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Ice Cream in Hyde Park, London
Ice Cream in Hyde Park, London
Ice Cream in Hyde Park, London

Cost of Living in England

By Joshua Wood, LPC

Last updated on Nov 27, 2021

Summary: What is the cost of living in UK? Hear what expats, digital nomads and retirees living in UK have to say about the cost of housing, health insurance and general living costs.

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What is the average cost of housing in England?

Live in England? Answer this Question

If you are thinking about moving to England, cost of living in probably a key consideration. Expats commented about the cost of housing:

"So far, accommodation in England is more expensive than any other country I've lived in thus far. I pay 400 Pounds for my house," said another expat in Sheffield.

"Housing costs are definitely higher here, significantly so. To rent a 2-bed apartment in a central location, you have to count with at least £400 per week," added another person living in London.

"The housing costs are higher here, but we also earn better money. It is my experience that the ratio of the cost of living vs. income is proportionate in first world countries. I'm sure this can not be said everywhere, unfortunately, but it's true of England. So...it costs more to live in London BUT you make more money there too," explained one expat living in Colchester.

"I left the US 14 years ago, so it's hard to say. But, I'd estimate that when I moved to this area, I paid about 75% more in rent than I had been doing in the US," said another in London.

"The cost of housing are higher than they were in Montreal. I paid 83000 for my house a year ago (now the same house sell at 90000-95000). Terraced house are less expensive and the price depends on the area where you live (good or bad area). The same house can be sold at different price depending of the area. Ex: My house in a bad area (Stockport) = +-70000 in a good area (Stockport)= +-120000 !! Bills: 80/month council taxes + 200/year water + 30/year TV license + 45 gaz & electricity + 45 phone&Internet + 38 cable (TV) + 450/month mortage + 25/month house insurance," explained one expat who made the move to Stockport.

"Much higher than Frankfurt Germany small house costs 1500$ excluding expenses 20 min by train from city (and that's a bargain! don't ask me where I live). Houses built like **** but everywhere the same, miss German quality very much," added an expat living in London.

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Get a free international health insurance quote from our partner, Allianz Care, whose plans ensure that you have access to quality healthcare whenever you need it. Allianz's flexible solutions allow you to tailor your cover to meet your needs and budget.

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What are typical rental prices for expats in England?

Live in England? Answer this Question

"If one rents a house for 500 Pounds, they should earn about 1200 Pounds to be able to afford it. Cost of living is high," mentioned another expat in Sheffield.

What appliances are typically included in a rental?

Live in England? Answer this Question

We asked foreigners in England what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Properties come with a cooker and most rentals provide a fridge and washing machine," said an expat in Sheffield.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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Allianz Care International Health InsuranceInternational Health Insurance

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Ice Cream in Hyde Park, London

Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

Allianz Care International Health InsuranceInternational Health Insurance

Get a quote for health insurance from our partner, Allianz Care.
Get a Quote

UK GuideUK Guide
Learn what members have to say about living in UK.

UK Forum UK Forum
Talk with other digital nomads and expats in UK on our UK forum - meet people, get advice and help others.

UK Index UK Index
An index of all of our site's UK information.

Contribute to UK Network Contribute
Help others in UK by answering questions about the challenges and adventures of living in UK.

Expat Healthcare Advice in UKHealthcare & Health Insurance in UK

Expats in UK offer advice about healthcare, hospital visits, emergency rooms visits, finding a doctor and buying health insurance in UK.

Expat Talk about Healthcare Advice in UKMembers Talk about Healthcare & Health Insurance in UK

Expats in UK offer advice about healthcare in UK.

Real Estate in UKReal Estate in UK

Real estate listings in popular cities and towns in UK.

Guide to Real Estate in UKGuide to Real Estate in UK

Advice for people renting and buying real estate in UK.

Pros Cons of Living in UKPros & Cons of Living in UK

Take off your rose-colored glasses and learn what digital nomads & expats have to say about the biggest challenges and the greatest rewards of living in UK.

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Digital Nomads & Expats offer insight into the cost of living in UK.

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