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Santa Fe, Panama

By Joshua Wood, LPC

Last updated on Jul 17, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in Santa Fe, Panama: Cost of living, Finding a home, Meeting People and more.

Panama Legal Business (PANLEB)
Panama Legal Business (PANLEB)
Panama Legal Business (PANLEB)
Panama Legal Business (PANLEB)

What do I need to know about living in Santa Fe?

When we asked people what advice they would give someone preparing to move to Santa Fe, they said:

"Before retiring in Santa Fe, expats need to know that the cost of living is relatively low compared to many Western countries, making it an attractive option for retirees. The official language is Spanish, so it would be beneficial to learn the language or at least basic phrases. The healthcare system in Panama is generally good, with both public and private options available. Expats should be aware that while the climate is tropical and warm, Santa Fe is located in the mountains, so it can get cooler, especially at night. The local cuisine is a mix of traditional Panamanian food, with influences from other cultures, and fresh fruits and vegetables are readily available. It's important to understand the visa and residency requirements, as Panama offers several options for retirees, including the Pensionado visa, which provides several benefits. Expats should also be aware of the tax implications of retiring in Panama, as the country operates on a territorial tax system, meaning foreign income is not taxed. Safety is generally not a major concern in Santa Fe, but like anywhere, it's important to take basic precautions. The infrastructure is improving but power outages can occur, and internet service may not be as reliable as in your home country. Finally, it's important to note that while Santa Fe is a small town with a slower pace of life, it has a tight-knit expat community. It's also within driving distance to larger cities for shopping and other amenities," said one expat who made the move to Santa Fe.

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William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What do I need to know before moving to Santa Fe?

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

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