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What is a Mutuelle?

By Betsy Burlingame

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"Once you are settled in this country in a legal way, you have to be affiliate to a 'mutualite' system (aka mutuelle), and then, you will have all the benefits of the health systems here, doctors, hospitals, diagnose tests, x-rays etc," explained one expat.

If you are working in Belgium you are required to enroll in social security system, and, in doing so are paying into the public healthcare system. Public health insurance providers, called mutuelle (aka mutualite) or Ziekenfonds (Dutch), are open to all residents.

Some of Belgium's mutuelles are:

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.


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