bdrm. furnished ground-floor "executive" apartment with a small patio off the bedroom. The "executive" nomer meant that it was completely furnished - including a washing machine on the patio, a fully-equipped small but adequate kitchen with gas stove, and refrig. pots, pans, dishes, etc.; a fully furnished living room with color t.v., cable, and internet connections; a double bed ( with sheets & blankets ) and a large wardrobe; and a bathroom with HOT WATER in the sink and shower! This was in a very nice neighborhood in Machala within easy walking distance stores, buses, and a park to exercise in. My total monthly cost - including 24hr. security, utilities, cable/internet, and the rent was $360! ( $320 for the rent and $40 for the rest ). Believe it or not, the prices haven't gone up that much in all these years," said one expat in Machala.

"Much lower. We paid cash for our land and to build our house. Electric is about 100 per month. We get 2 trucks of water a month roughly and it equates to about $50/month in water. There are no other bills," remarked one expat who made the move to Puerto Cayo.

"Much lower. I bought an apartment for under $30k and I have rented another for just $150 a month," explained one expat living in Quito, Ecuador.

"You don't need a car in Cuenca because there is a tram, buses, and taxis that are very inexpensive, especially for seniors. That is a big savings just for gas, insurance and maintenance. In Cuenca, you do not need AC or heat. A little portable heater at breakfast will suffice. The water is very cheap, $8-$10/mo. Some may try to give you tourist prices on rent or buying. Shop around.. There are some very reasonable prices. Plus, the interest rates for 1 year cd's so much better than US! Enjoy," said one expat in Ecuador.

"You can buy a beautiful 2 brm 2.5 bathroom apartment from about $78,000 upwards. If you are looking for a home with a bit of land around you can go about 15 mins from Cuenca and find the most beautiful homes for $150,000 - $300,000 and of course then you have the ones that are even higher. Depending on what you are looking for. There are beautiful pre-construction apartments selling from $60,000 to a large penthouse which has the most spectacular views for under $200,000. I went and paid our phone and electric bill the other day and for the two of us it was $30 for the month. Our apartment taxes are around $30 per year. Our security apartment and gas fees per month are $63.00," said one expat who made the move to Cuenca.

"Do not buy anything until you've lived in this country for at least 6 months! And preferably for over 1 year. Rent a house, an apartment, a condo first! Get to know the ENTIRE country. Travel, learn the language, get acclimatized, absorb the culture, and make friends ( both gringos and Ecuadorians ) ... then decide what place really fits you best and where you want to make your home. By then you'll have built up contacts, and learned the real prices ( not the tourist/gringo ones ), Then, and only then, should you consider buying. Once the rose-colored glasses have come off, you can make a sensible and informed decision about purchasing and possible investment. Don't buy a pig in a polk, as they say. Take your time. You'll be glad you did. ¡Bienvenida y buena suerte," said one expat in Ecuador.

"I rent a two bedroom, two bathroom condo on the 11th floor on the Rio Tomebamba. 24-hour security guards, underground parking I pay $300 a month for rent, gas $8, water $10, cable $52, internet $34 and security is $50," remarked one expat who made the move to Cuenca.

"Vitamins, big bottle from Sams or Costco. Vitamins are real expensive here. Generic Allegra if you use Allegra, brand name only here $1+ per pill. If you use an expensive electric toothbrush, pack replacement heads, having a hard time finding here. Disposable razors mega pack. 3 razors for $5 here. Hosiery for women for special occasions, not much selection, colors or sizes here. Aftershave and colognes, limited selection of cheap brands here. Try Fragrance.net in USA for discount prices. Imodium, not available here. Most generic non anxiety non depression drugs readily available here without rx. No narcotics available at all as far as i know and likely no arthritis iv drugs either as those are very expensive. Think 3rd world cheap, if not used here hard if not impossible. Advil liquid gels very expensive and not readily available. My generic thyroid meds are $3 per month and available without rx. Electronics are not cheap but also brand names are really expensive. Recommend updating cell phone prior to coming and getting cheap cell to carry around here due to theft issues. Bring computer and tablet, we bought cheap hp deskjet for $60 or so here so bring a printer is not necessary. You can get copies and scans very cheap here also. Spring fall clothing to be layered unless going to coast. Typical mountain Temps are 40-55F at night, 55-75 F during day. I layer shirts with warmup jackets and hoodies during day and wear mid level jacket at night. If you think you may stay, bring all apostilled documents with you. No mail service here, DHL or FEDEX are your options at $100+ to get it here and not necessarily delivered. MOST OF ALL BRING RESPECT, WILLINGNESS TO LEARN AND ADAPT AND LOTS OF PATIENCE!!! EXTRA CREDIT FOR BASIC SPANISH SKILLS, LITTLE ENGLISH IS SPOKEN," replied a member in Ecuador.

"Pack light, versatile clothing suitable for the climate. Depending on where you are moving in Ecuador, you may need to bring your own bedding and linens. If you plan to live in a colder climate, you may need to bring warm clothes and blankets. Make sure to include items like insect repellent and sunscreen, as Ecuador is known for its tropical climate. Don't forget to bring any necessary medications and any important documents you may need. It is also important to bring items to make you feel at home, such as photos or small decorations," commented one expat who made the move to Ecuador.

"I brought almost nothing and certainly nothing extra. Two checked bags and a carry-on. And in that luggage was a plunge-router for my Father-in-law, two espresso machines (I wish I'd brought gaskets) a waffle iron, and lots of favorite kitchen things. Spare parts of anything where sourcing is an issue. I wish I'd brought a couple of second-hand iPhones. I brought one but lost it to a pickpocket on the trolley in Quito. Electronics are a must if you use them. Spares are worth it as replacing them is neither cheap nor easy. There are lots of culinary ingredients that aren't readily available but I'm gradually finding them or learning how to make them. Things like hoisin sauce and horseradish and black bean sauce and curry paste. The availability of wonderful locally grown produce (both fruit and veggies) is one of the richnesses of Ecuador, but for whatever inexplicable reason the local cuisine is very bland and though reasonably healthy (though on the greasy side), lacks any pizzazz, or even much interest. I've always cooked because I love food, but now it is for survival and to keep my tastebuds from atrophying," remarked one expat in Cotacachi, Ecuador.

"I like to cook so I did take my professional kitchen knives with me ( in my checked luggage ) along with a well-aged, well-traveled cast iron skillet but other than those two items and a couple of items I always carry ( ie. a Leatherman Wave ) and my laptop and tablet, everything else was easily purchased here. When my wife and I furnished our home, I was amazed to find how inexpensive good quality furniture and appliances were - with some serious shopping and a bit of price haggling. Save yourself the grief and aggravation. You can buy good kitchenware here - cheaper than in the States _ even your Cuisinart, Juicer, Coffe Maker, Crock Pot, etc., etc. The few dollars difference is negligible against the price of shipping from the States," said one expat in Machala.

"1. Flents Ear Stopples. The best product available for when you are in noisy places or desiring to sleep well. 2. For motorists: bring your still-active Drivers License and any required certification from your DL state. This way you can get an Ecuador DL without taking tedious Spanish-language driving classes to 'learn' what you have known for forty years. 3. Some English-language reading material. When your Internet provider cuts off your service temporarily without advising you in advance for reason/s you did not anticipate .. you'll have something to read at night for the several days it takes to get your service back on," remarked one expat who made the move to Ecuador.

"I can't recall that I did although my Ecuadorean friends may tell tales. I have a few friends who made the embarazado and embarasoso mistake as well as trucha vs chucha," replied a member in Ambato.

"I discovered the word "embarazado" does not translate to "embarrassed." Go ahead, look it up -- and save yourself," commented one expat who made the move to Anconcito.

"It is important to respect Ecuadorian customs when visiting the country. Trying to save face is valued highly, so it is best to remain calm and avoid any confrontational behavior. In conversations it is important to be aware of the local language and customs, being sure to avoid making jokes or being overly familiar. Ecuador is a conservative country, so it is best to dress modestly, particularly when visiting religious sites. Greeting people with a kiss on the cheek is popular and should be done according to the country's gender-based norms. Food is important to Ecuadorian culture, so it is polite to finish what is on your plate and wait for the host to indicate dessert, rather than helping yourself," remarked one expat in Ecuador.

"Temperate climate?? Low crime rate?? Get real. Guayaquil is a big, noisy, dirty, industrial, crime--ridden city with daily temperatures in the mid-to-high 90s, and humidity off the charts. Oh, and don't forget the mosquitos," stated one expat who made the move to Guayaquil.

"We love it here....just outside like suburbs of Sangolqui which has population of about 75,000. Sangolqui has a very indigenous but Ecuadorian yuppie vibe. We have everything close-by, shopping mall, local market fruits and vegetables, Megamaxi (like Target), nice medical clinics and hospital, lots of outdoor activities AND breakfast view of snow covered Cotopaxi....," remarked one expat in Valle de Los Chillos.

"Vilcabamba is very progressive lifestyle in that area with people from all over the world. Eternal spring: always pleasant, green and beautiful," wrote one expat living in Vilcabamba.

"Two former Minnesotans: Our experience and decision,, after a long land and home hunt in vilcabama, was to move elsewhere. We found a warmer area having less expensive property, both for land itself, and for homes and have been here nine years. Catamayo is warm, much of the time, (80;s) though it does get cooler at night. Loja, which is a 50 min. bus ride from Catamayo, is about 10-15 (?) degrees lower.," commented one expat who moved to Catamayo and Loja.

"At the risk of offending someone, I am not in Cuenca because of the cost of living. That is a bonus of course, but not key for us. We did a lot of searching of the globe (40+ years) to find a place that had the elements we needed to be happy at this stage of life.. We have had second homes in many places. After all, one gives up the proximity of family and old friends when one expats. There has to be some potent compensation! Cuenca requires the least compromises. Gobs of culture from free opera to free rock concerts. Two stadiums. UNENDING boutique shopping. A quickly recovering restaurant and club scene. 4 rivers running through it. Inca ruins. 16 century architecture! Cobble stone streets. A modern side. Views everywhere. 4 universities, colleges, music conservatoires, great inexpensive health care on anything within 10 minutes 24/7. A college town fill of beautiful young people. Many international fairs. Incredible fruits and seafood. (Everything costs a dollar..the only thing that varies is how much you get for it! :D) Today it is 6 mangoes for a buck unless you want to pick them for yourself. The best of all is the airport. It is too small for most international flights and that keeps expats and tourists away. Merely 15,000 (about 45% American and the rest from everywhere) in a greater area containing 700,000+ souls. If one yearns for beach, it is 3 hours away and the weather is hot all year long. However, the water is its warmest from December through Mayish (80F) Coldest in August (71F)," said one expat.

"Do sign up for IESS national healthcare. Note that as of July 2017 the rate will be based on Verified Income. The rate will be 17.6% and an additional 2.4% per dependent. An expat on $1200 Social Security with one dependent would therefore pay $240 a month for Health coverage," offered one expat living in Montanita.

"Medical services in Ecuador are generally of a good standard, with a wide range of public and private hospitals and clinics available. The public health system is free for Ecuadorian citizens, and there are also a number of private health insurance plans available. The country has a number of highly trained doctors and specialists, and the quality of care is generally good. Ecuador also has a number of specialized medical centers, such as cancer treatment centers, and a number of medical research centers," offered one expat living in Ecuador.

"Note that you will not find current US style healthcare in most areas outside of large cities, it is more like 1980s. Good, adequate, not fantastic. Fine for daily stuff, maybe not good for you if you have some more complicated medical issues. My guess would be a beach town near a large city where you can go for more advanced healthcare. Larger cities will also be more likely to have English speaking doctors and dentists," wrote one expat living in Ecuador.

"Surprised by the ease in getting doctor's appointments and the speed at which patients are processed - much less waiting time than in the States. No wasted or unnecessary medications or treatments. Doctors and nurses here are for the patients not for profit," commented one expat living in Machala.