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Cotswolds, England

By Joshua Wood, LPC

Last updated on Jun 27, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in Cotswolds, UK: Cost of living, Finding a home, Meeting People and more.

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What do I need to know about living in Cotswolds?

When we asked people what advice they would give someone preparing to move to Cotswolds, they said:

"Expats considering retirement in the Cotswolds, should be aware of several key factors. Firstly, the cost of living can be quite high, especially in terms of housing, as the Cotswolds is a highly sought-after area known for its picturesque villages and beautiful countryside. Healthcare in the UK is primarily provided by the National Health Service (NHS), which is free at the point of use for residents. However, expats may need to check their eligibility or consider private health insurance. The UK has a comprehensive tax system, and expats should familiarize themselves with the tax implications of retiring in the UK, including potential taxes on worldwide income and assets. The Cotswolds is a rural area, so access to amenities and services may not be as convenient as in a city. Public transportation is available but not as frequent or extensive as in urban areas. The weather in the Cotswolds, like much of the UK, is temperate, with mild summers and cool winters. Rainfall is spread throughout the year, and snow is relatively rare. The UK has a reciprocal social security agreement with many countries, which can affect pension rights and benefits. Expats should check the details of any such agreement between the UK and their home country. Finally, the Cotswolds is a popular tourist destination, so certain areas can become crowded, particularly during the summer months. However, it also offers a wealth of cultural and recreational opportunities, from historic sites to walking trails, making it an attractive place to retire," wrote a member in Cotswolds.

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What do I need to know before moving to Cotswolds?

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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