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Flatts Village, Bermuda: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Flatts Village | Expat Exchange
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Flatts Village, Bermuda

By Joshua Wood, LPC

Last updated on Jul 10, 2023

Summary: Expats, digital nomads and retirees discuss what it is like to live in Flatts Village, Bermuda: Cost of living, Finding a home, Meeting People and more.

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What do I need to know before moving to Flatts Village?

When we asked people what advice they would give someone preparing to move to Flatts Village, they said:

"Flatts Village is a small, picturesque community located in the Smith's Parish of Bermuda. It is known for its charming, pastel-colored houses, lush gardens, and stunning views of the North Shore. Before moving to Flatts Village, expats should know that the cost of living in Bermuda is quite high, with housing, groceries, and utilities often costing significantly more than in other countries. This is due to the fact that most goods have to be imported to the island. English is the official language of Bermuda, but the local accent can sometimes be difficult to understand for newcomers. The currency used is the Bermudian dollar, which is pegged to the US dollar, and US dollars are widely accepted throughout the island. Bermuda has a subtropical climate, so expats moving from colder climates may need time to adjust to the heat and humidity. The island is also prone to hurricanes, particularly between June and November. Flatts Village is home to the Bermuda Aquarium, Museum and Zoo, one of the main tourist attractions on the island. The village is also close to several beautiful beaches and nature reserves. Public transportation in Bermuda is reliable and includes buses and ferries. However, private car ownership is limited to one car per household, and cars are subject to size restrictions. Many locals and expats get around by scooter. Bermuda has a strong economy, largely based on offshore insurance and reinsurance, and tourism. Job opportunities for expats may be limited and work permits are required. Healthcare in Bermuda is of a high standard, but it can be expensive, and health insurance is a must. The island's main hospital is located in the capital, Hamilton, which is about a 15-minute drive from Flatts Village. Bermuda has a unique culture with a blend of British, American, Caribbean, and African influences. Cricket is the national sport and the island has a vibrant music and arts scene. Finally, Bermuda is a British Overseas Territory, and while it is self-governing, the UK is responsible for its defense and foreign affairs. Therefore, expats should familiarize themselves with both local Bermudian laws and regulations, as well as those that apply to British Overseas Territories," wrote a member in Flatts Village.

How do I find a place to live in Flatts Village?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Flatts Village involves several steps. First, you need to determine your budget. This will help you narrow down your options and make your search more efficient. Next, you should research the area. Flatts Village is a small, picturesque community in Bermuda, so it's important to understand the local amenities, transportation, and lifestyle. Once you have a good understanding of the area, you can start your property search. There are several online real estate platforms that list properties for rent or sale in Bermuda, such as Propertyskipper and Bermuda Property Link. You can filter your search based on your preferences, such as the number of bedrooms, property type, and price range. In addition to online platforms, you can also contact local real estate agents. They have extensive knowledge of the local market and can help you find a property that fits your needs and budget. When you find a property you're interested in, arrange a viewing. This will give you a chance to see the property in person and ask any questions you may have. Finally, once you've found a property you like, you can make an offer or apply to rent. Be prepared to provide references and proof of income. Remember, the process of finding a place to live can take time, so it's important to be patient and thorough in your search," wrote one member in Flatts Village.

What is a typical expat home or apartment like in Flatts Village?

"A typical expat home in Flatts Village, is often a charming, colonial-style house with a pastel-colored exterior, reflecting the island's British influence. These homes usually have spacious living areas and multiple bedrooms, making them ideal for families. They often feature large, modern kitchens and bathrooms, with high-end appliances and fixtures. Many homes in Flatts Village also have outdoor spaces, such as patios or gardens, where residents can enjoy the island's beautiful weather. Some homes even have private docks, providing direct access to the water. For those living in apartments, they can expect similar amenities, albeit in a smaller space. These apartments often come with shared facilities like swimming pools and fitness centers. Regardless of whether one chooses a house or an apartment, most expat homes in Flatts Village offer stunning views of the surrounding natural beauty, be it the ocean, the nearby hills, or the lush, tropical vegetation," said one expat who made the move to Flatts Village.

What is the average cost of housing in Flatts Village?

If you are thinking about moving to Flatts Village, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Flatts Village can vary greatly depending on the size and location of the property. However, it is generally quite high due to the desirability of the area. For a standard family home, prices can often range into the millions. Luxury properties with ocean views can command even higher prices. It's important to note that these are average prices and actual costs can vary," explained one expat living in Flatts Village, Bermuda.

Where should I setup a bank account in Flatts Village?

We asked expats in Flatts Village what banks they use and there advice about banking. They advised:

"Expats considering retirement in Flatts Village should be aware that the cost of living is quite high, with housing, groceries, and dining out being more expensive than in many other countries. They should also know that Bermuda has a subtropical climate, with hot and humid summers and mild winters, which may be a significant change for those from cooler climates. Healthcare in Bermuda is of a high standard but can be expensive, so it's important to have comprehensive health insurance. The official language is English, which makes it easier for expats from English-speaking countries to settle in. Bermuda has strict immigration laws and obtaining residency can be challenging. It's important to thoroughly research and understand the immigration process before making any decisions. Flatts Village is a small, picturesque community with a relaxed lifestyle. It's home to the Bermuda Aquarium, Museum and Zoo, and is close to several beautiful beaches. However, it's worth noting that public transportation is limited and owning a car can be expensive due to high import duties. Bermuda has a low crime rate, but like anywhere, it's important to take basic safety precautions. Finally, Bermuda is a British Overseas Territory, so the culture is a mix of British and American influences, with a distinct Bermudian flavor," remarked one expat living in Flatts Village, Bermuda.

What do expats in Flatts Village appreciate most about the local culture?

"Expats in Flatts Village appreciate the warm and welcoming nature of the locals, who are always ready to help and make newcomers feel at home. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of city living. The rich history and heritage of the village, evident in its well-preserved architecture and local museums, is also greatly appreciated. Expats enjoy the vibrant local festivals and events that showcase Bermudian culture and traditions. The local cuisine, particularly the seafood, is another aspect of the culture that expats relish. Lastly, the natural beauty of Flatts Village, with its stunning beaches and lush landscapes, is something that expats find truly captivating about the local culture," wrote a member in Flatts Village.

What do expats find most challenging?

"Expats in Flatts Village often find the high cost of living to be a significant challenge, as the island is one of the most expensive places to live in the world. They may also struggle with the slower pace of life, which is a stark contrast to the hustle and bustle of many Western cities. The limited availability of goods and services can also be a challenge, as Bermuda is a small island with limited resources. Additionally, expats may find it difficult to integrate into the local culture, as Bermudians are known for their strong sense of community and tradition. Lastly, the humid subtropical climate can be a challenge for those not used to hot and humid weather," said one expat who made the move to Flatts Village.

Is there a lot of crime in Flatts Village?

We asked people if there is a lot of crime. They answered:

"Flatts Village, is generally considered a safe and peaceful place. The crime rate is relatively low compared to other areas. The village is known for its tranquility and friendly community, making it a popular destination for both locals and tourists. While minor incidents may occur, as they do in any location, serious crimes are quite rare. The local authorities are efficient and maintain a visible presence, contributing to the overall safety of the area. However, like anywhere else, it's always important for residents and visitors to remain vigilant and take basic safety precautions," wrote one member in Flatts Village.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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