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Cost of drugs

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seanthelepreachaun
10/15/2018 19:06 EST

I am thinking about a job offer to move to Bermuda. A concern I have is about the cost of drugs. I am on arthritis medication which is largely paid for by the state in Ireland but I’m told it costs the government somewhere in the region of 1 to 2 thousand a month. If I moved to Bermuda will that medication be available and will I have to fund it entirely myself? Any ideas on who I could contact to find out more about it would be much appreciated. Thanks

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00abuse

XBDA
10/29/2018 05:50 EST

Any drugs you can get in the US are generally available in Bermuda. There are sometimes delays in supplies reaching the island due to bad weather, but those are rare and short-lived.

There is no public medical insurance in Bermuda. How much you have to pay for medication depends entirely on your employer's health insurance plan.

The health insurance plans that employers offer are all over the place.
There is no general rule as to the contribution that you are expected to make to premiums, or the extent of coverage. Think of it just like U.S. health insurance coverage, only quite a bit more expensive on average.

Be absolutely sure that you understand your employer's health insurance coverage (premiums, coverage and deductables) before taking the job. Also, do a thorough search of your employer on the internet -- it is not that uncommon for unscrupulous companies to deduct insurance premiums off their employee's paychecks but never pass them onto the insurer. It's illegal but the Bermuda Government does almost nothing about it.

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00abuse

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