Cost of Living in Jamaica

By Betsy Burlingame

Last updated on Jun 18, 2025

Summary: The cost of living in Jamaica is generally considered to be relatively low compared to other countries. A nice 1 bedroom apartment in Jamaica can cost anywhere from $500 to $1,000 USD per month, while a nice 2 bedroom apartment can cost anywhere from $800 to $1,500 USD per month. The cost of dinner at a moderately priced restaurant in Jamaica is usually around $15 to $20 USD per person.

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Is the cost of living in Jamaica high?

We asked people how much they someone comfortably live on in Jamaica, they wrote:

"The cost of living in Jamaica varies depending on the location, goods and services purchased, and other factors. Generally, the cost of rent and utilities is lower than in other parts of the world, while food, healthcare, and other goods are similarly priced. This can be a great advantage to those looking to get more out of their money. Additionally, the cost of a night out - such as going to a restaurant or bar - is usually quite affordable. Jamaica is also home to a wide variety of different leisure activities, ranging from the beach to night clubs, which make it easy to find entertainment to fit any budget," explained one expat.

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Will I save money living in Jamaica?

"Living in Jamaica may provide cost savings compared to living in the United States. Depending on the area in Jamaica, rent and food costs can be drastically lower than in many parts of the United States. Jamaica's tropical climate means that energy costs for air conditioning and heating are not a major expense. Additionally, health care costs, automotive expenses and property taxes may be lower in Jamaica," remarked one expat in Jamaica.

What is the average cost of housing in Jamaica?

If you are thinking about moving to Jamaica, cost of living in probably a key consideration. Expats commented about the cost of housing:

"My housing costs are significantly lower than in the US. I am paying 30,000 per month for a two bedrooms with two bathrooms. I was just lucky to get such a deal but the average cost for this apartment is 45,000-65,000 per month. My light bill is 7,000 per month but I run my a/c unit each night just to fall asleep. My water bill is between 500 and 800 per month," explained one expat.

"For American style - outrageous - at least $2000. mo, some per week - like tourist prices, hard to rent long term - local hsg as little as $250.00, may or may not have elec, water, kitchen, bath, etc," said one person in Calabar.

"The cost of housing in Jamaica is generally moderate, with a wide range of prices depending on the size, location and type of property. Costs can range from inexpensive one-bedroom apartments to luxury villas with ocean views. Rent for two-bedroom apartments in Kingston can typically start at around $500USD per month and can reach up to $1500USD in more desirable areas. Outside of Kingston, rent can be much lower, with some rural areas offering apartment rentals for as low as $200USD per month," remarked one expat in Jamaica.

"Like any other place it all depends on where you're living. My daughter rents a brand new two bedroom low rise in Kingston for $1100usd...she previously rented a large 2 bedroom in Beverly Hills (Kingston) for $900usd. When she first moved back she rented a townhouse in Montego Bay (gated community) for $1000usd. Nice housing is quite affordable and can be found...connect with a realtor," explained one expat living in Jamaica.

"I am paying $1200 USD plus utilities here. Expensive for Jamaica however this same house would cost double in Canada," said one expat in Montego Bay.

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What are typical rental prices for expats in Jamaica?

"The rental price for a nice one bedroom apartment in Jamaica is typically in the range of $450 -$800 US Dollars per month and a nice two bedroom apartment in Jamaica can cost anywhere from $650 - $1,200 US Dollars per month," wrote an expat living in Jamaica.

What appliances are typically included in a rental?

We asked foreigners in Jamaica what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Most rental properties in Jamaica will come with kitchen and laundry appliances such as a refrigerator, oven, stove top, microwave, washing machine, and dryer. In addition, some rentals might also have items like air conditioners, ceiling fans, and televisions. Depending on the property, extra items such as furniture, dishware, and linens may also be provided," mentioned one expat in Jamaica.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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