Altos del Maria, Panama
Last updated on Feb 12, 2023
Summary: Altos del Maria, Panama is a peaceful mountain community with stunning views of the Pacific Ocean. Expats love the laid-back lifestyle, the friendly locals, and the abundance of outdoor activities. The weather in Altos del Maria is typically mild, with temperatures ranging from the mid-60s to the mid-80s Fahrenheit. The average cost of living for an expat is around $1,500 to $2,000 per month. The cost of a one bedroom apartment is typically around $500 to $700 per month, while a two bedroom apartment can range from $700 to $1,000 per month. The population of Altos del Maria is around 5,000 people.
What do I need to know about living in Altos del Maria?
When we asked people what advice they would give someone preparing to move to Altos del Maria, they said:
"1. Altos del Maria is a peaceful mountain town located in the Central Region of Panama, and many people retire there because of its mild climate and tranquil environment. 2. It is recommended to research the local customs and laws ahead of time in order to understand the culture and more easily integrate into the community. 3. Open a local bank account and register for a residency visa. 4. Visit the town before making a decision. 5. Consider the cost of living and find a home that suits your needs. 6. Acquire medical and health insurance. 7. Learn some Spanish, as it is the primary language in Altos del Maria. 8. Research healthcare options and availability. 9. Consider joining an expat group or other organizations to make friends and fit into the community," commented one expat who made the move to Altos del Maria.

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What do I need to know before moving to Altos del Maria?
When we asked people what advice they would give someone preparing to move to Altos del Maria, they said:
"Altos del Maria is a mountainous area in the Pacific region of Panama known for its cooler temperatures and beautiful landscapes. Before moving to the area, it is important to consider the cost of living and infrastructure, as prices and availability can vary widely depending on location. It is helpful to investigate transport systems and access to medical facilities in the area. Many people who move to Altos del Maria rely on private transportation and seeking out supermarkets and medical services outside the immediate area. It is also important to check for nearby internet access and other communications infrastructure as there may be occasional power outages in the area. Finally, Altos del Maria is a very popular retirement destination for Americans, so keeping current with US tax filing requirements is essential," said one expat who made the move to Altos del Maria.
How do I find a place to live in Altos del Maria?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"Look up listings on reputable real estate websites, such as Zillow, Trulia, and HomeFinder, to view available homes and long-term rental listings in Altos del Maria. Additionally, if you have friends or family in the area, they may be able to offer tips and advice or refer you to a real estate agent. Local newspapers and websites may also list available properties. Once you’ve narrowed down your list of properties, arrange a visit in order to get a better understanding of the area and the property’s accessibility to amenities," said one expat in Altos del Maria.
What is a typical expat home or apartment like in Altos del Maria?
"Expat homes and apartments in Altos del Maria tend to be comfortable, spacious and private. Many of these homes offer stunning views of the surrounding nature, allowing visitors to take in the beauty of the area from their own balconies. Some feature amenities like Jacuzzi tubs, swimming pools and full kitchens, while others have a simple rustic charm. Many of the homes and apartments offer plenty of space for entertaining guests and plenty of outdoor areas, such as gardens and patios, for relaxing in the sun or playing outdoor games. They are also typically well-equipped with modern appliances and all of the necessary comforts of home," said one expat who made the move to Altos del Maria.
What is the average cost of housing in Altos del Maria?
If you are thinking about moving to Altos del Maria, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The average cost of housing in Altos del Maria varies depending on the size and location of the property. Prices tend to range from around $100,000 for small beachfront homes to $1 million for larger properties with spectacular views," said one expat in Altos del Maria.
How do I meet people in Altos del Maria?
When we asked people living in Altos del Maria about club and activities where newcomers can meet others, they responded:
"Altos del Maria is a great place to meet people with many opportunities to socialize. Start by attending local events such as the weekly farmers market and community gatherings. Attend church services and other religious activities, as well as sports and entertainment events. Many restaurants and cafes in the town provide good opportunities to interact with new people, so be sure to visit them often. Strike up conversations with locals and ask them for advice about things to do and places to visit in the town. Joining a club such as book, chess or art can be a great way to meet like-minded individuals and make new friends. Make the most of your time in Altos del Maria and have fun meeting new people," remarked one expat living in Altos del Maria, Panama.

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What should I bring when moving to Altos del Maria?
People living in Altos del Maria were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"Essentials: Clothes, shoes, toiletries, towels, bedding, cleaning supplies, kitchen supplies, cutlery and crockery, Personal items (photos, books, sentimental items), Documents (identification, passport, copies of important documents), Electronics (laptop, mobile phone, chargers), First aid kit, Personal medications, Power adaptors, Cash and credit cards, Water filter, Insect repellent, Sunscreen," explained one expat living in Altos del Maria, Panama.
Where should I setup a bank account in Altos del Maria?
We asked expats in Altos del Maria what banks they use and there advice about banking. They advised:
"You can set up a bank account in Altos del Maria at several banking institutions including Banco General - Panama, Global Bank and Atlantic Bank. Additionally, most international banks have physical branches in Panama, allowing expats and third-country nationals to open an account in the bank of their choice," remarked one expat who made the move to Altos del Maria.
Will I be able to find a job in Altos del Maria?
When we asked people about industries and career opportunities in Altos del Maria, they reponded:
"It is possible to find a job in Altos del Maria as some businesses in the community employ locals. Depending on the job you are looking for and your individual qualifications, it may or may not be possible to find a job in Altos del Maria. It is recommended to research the local job market and contact local businesses to inquire about available positions," explained one expat living in Altos del Maria, Panama.
What do expats in Altos del Maria appreciate most about the local culture?
"Expats in Altos del Maria generally appreciate the friendly, welcoming atmosphere where everyone can feel comfortable and accepted. Additionally, they enjoy the relaxed, laid-back lifestyle with easy access to outdoor recreational activities such as hiking, biking and sightseeing. They also enjoy the warm, tropical climate and the tasty local cuisine which includes delicious seafood dishes, traditional Panamanian dishes, and international dishes. Furthermore, the slower pace-of-life, natural beauty, tranquility, and quality amenities make Altos del Maria an attractive place for expats," explained one expat living in Altos del Maria, Panama.
"The open, friendly folks, not only the native persons but also the many, many newly acquired friends of all nationalities who have chosen Panama for their new home," said one expat in Altos del Maria.
What do expats find most challenging?
"Living abroad can be a challenge for expats. Adjusting to a new culture, language, and way of life can be difficult. Finding a job and a place to live can also be tough, especially in a new area without access to resources and support. Many expats experience homesickness and loneliness due to being away from family, friends, and their home country. Expats may also have to deal with bureaucratic obstacles while trying to establish their legal status in the new country. It might take time to get used to different laws, customs and regulations. Expats may also face pressures of performing well at work or in school due to having fewer opportunities to network and explore in the new environment," remarked one expat living in Altos del Maria, Panama.
"Culture....hhmmmm. Disinterested sales personnel who seem to resent being at their post. Bright colors are welcome and plentyful. Another challenge is the general physical size of the locals...as it relates to finding clothing that fits. If you are female and larger than a size 8, good luck finding undergarments. For my husband and his size 12 narrow foot, murder finding shoes," wrote one member in Altos del Maria.
Is there a lot of crime in Altos del Maria?
We asked people if there is a lot of crime. They answered:
"Altos del Maria is generally a safe place to live, with low crime levels compared to other countries. Crimes do occur, however, and visitors should take the usual precautions when travelling in the area," said one expat in Altos del Maria.
Is there a lot of diversity? Are people in Altos del Maria accepting of differences?
"Altos del Maria is a tolerant and welcoming community that is highly diverse. People in the area come from numerous different countries and cultures, giving a vibrant and colorful atmosphere to the area. People of different socioeconomic backgrounds, races, religions, and generations all come together in Altos del Maria and accept each other's differences. With the area's strong focus on learning, marriage and family, acceptance of differences has become a cornerstone of Altos del Maria's culture," said one expat who made the move to Altos del Maria.

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What are the schools in Altos del Maria like?
"Altos del Maria has two primary schools, a private school and a language school. The primary schools are Buenas Nuevas and Chilibre de Corazón. The private school is Colegio Nuevo Renacer, which offers bilingual education from kindergarten to twelfth grade, with a focus on moral, spiritual, and academic development. The language school is Instituto Cultural Alto del Mijagual, which offers intensive Spanish language courses and cultural immersion," commented one expat when asked about in Altos del Maria.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Other Questions:
- What do I need to know before moving to Altos del Maria?
- What is a typical expat home or apartment like in Altos del Maria?
- What is the average cost of housing in Altos del Maria?
- How do I meet people in Altos del Maria?
- What do I need to know before retiring in Altos del Maria?
- What should I pack when moving to Altos del Maria?
- Where should I setup a bank account in Altos del Maria?
- Will I be able to find a job in Altos del Maria?
- What is life like as an expat in your area?
- What do people like (and dislike) about Altos del Maria?
- What type of social life can someone expect in Altos del Maria?
- What is the social scene like in Altos del Maria?
- What advice to expats in Altos del Maria have about housing?
- What are medical services in Altos del Maria like?
- Are healthcare and health insurance expensive in Altos del Maria?
- Is the cost of living in Altos del Maria high?
- What are the visa & residency requirements in Altos del Maria?
- Why do people move to Altos del Maria?