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Retire in Sacramento Guide

If Sacramento is on your retirement radar, our detailed Retire in Sacramento Guide is your go-to resource. Delve into the crucial aspects of life here, including living costs, climate, housing options, healthcare services, and residency procedures. We also explore the city's social dynamics, volunteering scenes, transportation, and how walkable its neighborhoods are.
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Sacramento, the capital city of California, is a popular retirement destination for many, including international retirees. The city offers a unique blend of urban sophistication and small-town charm, with a rich cultural scene, diverse dining options, and a plethora of outdoor activities. However, like any other place, retiring in Sacramento comes with its own set of challenges and opportunities.

Living Expenses in the Golden State

While California is known for its high cost of living, Sacramento is relatively affordable compared to other major cities in the state. Housing costs are lower than the state average, and retirees can find a variety of housing options, from downtown apartments to suburban homes. However, taxes are high, and retirees should factor this into their budget.

Climate and Weather

Sacramento boasts a Mediterranean climate, with hot, dry summers and mild, wet winters. The city enjoys plenty of sunshine throughout the year, making it ideal for outdoor activities. However, the summer heat can be intense, and retirees should be prepared for this.

Healthcare Facilities

Sacramento is home to several top-rated hospitals, including UC Davis Medical Center and Sutter Medical Center. The city also has a large number of doctors and specialists, ensuring that retirees have access to high-quality healthcare.

Public Healthcare System

International retirees may be eligible to enroll in California’s public healthcare system, Medi-Cal. However, eligibility depends on various factors, including income and immigration status. Many retirees opt for private health insurance to supplement their coverage.

Residency Options

International retirees can choose from several visa options, including the retiree visa and the investor visa. However, the process can be complex and time-consuming, and retirees should seek legal advice before proceeding.

Outdoor Activities and Recreation

Sacramento offers a wealth of outdoor activities, from hiking and biking along the American River Parkway to boating and fishing on Folsom Lake. The city is also home to numerous parks, including the beautiful Capitol Park and the historic Sutter’s Fort State Historic Park.

Dining in Sacramento

From farm-to-table restaurants to ethnic eateries, Sacramento’s dining scene is diverse and vibrant. Popular spots include The Kitchen, a high-end restaurant known for its innovative menu, and Frank Fat’s, a long-standing institution serving Chinese-American cuisine.

Language Learning Opportunities

For those looking to improve their English skills, Sacramento offers several language schools, including the English Language Institute at Sacramento State University and the Sacramento Learning Tree.

Local Culture and Community

Sacramento is known for its friendly and welcoming locals. The city has a strong sense of community, with numerous festivals and events throughout the year. The weekly farmers market is a popular gathering spot, offering fresh produce and local goods.

Meeting People and Socializing

Retirees can join various clubs and organizations to meet people and stay active. The Sacramento Senior Center offers a variety of programs and activities, from fitness classes to art workshops. Volunteering is another great way to get involved in the community, with opportunities at local nonprofits like Loaves & Fishes and the Sacramento Food Bank.

Housing Options

Retirees in Sacramento live in a variety of housing types, from downtown condos to suburban homes. Popular neighborhoods for retirees include Land Park, with its charming homes and proximity to amenities, and East Sacramento, known for its tree-lined streets and historic homes.

Transportation and Accessibility

While having a car can be convenient, it’s not a necessity in Sacramento. The city has a comprehensive public transportation system, and many neighborhoods are walkable. Additionally, Sacramento is a bike-friendly city, with numerous bike lanes and trails.

In conclusion, Sacramento offers a unique blend of urban amenities and natural beauty, making it an attractive retirement destination for international retirees. However, it’s important to do thorough research and planning to ensure a smooth transition to life in the Golden State.

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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