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Dubai, UAE: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Dubai | Expat Exchange
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Dubai

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By Betsy Burlingame

Last updated on Mar 11, 2023

Summary: Dubai, UAE is a modern, vibrant, and luxurious city. Expats love the city's diverse culture, excellent job opportunities, and tax-free salaries. The weather in Dubai is generally hot and sunny, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit. The average cost of living for an expat is around $2,500 to $3,500 per month, depending on lifestyle. The cost of a one bedroom apartment in Dubai is typically around $1,500 to $2,500 per month, while a two bedroom apartment can range from $2,000 to $3,500 per month. The population of Dubai is estimated to be around 3.3 million people.

What do I need to know about living in Dubai?

When we asked people what advice they would give someone preparing to move to Dubai, they said:

"Before retiring in Dubai, expats should be aware of the cost of living, which is generally higher than in other parts of the world. It is important to research the different types of visas available and the associated costs and requirements. Additionally, expats should be aware of the local laws and customs, and familiarize themselves with the local language. Healthcare is also an important factor to consider, as expats should ensure they have access to quality medical care. Finally, expats should research the different neighborhoods and areas of Dubai to find the best fit for their lifestyle," commented one expat who made the move to Dubai.

"Remember your purpose of coming to the city, many cases you earn lots but also spends lots," remarked one expat living in Dubai, UAE.

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What do I need to know before moving to Dubai?

When we asked people what advice they would give someone preparing to move to Dubai, they said:

"Before moving to Dubai, expats should be aware of the local laws and customs. It is important to familiarize yourself with the dress code, which is generally conservative. Expats should also be aware of the cost of living, which is generally higher than in other parts of the world. Additionally, expats should research the job market and the availability of housing in the area. Finally, it is important to understand the visa requirements for entering and staying in the UAE," remarked one expat who made the move to Dubai.

How do I find a place to live in Dubai?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"The best way to find a place to live in Dubai is to research online. There are many websites that offer listings of apartments, villas, and other housing options in the area. Additionally, you can contact a real estate agent who specializes in the area to help you find the perfect place to live. You can also look for housing options in newspapers and magazines, or ask friends and family who live in the area for recommendations," said one expat who made the move to Dubai.

What is a typical expat home or apartment like in Dubai?

"Expat homes and apartments in Dubai are typically luxurious and modern, with high-end amenities such as swimming pools, gyms, and spas. Many of the apartments and villas come with stunning views of the city skyline, while some offer direct access to the beach. Expats can also find a variety of housing options, from high-rise apartments to villas in gated communities. Most expat homes and apartments come with modern appliances and furniture, as well as access to a variety of services such as housekeeping, laundry, and maintenance," explained one expat living in Dubai, the UAE.

What is the average cost of housing in Dubai?

If you are thinking about moving to Dubai, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Dubai can vary greatly depending on the area and type of property. Generally, the average cost of renting an apartment in Dubai is around AED 80,000 to AED 120,000 per year, while the average cost of buying a property in Dubai is around AED 1,500,000," said one expat who made the move to Dubai.

How do I meet people in Dubai?

When we asked people living in Dubai about club and activities where newcomers can meet others, they responded:

"From sailing to golf to sky diving to horseracing, Dubai is an emerging market that has it all. Wafi City is a great place for various activities such as Sport club, various bars and restaurants, mall and the newly opened Raffles Hotel. Dubai festival City housed some of the most prestigious hotels, mall and residential area as well as golf club. There loads of clubs (each country usually has their own) and activities from charity to commercial events, although you will miss nature's beauty - summers are very very hot (4-5 months)," explained one expat living in Dubai, UAE.

"Expats in Dubai often join clubs and activities such as sports teams, book clubs, and language classes. These activities provide a great way to meet people and make friends. Expats can also meet people by attending events such as art exhibitions, concerts, and festivals. Additionally, many expats join social media groups and online forums to connect with other expats in the area. Finally, expats can also meet people by attending networking events, joining professional organizations, and attending meetups," said one expat in Dubai.

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What should I bring when moving to Dubai?

People living in Dubai were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Dubai, it is important to pack items that will help you adjust to the climate and culture. Pack lightweight, breathable clothing that will keep you cool in the hot, humid climate. Bring a few items of formal clothing for special occasions. Make sure to bring a good pair of sunglasses and a hat to protect you from the sun. Bring a few items of swimwear for the many beaches and pools in the area. Pack a few items of traditional clothing to show respect for the local culture. Bring a few books or magazines to keep you entertained during your travels. Finally, make sure to bring any necessary documents, such as your passport and visa," commented one expat who made the move to Dubai.

Where should I setup a bank account in Dubai?

We asked expats in Dubai what banks they use and there advice about banking. They advised:

"Before retiring in Dubai, expats should be aware of the cost of living, which is generally higher than in other parts of the world. It is important to research the different types of visas available and the associated costs and requirements. Additionally, expats should be aware of the local laws and customs, and familiarize themselves with the local language. Healthcare is also an important factor to consider, as expats should ensure they have access to quality medical care. Finally, expats should research the different neighborhoods and areas of Dubai to find the best fit for their lifestyle," wrote one member in Dubai.

"There are many offshore banks which are appropriate for most expats (be careful if you're US). Local banks, even branches of larger, international banks, are really just locally-owned franchises. Don't expect the same type or level of service you might get back at home or you may become frustrated. There are different values here regarding "customer service." Offshore banks based out of the Isle of Man and other offshore centers often have accounts explicitly focused on the international expat. These will include features like international debit cards, domestic and international payments, multi-currency accounts. They're especially appropriate if you travel a lot. You should always check what type of insurance cover they carry for your deposits. Local banks offer local and international accounts with most of the features you'd expect from a bank. They're not very different from what you might expect at home in terms of services they provide. However, the laws regarding debt are different here. See below," remarked one expat who made the move to Dubai.

Will I be able to find a job in Dubai?

When we asked people about industries and career opportunities in Dubai, they reponded:

"Foreigners often have jobs in Dubai in a variety of industries, such as hospitality, finance, engineering, construction, retail, and technology. Many foreigners also work in the tourism industry, providing services such as tour guides, hotel staff, and restaurant workers. Additionally, many foreigners work in the oil and gas industry, providing technical and administrative support. Other popular jobs for foreigners in Dubai include teaching, accounting, and marketing," said one expat who made the move to Dubai.

"I think the main players would be Oil and Gas, Hotel Industry, And slowly rising up again is Real Estate and Banking. Health care is a constant though and there can never be enough health professionals in this city," explained one expat living in Dubai, UAE.

"Construction, Tourism, IT/Technology, Media/Advertising, Banking, etc. Dubai is booming and for the last 2 decades the country is actively developing itself. Most people finds job through employment agency," mentioned one in Dubai.

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What is life like in Dubai?

When we asked people living in Dubai what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Dubai is generally quite comfortable. The city is modern and cosmopolitan, with a wide range of amenities and activities to enjoy. The cost of living is relatively high, but salaries tend to be higher than in other parts of the world, making it an attractive destination for expats and digital nomads. The city is also very safe, with a low crime rate and a strong police presence. The climate is hot and dry, but the city is well-equipped with air conditioning and other modern comforts. There is a vibrant nightlife, with plenty of bars, clubs, and restaurants to explore. The city is also home to a diverse range of cultures, making it a great place to meet people from all over the world," said one expat who made the move to Dubai.

"People (expats) work hard and play hard, live revolves around malls and shopping, socialising, attending events/concert, some major sports events are happening during the winter season, Rugby 7, Dubai Horserace, Dubai Duty Free tennis, etc," explained one expat living in Dubai, UAE.

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What do expats in Dubai appreciate most about the local culture?

"Expats in Dubai appreciate the city's vibrant culture, which is a mix of traditional and modern influences. They also appreciate the city's diverse population, which includes people from all over the world. Additionally, expats enjoy the city's excellent infrastructure, which makes it easy to get around and explore the city. Furthermore, the city's warm climate and abundance of outdoor activities make it a great place to live and work. Finally, expats appreciate the city's commitment to safety and security, which makes it a safe and secure place to live," wrote one member in Dubai.

"Sun, Sea, Camping in the desert at the weekends, BBQ's with friends, eating out, free ladies night in the hotel's, the perfect weather and climate from Nov through to May," remarked one expat who made the move to Dubai.

What do expats find most challenging?

"One of the most challenging aspects of the local culture for expats in Dubai is the lack of personal space. The culture is very communal and people tend to be very close to each other, which can be overwhelming for those who are used to more personal space. Additionally, the local culture is very conservative and there are strict rules and regulations regarding dress code and behavior, which can be difficult for expats to adjust to. Furthermore, the local language, Arabic, is not widely spoken by expats, making it difficult to communicate with locals. Finally, the local culture is very hierarchical and there is a strong emphasis on respect for authority, which can be difficult for expats to understand and adjust to," remarked one expat living in Dubai, the UAE.

"If you live in Abu Dhabi you may find yourself living 45mins plus outside the city as the only cheap accomadtion in AD is out near the airport Al Raha is slowly after 2 years only now becoming easier place to live with it now being on a bus route, and new supermarket's opening, AlReef still has very little out by the compounds in the way of taxis and shops Meeting new friends who are likeminded," wrote one member in Dubai.

Is there a lot of crime in Dubai?

We asked people if there is a lot of crime. They answered:

"Dubai is generally considered to be a safe city, with low levels of crime. However, there have been reports of petty crime such as pickpocketing and theft from cars. It is important to take the usual precautions when travelling in any city, such as keeping valuables out of sight and avoiding dark or isolated areas," remarked one expat who made the move to Dubai.

Is there a lot of diversity? Are people in Dubai accepting of differences?

"Dubai is a very diverse city, with people from all over the world living and working there. The city is known for its acceptance of different cultures, religions, and lifestyles, and is home to a wide variety of ethnicities, nationalities, and religions. People in Dubai are generally very accepting of differences, and the city is known for its tolerance and openness to different cultures and beliefs," commented one expat who made the move to Dubai.

"75% of the populations are of expat, Asian/ subcontinent. People lives in harmony and the city are considerably safer than any other cosmopolitan city in the world. Although UAE is a muslim country, alcohol are served in licenced restaurants/hotels to non muslim. An alcohol permit could be applied through various alcohol stores (MMI or African eastern) - to be issued by Dubai Police upon approval - which allows you to purchase alcohol from the stores. UAE is also a tax free country," remarked one expat living in Dubai, UAE.

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What are the schools in Dubai like?

"Don't! The teachers (not all, but quite a few) are rude and they they are basically ruled over by the Head and the others in top positions. Gosh, that's a rude lot. I you want a good school, try DESS, JESS or Jebel Ali. The American Scools are better as well. It was a huge mistake we made putting our child in when we arrived from the UK. What a poor waste of the formative years," said one expat in Dubai with children at Horizon School.

"Stay away. If you wants the American system apply to the American School of Dubai which has been in existence for the last 40 years and is a non-profit school. If you want international system then apply to the Emirates International School which has the IB program and has been tried and tested for many years," remarked one parent with kids at Dubai American Academy in Dubai.

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What are the pros and cons of living in Dubai?

Expats, digital nomads and retirees living in Dubai responded:

"Here in Dubai life it's totally different because there is people from all over the world living and working here, so Dubai it's 100% tourist city," remarked one expat in Dubai.

"Expats and digital nomads generally like the following aspects of living in Dubai: 1. High standard of living: Dubai offers a luxurious lifestyle with modern infrastructure, world-class shopping malls, and numerous entertainment options. 2. Tax-free income: One of the main attractions for expats and digital nomads is the tax-free income, which allows them to save more money. 3. Safety and security: Dubai is considered one of the safest cities in the world, with low crime rates and a strong police presence. 4. Multicultural environment: Dubai is home to a diverse population, with people from various nationalities and cultures living and working together. 5. Business opportunities: Dubai is a global business hub, offering numerous opportunities for entrepreneurs and professionals to grow their careers. 6. Excellent transportation system: Dubai has a well-developed public transportation system, including the Dubai Metro, buses, and taxis, making it easy to get around the city. 7. Quality healthcare: Dubai offers high-quality healthcare facilities and services, with many hospitals and clinics catering to expats and their families. However, there are also some aspects that expats and digital nomads may dislike about living in Dubai: 1. High cost of living: Dubai is known for its high cost of living, with expenses such as housing, education, and dining out being quite expensive. 2. Strict laws and regulations: Dubai has strict laws and regulations, particularly regarding alcohol consumption, dress codes, and public displays of affection, which may be challenging for some expats to adapt to. 3. Hot climate: Dubai's climate can be extremely hot, especially during the summer months, which may be uncomfortable for those not used to such high temperatures. 4. Lack of political freedom: The UAE has limited political freedom and freedom of speech, which may be a concern for some expats and digital nomads. 5. Cultural differences: Some expats may find it challenging to adapt to the local culture and customs, particularly when it comes to gender roles and social norms. 6. Traffic congestion: Dubai is known for its traffic congestion, which can be frustrating for those who need to commute daily. 7. Limited options for permanent residency: While Dubai offers many benefits for expats and digital nomads, obtaining permanent residency can be difficult, as it is typically tied to employment or property ownership," wrote one expat living in Dubai.

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What type of social life can someone expect in Dubai?

When we asked expats and global nomads about their social experiences in Dubai, they replied:

"Expats, retirees, and digital nomads living in Dubai typically have a vibrant and diverse social life, as the city is a melting pot of cultures and nationalities. They often attend various social events, such as networking gatherings, cultural festivals, and sports activities. Many expats join clubs and organizations to meet like-minded individuals and make new friends. They also enjoy exploring the city's numerous attractions, dining at international restaurants, and visiting shopping malls and entertainment venues. Additionally, expats often take advantage of the city's proximity to other travel destinations for weekend getaways and vacations. While Dubai's social scene can be quite lively, it is essential for expats to be mindful of local customs and cultural sensitivities, as the UAE is a Muslim country with conservative values," remarked one expat in Dubai.

"as the majority are expects so it's difficult to maintain a long term relationship," wrote one expat living in Dubai.

"The social scene in Dubai is diverse, vibrant, and cosmopolitan, attracting people from all over the world. It offers a wide range of activities, events, and entertainment options, catering to various interests and preferences. The city is known for its luxurious shopping malls, fine dining restaurants, and extravagant nightlife, with numerous clubs, bars, and lounges to choose from. Dubai is also home to a thriving arts and culture scene, with galleries, museums, and theaters showcasing local and international talent. The city hosts various cultural events and festivals throughout the year, such as the Dubai International Film Festival and the Dubai Opera. Expats make up a significant portion of Dubai's population, leading to a multicultural environment where people from different backgrounds come together to socialize and network. There are numerous expat clubs and associations that organize events and activities for their members, providing opportunities to meet new people and make friends. Outdoor activities are also popular in Dubai, with residents and visitors enjoying the city's beaches, parks, and sports facilities. The city's warm climate and sunny weather make it an ideal destination for outdoor enthusiasts. However, it is essential to be aware of the local customs and traditions in Dubai, as the city is located in a conservative Islamic country. Public displays of affection, alcohol consumption outside designated areas, and inappropriate clothing are frowned upon and can lead to legal consequences. Overall, the social scene in Dubai is lively and varied, offering something for everyone, as long as one respects the local culture and customs," mentioned one expat inDubai.

What advice to expats in Dubai have about housing?

"When looking for housing in Dubai, it is important to research the area thoroughly and make sure it is suitable for your needs. Consider the proximity to your workplace, schools, and other amenities. Make sure to read the tenancy contract carefully and understand all the terms and conditions before signing. It is also important to budget for additional costs such as utility bills, maintenance fees, and security deposits. Finally, it is advisable to use a reputable real estate agent to help you find the right property," said an expat in Dubai.

What are medical services in Dubai like?

When we asked expats and global nomads about the quality of medical care in Dubai, they replied:

"Medical services in Dubai, are known for their high-quality healthcare facilities, well-equipped hospitals, and skilled medical professionals. Both public and private healthcare sectors are available, with the private sector being more popular among expatriates due to shorter waiting times and a wider range of services. Dubai has a strong focus on medical tourism, attracting patients from around the world for various treatments and procedures. Health insurance is mandatory for all residents, ensuring access to medical services for everyone. The Dubai Health Authority oversees the healthcare system, ensuring that all facilities meet international standards and provide top-notch care to patients," said one expat living in Dubai.

"I am a mental health patient and I got a relapse episode here. The medication provided to me has massively improved my life," mentioned one expat inDubai.

Are healthcare and health insurance expensive in Dubai?

"Healthcare and health insurance in Dubai, can be considered expensive, especially for expatriates and those without employer-sponsored coverage. The cost of healthcare services and treatments in private hospitals and clinics is generally high, which makes having health insurance crucial for residents. The government provides public healthcare services, but these are mostly reserved for UAE nationals, and expatriates often opt for private healthcare providers. Health insurance is mandatory for all residents in Dubai, and the premiums can vary depending on factors such as age, pre-existing conditions, and the level of coverage. While employers are required to provide basic health insurance for their employees, many individuals choose to purchase additional coverage to ensure access to a wider range of healthcare providers and services. Overall, the cost of healthcare and health insurance in Dubai can be a significant expense for residents, particularly for those without comprehensive coverage," mentioned one expat inDubai.

"Our health insurance was provided by the company I worked for. We had to pay about $10 (30AED) for a doctors visit. The process was very smooth and seamless," commented one expat who moved to Dubai, UAE.

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Is the cost of living in Dubai high?

We asked people about the cost of living in Dubai, they wrote:

"The cost of living in Dubai is generally considered to be high. Rental prices for a nice 1 bedroom apartment in Dubai, UAE can range from around $1,500 to $3,000 per month, while a nice 2 bedroom apartment can range from around $2,000 to $4,500 per month. Eating dinner at a moderately priced restaurant in Dubai, UAE can cost around $20 to $30 per person," said an expat in Dubai.

"The cost of living is fairly high. Schools are expensive, as is housing. A housing allowance is often included in an employment package though, and depending on your level of employment and the company you work for school can be included too. As far as groceries go, it depends on where you shop. There a lot of shops that cater to expats and hold imported products from the UK and the USA. There are certainly a lot of options. Expats make up the majority of the work force and so they are catered to very well," remarked one expat in Dubai.

What are the visa & residency requirements in Dubai?

"In order to get a residency visa, you need to be sponsored, either by an individual, or most commonly, by your employer. The employer will apply for the residency visa on your behalf. You will have to have a medical examination and police clearance etc..," said one expat.

"In order to obtain a visa to enter Dubai, applicants must submit a valid passport, a completed visa application form, and a passport-sized photograph. Depending on the type of visa, additional documents may be required. Once the application is approved, the visa will be issued and sent to the applicant. In order to apply for residency in Dubai, UAE, applicants must first obtain a valid residence visa. This can be done by submitting a valid passport, a completed visa application form, and a passport-sized photograph. Depending on the type of visa, additional documents may be required. Once the application is approved, the residence visa will be issued and sent to the applicant. After obtaining the residence visa, applicants must then register with the General Directorate of Residency and Foreigners Affairs (GDRFA) in order to obtain a residence permit. This process requires applicants to submit a valid passport, a completed application form, and a passport-sized photograph. Additional documents may be required depending on the type of residence permit. Once the application is approved, the residence permit will be issued and sent to the applicant," commented one expat living in Dubai, the UAE.

Why do people move to Dubai?

When we asked people why foreigners move to Dubai, they responded:

"Dubai is a vibrant and cosmopolitan city that offers a unique blend of modernity and tradition. It is a safe and secure city with a low crime rate, excellent infrastructure, and a high standard of living. The city is home to a diverse population of expats from all over the world, making it a great place to meet new people and experience different cultures. Dubai also offers a tax-free lifestyle, with no income tax or capital gains tax, making it an attractive destination for those looking to save money. Additionally, the city is home to a wide range of job opportunities, from finance and technology to hospitality and retail, making it a great place to find work. Finally, Dubai is a great place to explore, with its stunning beaches, world-class shopping, and vibrant nightlife," wrote one expat living in Dubai.

"Work. There are a ton of job opportunities and most companies provide really favorable employment packages," commented one expat who moved to Dubai.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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