15 Expats Talk about Health Insurance and Healthcare in the UAE
Last updated on Jul 06, 2025
Summary:
How are healthcare services the UAE?
When we asked expats and global nomads about the quality of medical care in the UAE, they replied:
"Advanced recon on the ground is very important. Do not expect to find the perfect doctor straight away. The American hospitals are the most expensive but usually have the best standards of care. Find a doctor whom you like and stick with that person. If your company does not provide medical insurance, there are plenty of options to receive based on budget," said one expat living in Abu Dhabi.
"The medical care in the UAE and in Dubai was mostly really good. We had a range of private and government hospitals and clinics available to us. The staff were international, as were the hospitals. There were a range of well known American, Canadian and English hospitals," mentioned one expat in Dubai.
"The UAE offers a wide range of healthcare services, ranging from private hospitals and clinics to public health centers. The public healthcare system in the UAE is generally of a high quality, with a focus on preventive care and health promotion. Foreign residents in the UAE have access to the public healthcare system, although they may need to pay for some services. Expats in the UAE can use the public healthcare system by registering with a local health center and obtaining a health card. This card allows them to access the public healthcare system and receive subsidized services," commented one expat who moved to UAE.
What are medical services in the UAE like?
When we asked expats and global nomads about the quality of medical care in the UAE, they replied:
"The UAE has a well-developed healthcare system, with a wide range of medical services available. The country has a number of public and private hospitals and clinics, offering a range of treatments and services. The public healthcare system is free for UAE citizens, while expats and visitors can access private healthcare services at a cost. The UAE also has a number of specialist medical centers, offering treatments such as fertility, oncology, and cardiology. The country is also home to a number of international hospitals, providing world-class medical care," wrote an expat living in UAE.
"I am a mental health patient and I got a relapse episode here. The medication provided to me has massively improved my life," said an expat in Dubai.

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BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
Are healthcare and health insurance expensive in the UAE?
"Our health insurance was provided by the company I worked for. We had to pay about $10 (30AED) for a doctors visit. The process was very smooth and seamless," commented one expat who moved to Dubai.
"Like most places, you pay for what you get. My company had our family on a health plan but it continually changed with the company trying to save money every year," said one expat.
"Healthcare and health insurance in the UAE can be expensive, depending on the type of coverage and services required. Generally, the cost of healthcare in the UAE is higher than in other countries due to the high quality of care available. Health insurance plans vary in cost depending on the type of coverage and services offered. Some plans may cover basic medical expenses, while others may include more comprehensive coverage. Additionally, the cost of health insurance in the UAE is affected by factors such as age, pre-existing conditions, and the type of plan chosen," remarked one expat in UAE.
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BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
BlueCross BlueShield Global SolutionsBlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
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What are emergency services like in the UAE?
When we asked about emergency services, members in the UAE wrote:
"Emergency services in the UAE are highly efficient and reliable. In the event of an emergency, the best way to call for an ambulance is to dial the toll-free number 998. This number is available 24 hours a day, 7 days a week and is answered by a trained operator who will dispatch an ambulance to the scene. The operator will also provide medical advice and assistance until the ambulance arrives," commented one expat living in UAE.

BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.

BlueCross BlueShield Global Solutions (BCBS) offers global health plans for international assignments or trips lasting 6 months or longer. With access to over 1.7M medical providers in 190 countries around the world, BCBS provides members with solutions and industry-leading digital services - ensuring top-quality coverage to people who live, work, study and travel internationally.
Will I need to travel to see a specialist?
"The cities of Dubai and Abu Dhabi are home to some of the best medical specialists in the UAE. In Dubai, the Dubai Healthcare City is a hub for medical professionals, offering a wide range of specialist services. In Abu Dhabi, the Cleveland Clinic Abu Dhabi is renowned for its world-class medical care and specialist services. Additionally, the Sheikh Khalifa Medical City in Abu Dhabi is a leading medical facility, offering a comprehensive range of specialist services. Other cities in the UAE, such as Sharjah, Ajman, and Ras Al Khaimah, also have a wide selection of medical specialists," remarked one expat living in UAE.
Are common prescription medications available in the UAE?
"There are no prescribed narcotics: codine and similar drugs are not legally available and traveling in with them can get you in big trouble. The UAE website has a detailed list of what is legal. There are pharmacies all over with an assortment of medicines. Some things like birth control and Voltorin are available over the counter but other things like cough syrup may require prescription. You may often skip the doctor and go to a trusted pharmacy and they will advise on what to take to get better," mentioned one expat in Abu Dhabi.
"There are pharmacies in every mall and on most streets in the city. Antibiotics can be purchased over the counter. Some medications need a prescription and we found we received a lot of generic brand medications, but never went without anything really. Health insurance covered a lot of the expense, but they weren't terribly expensive to buy either," commented one expat who moved to Dubai, UAE.
"Yes, common prescription medications are available in the UAE. Most medications can be purchased at pharmacies, with a valid prescription from a licensed doctor. Some medications may require additional approval from the Ministry of Health and Prevention before they can be purchased. In addition, some medications may not be available in the UAE, and may need to be imported from other countries," remarked one expat living in UAE.
Do you have anything more to add about local medical facilities in the UAE?
"Hospitals are very close and provide adequate care. Like any area, you get what you pay for as well when it comes to the hospitals. The American hospitals are typically the most reliable for high level of care," said one expat.
"The medical facilities and medical care in the UAE are of a high standard. The country has a well-developed healthcare system, with a wide range of modern medical facilities and highly trained medical professionals. The UAE also has a number of world-class hospitals and clinics, offering a range of treatments and services. The government is committed to providing quality healthcare to its citizens, and has invested heavily in the healthcare sector," remarked one expat in UAE.
"Hospitals are varied, there are really good private hospitals with a high standard of care. Doctors, nurses and staff are international, as are the hospitals available. There are some award winning hospitals like the Cleveland Clinic. Government hospitals are available and provide free vaccinations to residence," remarked one expat living in Dubai.
As a foreigner living in the UAE, will I have access to public healthcare? What is it like?
"Yes, as a foreigner living in the UAE, you will have access to public healthcare. The public healthcare system in the UAE is comprehensive and provides a wide range of services, including primary care, specialist care, and emergency services. The public healthcare system is also well-funded and provides high-quality care. Additionally, the UAE government has implemented a number of initiatives to ensure that all citizens and residents have access to quality healthcare," remarked one expat in UAE.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in the UAE if they have access to public healthcare in the UAE. And, if they do have access, what is it like. They wrote...
"Constant swabs freely available throughout the city. Tracing system a bit too elaborate :-)," remarked one expat living in Abu Dhabi.
"The pandemic has had a significant impact on the healthcare system in the UAE. The government has taken a proactive approach to the pandemic, introducing a range of measures to protect the health and safety of citizens and residents. These measures have included the introduction of a comprehensive testing and contact tracing system, as well as the provision of free healthcare services for those affected by the virus. The UAE has also implemented a range of digital health initiatives, such as telemedicine and remote monitoring, to ensure that people can access healthcare services safely and conveniently. In addition, the government has provided financial support to healthcare providers to ensure that they can continue to provide quality care to those in need," said one expat living in UAE.
What advice do you have for expats having a baby in the UAE?
We asked expat moms who gave birth in the UAE about their experiences and advice they have for other moms to be. They said:
"Visit all the hospitals to see what you think; ask around - see what people have experienced, especially with the new hospitals. If you don't mind 'roughing it' a bit, go to Al Wasl as it has the best equipment for SCBU and premature babies, and it is cheaper than the big international hospitals," said one person in Dubai.
"It is important to research the healthcare system in the UAE before having a baby. Make sure to find a doctor or midwife that you trust and feel comfortable with. It is also important to familiarize yourself with the maternity laws in the UAE, as they may differ from your home country. Additionally, it is a good idea to join a local expat group or forum to connect with other expats who have had babies in the UAE, as they can provide valuable advice and support. Finally, make sure to take time to relax and enjoy the experience of having a baby in the UAE," remarked one expat in UAE.
Are healthcare services good in the UAE?
We asked people if they have access to good medical care in the UAE. They wrote:
"The UAE has a comprehensive healthcare system that provides high quality medical services to its citizens and residents. The country has a network of public and private hospitals and clinics that offer a wide range of medical services, including preventive care, primary care, specialty care, and emergency services. The UAE also has a number of specialized medical centers that provide specialized treatments for specific conditions. Additionally, the UAE has a number of health insurance plans that provide coverage for medical expenses," explained one expat.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
Additional Information:
- UAE Guide
- Healthcare & Health Insurance in UAE
- Members Talk about Healthcare & Health Insurance in UAE
- Best Places to Live in UAE
- Guide to Real Estate in UAE
- Pros & Cons of Living in UAE
- Cost of Living in UAE
- 15 Best Places to Live in the UAE
- Health Care Options in Dubai
- 9 Best Places to Live on the Coast in the UAE
- Understanding the Health System in the UAE
- Pros and Cons of Living in UAE 2026

