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Cost of Living in Jamaica | Expat Exchange
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Montego Bay, Jamaica

Cost of Living in Jamaica

By Betsy Burlingame

Last updated on Apr 11, 2023

Summary: The cost of living in Jamaica is generally considered to be relatively low compared to other countries. A nice 1 bedroom apartment in Jamaica can cost anywhere from $500 to $1,000 USD per month, while a nice 2 bedroom apartment can cost anywhere from $800 to $1,500 USD per month. The cost of dinner at a moderately priced restaurant in Jamaica is usually around $15 to $20 USD per person.

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Is the cost of living in Jamaica high?

We asked people how much they someone comfortably live on in Jamaica, they wrote:

"The cost of living in Jamaica varies depending on the location, goods and services purchased, and other factors. Generally, the cost of rent and utilities is lower than in other parts of the world, while food, healthcare, and other goods are similarly priced. This can be a great advantage to those looking to get more out of their money. Additionally, the cost of a night out - such as going to a restaurant or bar - is usually quite affordable. Jamaica is also home to a wide variety of different leisure activities, ranging from the beach to night clubs, which make it easy to find entertainment to fit any budget," said one person in Jamaica.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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Will I save money living in Jamaica?

"Living in Jamaica may provide cost savings compared to living in the United States. Depending on the area in Jamaica, rent and food costs can be drastically lower than in many parts of the United States. Jamaica's tropical climate means that energy costs for air conditioning and heating are not a major expense. Additionally, health care costs, automotive expenses and property taxes may be lower in Jamaica," said one expat in Jamaica.

What is the average cost of housing in Jamaica?

If you are thinking about moving to Jamaica, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Our housing costs are much lower than in the US. My husband and I live in a 2 bedroom, 2 bath furnished home for 60,000 Jamaican dollars (about $480 US dollars a month). Yard maintenance and water is included in the rent. It is a newer house with an open floorplan. Electricity is about $4,000 JMD (about $31 USD). Cable (Westar) is $2,700JMD a month (about $21 USD) and we get tons of good channels. Unfurnished houses here can be found for about $45,000JMD ($352 USD). Ofcourse, if you want to go really budget and talk to the right people, you can find a place for about $250 USD a month," said one expat in Falmouth.

"The cost of housing in Jamaica is generally moderate, with a wide range of prices depending on the size, location and type of property. Costs can range from inexpensive one-bedroom apartments to luxury villas with ocean views. Rent for two-bedroom apartments in Kingston can typically start at around $500USD per month and can reach up to $1500USD in more desirable areas. Outside of Kingston, rent can be much lower, with some rural areas offering apartment rentals for as low as $200USD per month," wrote a person living in Jamaica.

"I am paying $1200 USD plus utilities here. Expensive for Jamaica however this same house would cost double in Canada," explained one expat living in Montego Bay.

"I'm renting in Falmouth a gated community. 800 monthly, pay my own utilities was lucky it came furnished. The people stay to themselves. I've had very few conversations with other occupants. A car is extra helpful! But I’d never drive in JA. This will be my second year renting. Not sure about the buying & building for myself. Too old for that & have absolutely no patience for the process.. sending good vibes! I love Jamaica," said one in Jamaica.

"For American style - outrageous - at least $2000. mo, some per week - like tourist prices, hard to rent long term - local hsg as little as $250.00, may or may not have elec, water, kitchen, bath, etc," explained one expat who made the move to Calabar.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What are typical rental prices for expats in Jamaica?

"The rental price for a nice one bedroom apartment in Jamaica is typically in the range of $450 -$800 US Dollars per month and a nice two bedroom apartment in Jamaica can cost anywhere from $650 - $1,200 US Dollars per month," mentioned one expat in Jamaica.

What appliances are typically included in a rental?

We asked foreigners in Jamaica what appliances are typically included in a rental, and, if there is anything else included or not included that a newcomer would not expect. Replies included:

"Most rental properties in Jamaica will come with kitchen and laundry appliances such as a refrigerator, oven, stove top, microwave, washing machine, and dryer. In addition, some rentals might also have items like air conditioners, ceiling fans, and televisions. Depending on the property, extra items such as furniture, dishware, and linens may also be provided," remarked one expat living in Jamaica.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

Montego Bay, Jamaica
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Get a quote for international health insurance from our partner, William Russell.
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