Expats Talk about Health Insurance and Healthcare in Bali, Indonesia

"It's very important to have health insurance and if you're on an international scheme, then have the documents on the ready to give proof. If you don't have healthcare insurance, be prepared to pay a pretty penny when sorting health bills," said one expat.

"Healthcare services in Bali, consist of a mix of public and private facilities, catering to both locals and tourists. The public healthcare system includes government-run hospitals, community health centers, and smaller clinics, which offer basic medical services at affordable rates. However, these facilities may not always meet international standards, and the quality of care can vary significantly. On the other hand, private healthcare facilities in Bali are generally of higher quality, with modern equipment and well-trained medical staff. These facilities cater to a wide range of medical needs, including general practice, specialist consultations, dental care, and emergency services. Many private hospitals and clinics in Bali have affiliations with international healthcare providers, ensuring a high standard of care for patients. Despite the availability of quality private healthcare services, it is essential for visitors to Bali to have comprehensive travel insurance, as medical costs can be high, and not all services may be covered by local insurance providers. Additionally, for complex medical procedures or emergencies, patients may need to be evacuated to nearby countries like Singapore or Australia, which can be costly. Pharmacies are widely available throughout Bali, offering a range of over-the-counter and prescription medications. However, it is advisable to bring essential medications from home, as not all drugs may be available or may be of different quality. Overall, healthcare services in Bali are accessible and cater to various needs, but it is crucial for visitors to be prepared and have adequate insurance coverage to ensure they receive the best possible care," remarked one expat in Bali.