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Expat Healthcare & Health Insurance in Punta del Este, Uruguay

An expat living in the Maldonado / Punta del Este area of Uruguay recommends enrolling in a hospital mutualista. Because he has had some medical issues and is a diabetic, he does not qualify and self insures through an ambulance service. He also discusses prescription medicines, lower medical costs and the quality of health care in Punta del Este.

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Expat Healthcare Advice for Punta del Este

If living here try to join a local insurance plan through one of the hospitals. There are many but if you have existing conditions or a checkered medical history or are overweight they likely will not cover you. In that case join one of the ambulance programs such as Cardio Movil. You pay a monthly fee for ambulance and doctor services and they come to your home. They also have a clinic with most specialists covered. You pay about $25US a month and then to see a doctor costs about $5. You pay more for minor procedures that that do but equal to what my co-pay was in the states mostly and of course you save on the annual insurance and deductibles.

Get a good expat Major Medical policy that will cover you for serious issues but if you don't use doctors a lot this works out to be a huge savings. Note that most international Hospitalization plans will cover you anywhere in the world but in the USA. They will of course if you are willing to pay for it but you could go to Argentina or France or England instead if you don't want to be hospitalized in Uruguay.

Emergency Medical Care in Punta del Este

There are Hospitals and clinics quite close, say about 10-20 minutes from anywhere and there is a plan for a huge medical complex to draw in medical tourism.

Hospitals are Cantegril and Mautone that I know of and use and they are private. Most are private and I don't recommend the public ones.

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Quality of Healthcare in Surrounding Area

Have not had serious issues here so specifically can't say. I would however likely go to the British Hospital in Montevideo.

Prescription Medicines

Everything I took in the States is available here just not always in the same dosages. All are over the counter and without a prescription, but a prescription will get you a nice discount. All are equal or less than what I paid in the US in co-pay but without the cost of the prescription plan.

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Expat Health Insurance in Uruguay

I have type 2 diabetes and have had cancer. No where that I applied would cover me here. At the British Hospital the nurse rejected me within 2 minutes because I was overweight. So I self insure mostly and use the doctors available through the ambulance service I belong to. You need to be signed up with one as there is no 911 ambulance service. My savings on medical care and insurance is about $5,000 a year from what it was.

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