15 Expats Talk about Health Insurance and Healthcare in Ukraine
Last updated on Oct 01, 2023
Summary: The quality of medical care in Ukraine is generally considered to be lower than in the US. Emergency services are available, but the response time may be slower than in the US. To call for an ambulance, you can dial the emergency number 103.
How are healthcare services Ukraine?
When we asked expats and global nomads about the quality of medical care in Ukraine, they replied:
"I don't know if I can give advice concerning medical centers as long as I need medical help not that often. Here I can share my experience in medical treatment in Kyiv or Kiev. For me it was necessary whether the clinic works with International insurance companies and in which way. I was suggested to pay myself and then make the reimbursement of the expenses. I was given all the necessary documents and didn't have any trouble with my insurance company," remarked one expat living in Kiev.
"Healthcare services in Ukraine are provided by both public and private institutions. The public healthcare system is funded by the government and is available to all citizens of Ukraine. The quality of public healthcare varies depending on the region, but generally it is considered to be of a lower standard than private healthcare. Foreign residents are able to access the public healthcare system, however, they may need to pay for some services. Expats in Ukraine typically use private healthcare services, as they are more reliable and of a higher quality. However, some expats may choose to use the public healthcare system if they are unable to afford private healthcare," said one expat living in Ukraine.
What are medical services in Ukraine like?
When we asked expats and global nomads about the quality of medical care in Ukraine, they replied:
"Ukraine has a well-developed healthcare system, providing a wide range of medical services. The country has a network of hospitals, clinics, and medical centers that offer a variety of treatments and procedures. Ukraine also has a number of specialized medical centers that provide specialized care for specific conditions. In addition, Ukraine has a number of private medical facilities that offer a range of services, including cosmetic surgery, dentistry, and other medical treatments. Ukraine also has a number of pharmacies that provide medications and other medical supplies," wrote an expat living in Ukraine.
"Pharmacies are everywhere in a city, on every corner. Which is great, but i suggest not to end up in a hospital. They stink. Literally as well," said an expat in Kiev.

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Are healthcare and health insurance expensive in Ukraine?
"I was extremely surprised when the administrator at IMP clinic contacted the insurance company herself, and I didn't have to call and deal with it. I was suggested to pay myself and then make the reimbursement of the expenses. I was given all the necessary documents and didn't have any trouble with my insurance company. From my viewpoint any other public clinic will render such services," remarked one expat in Kiev.
"Healthcare and health insurance in Ukraine can be expensive, depending on the type of coverage and services needed. Generally, public healthcare is free or low-cost, but the quality of care may not be as high as in private clinics. Private health insurance can be expensive, but it can provide access to better quality care and more specialized services. Additionally, many employers offer health insurance plans for their employees, which can help to reduce the cost of healthcare," remarked one expat living in Ukraine.

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What are emergency services like in Ukraine?
When we asked about emergency services, members in Ukraine wrote:
"In Kiev, there are several hospitals, but one must pay "before" any service is granted! You need to have a good medical interpreter to help you with the doctors and nurses. I was lucky since my friend is an American/Ukrainian and did all of the translation for me," wrote an expat living in Kiev.
"I have visited the IMP clinic in Kyiv and was surprised by that fact, that all the staff spoke English! This clinic is private and I think this is the reason why the quality of the services was high. The doctor who examined me was very experienced in her job and I was treated very well. I was extremely surprised when the administrator contacted the insurance company herself, and I didn't have to call and deal with it. I was suggested to pay myself and then make the reimbursement of the expenses. I was given all the necessary documents and didn't have any trouble with my insurance company. From my viewpoint any other public clinic will render such services," said an expat in Kiev.
"Emergency services in Ukraine are generally reliable and efficient. In the event of an emergency, the best way to call for an ambulance is to dial the emergency number 112. This number is free of charge and is available 24 hours a day, 7 days a week. The operator will ask for the caller's location and the nature of the emergency, and will then dispatch an ambulance to the scene," commented one expat living in Ukraine.

SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
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SJB-Global is a top-rated financial advisory firm specializing in expat financial advice worldwide, offering retirement planning & tax-efficient solutions with a regressive fee model. Our clients benefit from their country’s most favorable tax environment by utilizing the efficient investment vehicles we offer. Our commitment to quality service is reflected in our stellar reviews, with over 300 testimonials boasting 95% five-star ratings.
Click connect to have our partner contact you via e-mail and/or phone.
Will I need to travel to see a specialist?
"Usually I contact my insurance company and they advise me the clinic in that area. But anyway I look for it on the Internet and read the comments of the clients,," commented one expat living in Kiev, Ukraine.
"I went to a clinic which serves Americans and Europeans, but I had to pay a lot of money for simple services. I don't remember my total cost of the MRI and other procedures. They found a 9mm kidney stone which was confirmed by the doctors at the V.A. hospital in New York," wrote one expat.
Are common prescription medications available in Ukraine?
"Most of medicine that I usually need I can buy without prescription at the pharmacy. But after visiting the doctor I was prescribed some pills and the doctor gave me the prescription for them. I can't say the medicine was very expensive," wrote an expat living in Kiev.
"Yes, common prescription medications are available in Ukraine. Most pharmacies in Ukraine carry a wide range of medications, including those used to treat common illnesses and conditions. Many of these medications are available over the counter, while others require a prescription from a doctor. In addition, some medications may be available in generic form, which can be more affordable than the brand-name versions," said an expat in Ukraine.
Do you have anything more to add about local medical facilities in Ukraine?
"Medical facilities and medical care in Ukraine are generally of a high quality. The country has a well-developed healthcare system, with a wide range of medical services available. Doctors and nurses are highly trained and experienced, and the quality of care is comparable to that of other European countries. Ukraine also has a number of modern hospitals and clinics, equipped with the latest medical technology. In addition, the cost of medical care in Ukraine is generally lower than in other European countries," mentioned one expat in Ukraine.
As a foreigner living in Ukraine, will I have access to public healthcare? What is it like?
"Yes, as a foreigner living in Ukraine, you will have access to public healthcare. The quality of care varies depending on the region, but generally the public healthcare system is well-equipped and staffed with experienced professionals. The cost of care is usually quite affordable, and there are a variety of services available, including primary care, emergency care, and specialist care," remarked one expat living in Ukraine.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in Ukraine if they have access to public healthcare in Ukraine. And, if they do have access, what is it like. They wrote...
"The pandemic has had a significant impact on the healthcare system in Ukraine. Many hospitals have been overwhelmed with the influx of patients, leading to long wait times and limited access to medical care. The government has implemented a number of measures to help alleviate the strain on the healthcare system, including providing additional funding for medical personnel and equipment, as well as expanding access to telemedicine services. Despite these efforts, the healthcare system in Ukraine is still struggling to cope with the pandemic, and many people are still unable to access the care they need," commented one expat who moved to Ukraine.
What advice do you have for expats having a baby in Ukraine?
We asked expat moms who gave birth in Ukraine about their experiences and advice they have for other moms to be. They said:
"It is important to research the healthcare system in Ukraine before having a baby there. Make sure to find a reliable doctor or midwife who speaks your language and is familiar with the local healthcare system. Additionally, it is important to be aware of the cultural norms and expectations surrounding childbirth in Ukraine. It is also a good idea to have a support system in place, such as family or friends, to help you during the pregnancy and after the baby is born. Finally, make sure to take the necessary steps to ensure that your baby is registered with the local authorities and that you have all the necessary documents for your baby to be able to travel in and out of Ukraine," remarked one expat in Ukraine.
Are healthcare services good in Ukraine?
We asked people if they have access to good medical care in Ukraine. They wrote:
"The medical services are good and easily accessible, but you have to pay. I had a problem with my eye earlier this year, was referred to a specialist eye clinic in the city on the same day. They conducted a thorough set of eye tests for 700 uah (£20) ! Medical insurance makes useful toilet paper and that's it, trust me - you still have to pay to get treatment, even the nurse will expect something, although for an expat it's relatively inexpensive," remarked one expat in Kharkov.
About the Author
Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International
and Mass Market Marketing. She graduated from Ohio Wesleyan University
with a BA in International Business and German.
Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.
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