Living in Ghana: Cost of Living, Healthcare and What to Know About Living in Ghana

Summary: People describe life in Ghana as vibrant, diverse, and full of opportunity. Expats love the friendly people, the beautiful landscapes, and the rich culture. The average cost of living for an expat is around $1,500 per month. The approximate population of Ghana is 30 million, and the largest cities are Accra, Kumasi, Tamale, and Sekondi-Takoradi. The cons of living in Ghana include the high cost of living, the lack of infrastructure, and the prevalence of crime.

What do I need to know about living in Ghana?

When we asked people what advice they would give someone preparing to move to Ghana, they said:

"1. Expats should research the cost of living in Ghana to ensure they can afford to retire there. 2. It is important to familiarize oneself with the local culture and customs to ensure a smooth transition. 3. Expats should also research the healthcare system in Ghana to ensure they have access to quality medical care. 4. Expats should also consider the climate in Ghana and the availability of activities and amenities that suit their lifestyle. 5. It is also important to research the visa and residency requirements for expats in Ghana. 6. Expats should also consider the safety and security of the area they plan to retire in," said one expat in Ghana.

"Housing is extremely expensive so make sure that your company provides adequate housing allowance as even the most expensive properties are of low quality. If you do not have an adequate housing allowance you might end up in a not very pleasant part of town and in a house that is virtually uninhabitable. Cost of living here is generally very expensive," said one expat who made the move to Accra.

Answer this Question

The insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.

Now Health International

How do I meet people in Ghana?

When we asked people living in Ghana about club and activities where newcomers can meet others, they responded:

"Expats in Ghana often join clubs and activities such as golf, tennis, and sailing. Expats can also join book clubs, language classes, and other social activities. Additionally, expats can meet people by attending local events such as festivals, concerts, and art exhibitions. Expats can also meet people by attending church services, joining a gym, or volunteering with a local charity. Finally, expats can meet people by simply striking up conversations with locals in cafes, bars, and other public places," said one expat in Ghana.

"There are plenty of expat organisations and groups with various interests - gym, swim club, bridge, golf. movies etc. No matter what your interest you are bound to find a group to join or you can easily form one. Join those groups that interest you. For ladies NAWA is an excellent resource, so is expataccra," said one expat who made the move to Accra.

Answer this Question

Learn More GET A QUOTE

What is life like in Ghana?

When we asked people living in Ghana what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Ghana is generally positive. The country is known for its friendly people, vibrant culture, and stunning landscapes. Expats and digital nomads can find a wide range of accommodation options, from luxury apartments to budget-friendly hostels. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The country also offers a variety of activities and attractions, from exploring the bustling markets to visiting the many national parks. With its excellent infrastructure, reliable internet, and growing expat community, Ghana is an ideal destination for those looking to experience a new culture and lifestyle," wrote a member in Ghana.

"Everyone that works are usually pretty busy with it but there is also a lot os socialising with many functions a week on in town. We find we have to pick and choose what to do as otherwise there is just too much to do," commented one expat who made the move to Accra.

Answer this Question

AGS Worldwide Movers can move you to and from anywhere in the world. Presently the AGS Group has over 141 locations in more than 95 countries and has one of the largest networks in the international removals industry. We relocate 85,000 families every year. Free moving quote!

Learn More Get a Quote

Is there a lot of crime in Ghana?

We asked people if there is a lot of crime. They answered:

"Crime is a problem in Ghana, with reports of theft, robbery, and violent crime occurring in both urban and rural areas. The government has taken steps to address the issue, including increasing police presence in areas with high crime rates and introducing tougher penalties for certain offenses. However, the crime rate remains high, and citizens are advised to take extra precautions when travelling in Ghana," commented one expat who made the move to Ghana.

Answer this Question

Is there a lot of diversity? Are people in Ghana accepting of differences?

"Yes, there is a lot of diversity in Ghana. The country is home to many different ethnic groups, including Akan, Ewe, Ga, and Dagomba. People in Ghana are generally accepting of differences and celebrate the diversity of their culture. Ghana is known for its hospitality and welcoming attitude towards visitors from all backgrounds," remarked one expat who made the move to Ghana.

"Yes - within the local community there are Christian (Apostles) and Islam and Expats are from around the world. There are also many Africans from other nations. Tolerance is generally very high however, there is a tendency to take advantage of Expats within Accra and they are not as welcoming and friendly as Ghanians from the country," explained one expat living in Accra, Ghana.

Answer this Question

Now Health International

What are the schools in Ghana like?

"The American International School of Accra (AISA) is one of the best international schools in Ghana. It is an independent, co-educational day school offering an American-style curriculum for students from pre-kindergarten through grade 12. AISA is accredited by the Middle States Association of Colleges and Schools and the Ghana Education Service. The school offers a wide range of extracurricular activities, including sports, music, and drama. The Lincoln Community School (LCS) is a bilingual school in Accra, Ghana. It is an independent, co-educational day school offering an American-style curriculum for students from pre-kindergarten through grade 12. LCS is accredited by the Middle States Association of Colleges and Schools and the Ghana Education Service. The school offers a wide range of extracurricular activities, including sports, music, and drama. It also offers a variety of language classes, including French, Spanish, and Mandarin. The Ghana International School (GIS) is another top international school in Ghana. It is an independent, co-educational day school offering an American-style curriculum for students from pre-kindergarten through grade 12. GIS is accredited by the Middle States Association of Colleges and Schools and the Ghana Education Service. The school offers a wide range of extracurricular activities, including sports, music, and drama. It also offers a variety of language classes, including French, Spanish, and Mandarin," wrote an expat with kids at in .

Answer this Question

Is the cost of living in Ghana high?

We asked people how much they someone comfortably live on in Ghana, they wrote:

"The cost of living in Ghana varies depending on the city and lifestyle. Generally, basic necessities such as food, transportation, and housing are relatively inexpensive. However, imported goods and services can be more expensive. Accommodation costs vary depending on the type of accommodation and location. Eating out can be affordable, with meals costing around $2-5 USD. Transportation costs are also relatively low, with public transport costing around $0.50 USD per ride," commented one expat who made the move to Ghana.

Answer this Question

"The cost of living in Ghana is generally considered to be quite affordable. However, the cost of living in the capital city of Accra is significantly higher than in other parts of the country. The rental price for a nice 1 bedroom apartment in Accra is around $500 USD per month, while a nice 2 bedroom apartment can cost up to $800 USD per month. Eating dinner at a moderately priced restaurant in Accra can cost around $10 USD per person," said one expat living in Ghana.

Answer this Question

What type of recreational facilities are in Ghana?

When we asked people living in Ghana about recreational activities, they mentioned:

"In Ghana, residents enjoy a variety of recreational facilities, such as beaches, parks, and sports complexes. Beaches along the coast of Ghana offer a great place to relax and enjoy the sun and sand. Parks provide a great place to take a leisurely stroll, have a picnic, or just enjoy the outdoors. Sports complexes offer a variety of activities, such as basketball, tennis, and soccer. Additionally, there are many cultural attractions, such as museums, art galleries, and historic sites," commented one expat living in Ghana.

Answer this Question

What is the weather like in Ghana?

"The climate in Ghana is generally warm and humid. The country experiences two distinct seasons: the wet season and the dry season. During the wet season, which runs from April to October, the country experiences heavy rainfall and high humidity. During the dry season, which runs from November to March, the weather is much drier and cooler. The temperatures in Ghana vary depending on the region, but generally range from 21 to 32 degrees Celsius," said one expat.

Answer this Question

Are there good restaurants in Ghana?

"One of Ghana's most popular restaurants is the Chop Bar, located in Accra. The Chop Bar is known for its traditional Ghanaian dishes, such as jollof rice, fufu, and banku. The restaurant also serves a variety of international dishes, such as burgers and pizzas. The atmosphere is relaxed and welcoming, and the staff are friendly and attentive. https://www.tripadvisor.com/Restaurant_Review-g293797-d8450090-Reviews-Chop_Bar-Accra_Greater_Accra.html Another popular restaurant in Ghana is the Golden Tulip Accra, located in Accra. The restaurant offers a wide variety of international dishes, from Italian to Chinese. The restaurant also has a bar and lounge area, where guests can enjoy a variety of drinks and cocktails. The atmosphere is elegant and sophisticated, and the staff are friendly and attentive. https://www.tripadvisor.com/Restaurant_Review-g293797-d8450090-Reviews-Golden_Tulip_Accra-Accra_Greater_Accra.html The La Villa Boutique Hotel in Accra is another popular restaurant in Ghana. The restaurant serves a variety of international dishes, from French to Indian. The atmosphere is relaxed and inviting, and the staff are friendly and attentive. The restaurant also has a bar and lounge area, where guests can enjoy a variety of drinks and cocktails. https://www.tripadvisor.com/Restaurant_Review-g293797-d8450090-Reviews-La_Villa_Boutique_Hotel-Accra_Greater_Accra.html," remarked one expat in Ghana.

Answer this Question

Where will I buy groceries and do other shopping in Ghana?

"People living in Ghana typically buy groceries and do other shopping at local markets, supermarkets, and convenience stores. Many people also shop at roadside stalls and small shops, which are often family-run businesses. Additionally, some people may purchase items from door-to-door vendors or from street vendors," remarked one expat in Ghana.

Answer this Question

What are the visa & residency requirements in Ghana?

"To enter Ghana, visitors must obtain a visa from a Ghanaian embassy or consulate prior to arrival. The process of applying for a visa involves submitting a completed visa application form, a valid passport, two passport-sized photographs, and a fee. Depending on the purpose of the visit, additional documents may be required. To apply for residency in Ghana, applicants must submit a completed application form, a valid passport, two passport-sized photographs, a medical certificate, a police report, and a fee. Applicants may also be required to provide proof of financial means, a letter of invitation, and/or a letter of employment. Once the application is approved, the applicant will be issued a residence permit," wrote one expat living in Ghana.

Answer this Question

Are healthcare and health insurance expensive in Ghana?

"Healthcare and health insurance in Ghana can be expensive, especially for those who are not covered by the National Health Insurance Scheme (NHIS). The cost of medical care and health insurance can be prohibitive for many people, especially those living in rural areas. Additionally, the quality of healthcare services can vary greatly, with some facilities being better equipped than others. As a result, many people in Ghana are unable to access the healthcare they need due to the cost," remarked one expat living in Ghana.

Answer this Question

Learn More GET A QUOTE