Living in Belgium: Cost of Living, Healthcare and What to Know About Living in Belgium

Summary: The approximate population of Belgium is 11.5 million people. The largest cities in Belgium are Brussels, Antwerp, Ghent, Charleroi, and Liège. Expats love living in Belgium for its high quality of life, excellent public transportation, and vibrant culture. People describe life in Belgium as relaxed, safe, and diverse. Popular foods in Belgium include waffles, fries, mussels, and chocolate. The cons of living in Belgium include the high cost of living, the language barrier, and the weather. The average cost of living for an expat is around $2,500 to $3,500 per month in US dollars. This includes rent, utilities, groceries, and other expenses.

What do I need to know about living in Belgium?

When we asked people what advice they would give someone preparing to move to Belgium, they said:

"1. Expats should research the cost of living in Belgium before retiring, as it can be quite expensive. 2. It is important to understand the Belgian tax system and the implications for expats. 3. Expats should also familiarize themselves with the healthcare system in Belgium, as it is different from other countries. 4. It is important to learn the language, as most Belgians speak Dutch, French, or German. 5. Expats should also research the different types of visas available and the requirements for obtaining them. 6. It is important to understand the cultural norms and customs of Belgium before retiring there. 7. Expats should also research the different types of housing available and the cost of renting or buying a property," wrote one member in Belgium.

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How do I meet people in Belgium?

When we asked people living in Belgium about club and activities where newcomers can meet others, they responded:

"Expats in Belgium often join clubs and activities such as language classes, sports teams, and cultural events. Expats can also meet people by attending local festivals, joining meetup groups, or attending networking events. Additionally, many expats find it helpful to join online forums and social media groups related to their interests. This can be a great way to connect with other expats and locals in Belgium," explained one expat living in Belgium.

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What is life like in Belgium?

When we asked people living in Belgium what life is like and how people spend their time, they said:

"Living in Belgium as an expat or digital nomad can be a rewarding experience. The country is known for its high quality of life, with excellent public transportation, a vibrant cultural scene, and a wide variety of activities to enjoy. Expats and digital nomads can find plenty of opportunities to network and collaborate with other professionals in the area. The cost of living in Belgium is relatively high, but there are plenty of affordable housing options available. The country is also known for its excellent healthcare system, making it a great place to live for those with medical needs. Expats and digital nomads can also take advantage of the country's excellent education system, with a wide range of universities and colleges to choose from," commented one expat who made the move to Belgium.

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Is there a lot of crime in Belgium?

We asked people if there is a lot of crime. They answered:

"Belgium generally has a low crime rate, with most crimes being non-violent. However, there has been an increase in violent crime in recent years, particularly in the larger cities. Drug-related crime is also a problem in Belgium, with the country being a transit point for drugs entering Europe. Additionally, Belgium has seen an increase in cybercrime, with criminals using the internet to commit fraud and other financial crimes," said one expat who made the move to Belgium.

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Is there a lot of diversity? Are people in Belgium accepting of differences?

"Belgium is a diverse country with a population that is composed of people from many different backgrounds. The country is home to a variety of ethnic and religious groups, including Flemish, Walloon, German, French, and Dutch speakers. People in Belgium are generally accepting of differences and are tolerant of different cultures and beliefs. The country has a long history of welcoming immigrants and refugees, and has a strong commitment to protecting the rights of minorities," explained one expat living in Belgium.

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What are the schools in Belgium like?

"It is a large school, the student teacher ratio is on average 1:23, respectively. I recommend occasionaly being there to speak some words to the director and teacher/s. Learn the language or speak in English," commented one expat when asked about De Wassenaard in Bruges.

"If your child is used to the American system do not be put off by the British one. Although quite different, your child can learn more from developing the important skills of self-assurance, confidence and accountability. After all, these are all things that we attempt to teach our children in order to go through University, so why not instill them at an early age and in a fun enviorment," remarked one expat living in Brussels with children attending British School of Brussels - BSB.

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Is the cost of living in Belgium high?

We asked people how much they someone comfortably live on in Belgium, they wrote:

"The cost of living in Belgium is generally considered to be quite high, especially in the larger cities. Rent prices tend to be quite expensive, with the average one-bedroom apartment in Brussels costing around €800 per month. Groceries and other everyday items can also be quite costly, with prices for basic items such as milk and bread being higher than in many other European countries. Transportation costs are also relatively high, with monthly public transport passes costing around €50," explained one expat living in Belgium.

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"The cost of living in Belgium varies depending on the city or town you live in, but it is generally more expensive than many other countries in Europe. Brussels and Antwerp tend to have a higher cost of living compared to more rural locations, as the demand for housing in the capital city is generally high. The typical rental price for a one bedroom apartment in Belgium is generally around $850-$1,200 USD, while a two bedroom can range from $900-$1,500 USD. Eating dinner at a moderately priced restaurant typically will cost anywhere from $15-$25 USD, depending on the restaurant," remarked one expat in Belgium.

"Brussels is one of the cheapest European capitals, so if you want to buy a house. Beautiful neighborhoods like Woluwé Saint Lambert, Woluwé Saint-Pierre, Kraainem and Ixelles are great and the price of housing is affordable. House prices have risen since the covid crisis ," wrote one expat living in Brussels.

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What type of recreational facilities are in Belgium?

When we asked people living in Belgium about recreational activities, they mentioned:

"In Belgium, residents enjoy a variety of recreational facilities, such as parks, hiking trails, sports centers, and swimming pools. Leisure and cultural activities are also plentiful, with numerous museums, art galleries, cinemas, music venues, and restaurants featuring both Belgian and international cuisine. Additionally, Belgium's many historic cities offer an array of gardens, churches, palaces, and ancient public buildings for people to explore. Outdoor adventurers can take advantage of the country's diverse landscapes, which include a wealth of mountainous terrain, lakes, and rivers. For those looking for a restful break, Belgium's renowned spas, which feature thermal baths, massages, and health treatments, are the perfect place to unwind," said an expat in Belgium.

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What is the weather like in Belgium?

"Belgium generally has a mild climate with cool, wet winters and warm, humid summers. While temperatures can vary, generally the north of the country experiences colder weather than the south. Rain is fairly common throughout the year, and there can be occasional snow in the winter," said one expat.

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Are there good restaurants in Belgium?

"Restaurant Denis in Brussels is one of Belgium's favorite restaurants. Located in the city center near Les Halles, this traditional Belgian eatery is renowned for its rich flavors and creative presentation. The restaurant's French-Belgian fusion cuisine has earned it accolades from food critics and locals alike, particularly their signature dish, beef Carbonnade. For those seeking a more casual dining experience, they also offer a range of bar snacks and beers. In Flemish village of Westouter lies't Hofke Van Bazel. This traditional Belgian restaurant serves heartwarming and flavorful stews, casseroles and other classic local specialties. The restaurant's rustic décor and cozy atmosphere will make you feel at home while you revel in the comforting aromas and delightful flavors of the food. In the Ardennes town of Spa is the Fish Tales restaurant. This eponymous seafood restaurant prides itself on sourcing the freshest local and imported ingredients. Patrons will often find dishes inspired by Mediterranean and Asian cuisines alongside classic Belgian fare. Varieties of lightly battered fish, seafood and shellfish, available as either a platter or stuffed into a crusty baguette, are some of their most popular offerings," said one expat.

"We regularly go to Asian restaurants, "Confucius" and if we want to eat a real pizza, we go to "Paolo's idea" near the Schuman square," commented one expat living in Brussels, Belgium.

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Where will I buy groceries and do other shopping in Belgium?

"People living in Belgium typically shop for groceries at supermarkets or greengrocers. Other types of shopping can range from large department stores, such as Galeria Inno, to smaller specialty boutiques. Markets, vintage stores, farmers markets and craft fairs can also be found in various urban centers, and offer a unique shopping experience. Additionally, online shopping has become increasingly popular in Belgium, offering a convenient way to purchase items of all types," mentioned one expat inBelgium.

"the shopping center we frequent is the "shopping center de woluwé saint lambert" and avenue louise ... in the city center," commented one expat who moved to Brussels, Belgium.

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What are the visa & residency requirements in Belgium?

"In order to visit Belgium, foreign nationals must obtain a visa prior to their arrival. The type of visa required depends on the purpose of the visit and the length of stay. Generally, visitors must apply for a Schengen visa, which allows them to stay in Belgium for up to 90 days. To apply for a Schengen visa, applicants must submit a completed application form, a valid passport, two passport-sized photographs, proof of travel insurance, and proof of sufficient funds. Foreign nationals who wish to stay in Belgium for longer than 90 days must apply for a residence permit. To apply for a residence permit, applicants must submit a completed application form, a valid passport, two passport-sized photographs, proof of accommodation, proof of sufficient funds, and proof of health insurance. Depending on the purpose of the stay, additional documents may be required. Once the application is approved, the applicant will receive a residence permit card, which must be renewed every year," remarked one expat in Belgium.

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Are healthcare and health insurance expensive in Belgium?

"Healthcare and health insurance in Belgium can be expensive, depending on the type of coverage and the provider. Generally, the cost of healthcare in Belgium is higher than in many other countries, and health insurance premiums can be quite costly. However, the Belgian government provides subsidies to help make healthcare more affordable for those who need it. Additionally, many employers offer health insurance plans to their employees, which can help to reduce the cost of coverage," remarked one expat living in Belgium.

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