Lake Chapala, Mexico
Retire in Lake Chapala, Mexico
Last updated on Feb 20, 2023
Summary: Retirees are attracted to Lake Chapala, Mexico for its beautiful scenery, warm climate, and low cost of living. There are several retirement communities in the area, offering a variety of amenities such as swimming pools, golf courses, and social activities. The cost of a nice two bedroom home in Lake Chapala is typically around $100,000 USD, while a nice three bedroom home can cost around $150,000 USD. The weather in Lake Chapala is generally warm and sunny, with temperatures ranging from the mid-60s to the mid-80s Fahrenheit.
What is it like to retire in Lake Chapala?
"Lake Chapala has a very active retirement community. Many people are learning and experimenting with new skills such as writing, acting, learning Spanish, signing, painting... Additionally, the expat community is extremely philanthropic. Organizations help orphans, poverty-stricken communities, abandoned dogs and cats, the environment, etc. Guadalajara -- an hour away -- has world-class music, dance and art programs," said a retiree who moved to Lake Chapala, Mexico.
"There is a large expat community in Ajijic. Lots of things to do here," said one retiree in Ajijic and Chapala.
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What advice do overseas retirees have for others considering retiring abroad?
"I highly recommend you housesit -- where you can "live like a local" while caring for someone's pets and home -- in the country and community where you are thinking of retiring to. You can learn a lot more living in a neighborhood than visiting in a hotel," said one retiree in Lake Chapala.
"Lake Chapala is an inexpensive place to live and has a large expat community from all over the the wolrld with near perfect year around weather and lots of activities for retirees to take advantage of," commented one retiree living in Ajijic and Chapala, Mexico.
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What are the most challenging aspects of retiring in Lake Chapala?
"So far everything has moved right along except at a slower pace... We used the services of a recommended local attorney and we have a property manager. Between the two we have taken care of buying a home, car and paying the bills... If we had to do this alone it would take more time and probably peg the frustration meter...We will eventually take over the bill paying etc but for now this has proven to be a worth while expenditure," said one retiree in Ajijic.
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What are the most rewarding aspects of retiring in Lake Chapala?
"Retiring in Lake Chapala offers a wealth of opportunity for enjoyment and relaxation. With its temperate climate, magnificient views and vibrant cultural life, Lake Chapala is the perfect destination to enjoy one's retirement. The cost of living is much lower in Lake Chapala than in other parts of the country, allowing retirees to stretch their nest eggs and make their money last. In addition, retirees can take advantage of local amenities such as hot springs and the many excellent golf courses. There are also plenty of activities for retirees to take part in, from volunteering in local charities to learning Spanish and exploring the local lakefront. Furthermore, the area offers easy access to cities with plenty of shopping and sightseeing, and Mexico's famous beaches are just a few hours away. Retirement in Lake Chapala is a rewarding experience for those looking for an affordable, relaxed lifestyle combined with memorable experiences," said one retiree in Lake Chapala.
"I love having a more international perspective on the US. I appreciate the different cultures I live in and I like the challenge of adapting to different customs. And I really love the expats I meet overseas. They are often quite adventurous people," commented one retiree living in Lake Chapala, Mexico.
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What are healthcare services like in Lake Chapala?
We asked retirees if they have access to good medical care in Lake Chapala. They wrote:
"A few weeks ago I used my GEHA (government employees health association) insurance at Hospital San Antonio. Well I should say I tried to use it. At first the staff at Hospital San Antonio said that my entire emergency would be covered but they charged my $25000 USD UP Front and I had to pay it or the administrative staff there told me they would send me to a public hospital in the worst part of Guadalajara. They bullied me and I felt so uncomfortable but I was not in a position to fight. I paid the up front fee and then on discharge they just deducted it from the bill which I still had to pay and they gave me a bill with codes to submit to my insurer for reimbursement...such lies and thieves trying to trick people about accepting insurances. I will never go back to Hospital San Antonio in Tlyacapan," said a person in Lake Chapala.
"Yes, but the quality is not uniform. However, as this area is growing in population (both Mexican and expat), new medical facilities are being built that should improve the quality, access and expense," remarked one retiree in Lake Chapala.
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How do I meet people in Lake Chapala?
When we asked people living in Lake Chapala about club and activities where newcomers can meet others, they responded:
"Expats living in Lake Chapala often join local clubs and activities to meet new people and make friends. Commonly populated clubs and activities include tennis, golf, painting, dancing, book clubs, and walking groups. Expats also regularly meet new people in the local bars, restaurants and cafes, and attending events such as festivals, concerts, art shows, and church services is another great way to connect with local citizens and expats alike," said one retiree in living in Lake Chapala, Mexico.
"Ajijic Writers Group, Ajijic Society for the Arts, Rotary Club, Democrats Abroad, St. Andrews Church, Lake Chapala Society ...and many more," explained a retiree in Ajijic, Mexico.
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What is life like in Lake Chapala?
When we asked people living in Lake Chapala what life is like and how people spend their time, they said:
"Lives revolve around socializing. The expat community is primarily retired Canadians and Americans. There are many philanthropic activities for newcomers to join. Because people are always coming and going, newcomers are quite welcomed," remarked one retiree in Ajijic, Mexico.
"Of course, the local folks thrive on the family life, fiestas for any reason at all and the all popular soccer games," said a retiree who moved to Lake Chapala, Mexico.
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What do I need to know before retiring in Lake Chapala?
When we asked people what advice they would give someone preparing to move to Lake Chapala, they said:
"Before retiring in Lake Chapala, expats should understand the local culture, including language and customs. They should also research what medical facilities, banks and other services are available, and look into immigration matters to ensure that they have the appropriate documents. It is also important to make sure that their possessions are secure and learn how to handle any emergency situation. Additionally, it may be a good idea to budget for the cost of living in the area, as well as build a network of contacts in the community," said one retiree in living in Lake Chapala, Mexico.
"A big plus for Ajijic: It's less than an hour's drive to Guadalajara -- with its international airport and vibrant cultural scene," explained a retiree in Ajijic, Mexico.
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What type of recreational activities are there in Lake Chapala?
"The town of Lake Chapala offers a variety of recreational facilities for its visitors and residents to enjoy. For many, one of the most appealing attractions is the waterfront boardwalk that extends for 5 kilometers along the southern side of the lake. Here, guests can take a leisurely stroll and take in the spectacular views of the lake, or bring their bikes to ride the dedicated trails. For water-lovers, the lake offers many recreational activities, including boating, fishing, swimming, and even waterskiing. Those looking to take a more leisurely approach can visit one of the many restaurants and bars overlooking the lake, and enjoy their favorite food & drinks while enjoying breathtaking views. Golfers can visit one of the two championship golf courses in the area, offering a unique experience to those looking to relax and take in the beauty of the surrounding foothills. Outdoor enthusiasts can explore the numerous hiking trails nearby, or visit one of the many state parks filled with abundant flora and fauna. No matter what you're looking for, Lake Chapala has something for everyone to enjoy," said one retiree in Lake Chapala.
Where will I buy groceries and do other shopping in Lake Chapala?
"Lake Chapala has a variety of places for grocery and shopping for expats. Super Lake, located in Chapala city, is a big supermarket that carries a variety of items from around the world. Prices are also reasonable. OXXO is also another grocery store with a large selection of Mexican specialty items. Another option is Walmart Supercenter located in Avenida 4 de Mayo in Jocotepec. It is a full grocery store and general goods store that carries a variety of products. For more convenience, there is the Walmart Express in Ave. Hidalgo in Jocotepec. Other than grocery stores, expats can visit the variety of smaller local shops that pepper the lake. This includes places like the lakeside fishing village of Ajijic, which has a variety of shops and goods," explained one retiree living in Lake Chapala.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Other Questions:
- What do I need to know before moving to Lake Chapala?
- How do I find a place to live in Lake Chapala?
- What is a typical expat home or apartment like in Lake Chapala?
- What is the average cost of housing in Lake Chapala?
- Should I buy or rent a home in Lake Chapala?
- What should I pack when moving to Lake Chapala?
- What cultural faux pas should I try to avoid making in Lake Chapala?
- What advice do you have for expats having a baby in Lake Chapala?
- What are healthcare services like in Lake Chapala?
- Is the cost of living in Lake Chapala high?
- Will I save money living in Lake Chapala?
- Why do people move to Lake Chapala?
- How are healthcare services Lake Chapala?
- What are medical services in Lake Chapala like?
