Hamilton, Bermuda
Hamilton, Bermuda
Last updated on Mar 10, 2023
Summary: People describe Hamilton, Bermuda as a vibrant, picturesque city with a rich history and culture. Expats love the laid-back atmosphere, the friendly locals, and the stunning beaches. The weather in Hamilton is typically mild, with temperatures ranging from the mid-50s to the mid-80s Fahrenheit. The average cost of living for an expat is estimated to be around $3,000 to $4,000 USD per month. The cost of a one bedroom apartment is around $1,500 to $2,000 USD per month, while a two bedroom apartment is around $2,000 to $2,500 USD per month. The approximate population of Hamilton is 1,200 people.
What do I need to know about living in Hamilton?
When we asked people what advice they would give someone preparing to move to Hamilton, they said:
"Always keep in mind that you are an expat, a visitor in someone else's country. Take the time to understand how things got the way they are before making any judgement. You will make Bermudian friends as these people are extremely generous and outgoing. They all love talking politics and about social context so it is a great opportunity to learn about the history and culture. There are a tons of social events, especially in summer season. Go out and meet people," wrote one member in Hamilton.
"I would say they had to make sure to get a very good package before even considering coming. Everything here is MASSIVELY expensive. Hold out for the best deal you can, as often, what is first offered is negotiable. Bear in mind that if coming here from the UK, health insurance is mandatory as there is no NHS here, and even the most basic health insurance package is costly. Rents are phenomenal, as are the cost of utilities," remarked one expat who made the move to Hamilton.
Answer Question & View More Answers
Now Health InternationalThe insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.
GET A QUOTE
What do I need to know before moving to Hamilton?
When we asked people what advice they would give someone preparing to move to Hamilton, they said:
"Before moving to Hamilton, expats should be aware that the cost of living is high due to the island's small size and limited resources. Expats should also be aware that the climate is subtropical, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit year-round. Additionally, expats should be aware that English is the official language, although many locals also speak Bermudian Creole. Finally, expats should be aware that the island is very safe and has a low crime rate," said one expat in Hamilton.
How do I find a place to live in Hamilton?
We asked expats how they chose their neighborhood and found a place to live. They answered:
"One of the best ways to find a place to live in Hamilton is to search online for rental listings. There are a variety of websites that offer listings for apartments, houses, and other types of rental properties in the area. Additionally, you can contact local real estate agents who specialize in the Hamilton area to help you find a place to live. You can also look for rental postings in local newspapers and on bulletin boards in the area. Finally, you can ask friends and family who live in the area for recommendations," said one expat who made the move to Hamilton.
What is a typical expat home or apartment like in Hamilton?
"Expat homes and apartments in Hamilton are typically modern and spacious, with large windows that let in plenty of natural light. Many of the homes and apartments have balconies or terraces with stunning views of the harbor and the surrounding islands. The interiors are often decorated with bright colors and modern furnishings, and many of the homes and apartments come with amenities such as swimming pools, gyms, and private gardens. Expats in Hamilton can also enjoy the convenience of living close to the city center, with easy access to shops, restaurants, and other attractions," remarked one expat living in Hamilton, Bermuda.
What is the average cost of housing in Hamilton?
If you are thinking about moving to Hamilton, cost of living in probably a key consideration. Expats commented about the cost of housing:
"The cost of housing in Hamilton is generally quite high. Renting an apartment or house in the city can range from moderately expensive to very expensive, depending on the size and location. Prices for a one-bedroom apartment in the city center can range from $2,000 to $3,500 per month, while a three-bedroom house in the suburbs can cost anywhere from $3,500 to $5,000 per month," remarked one expat who made the move to Hamilton.
How do I meet people in Hamilton?
When we asked people living in Hamilton about club and activities where newcomers can meet others, they responded:
"I came to Bermuda with my wife and our two young daughters. I was working a lot although my wife started socializing through the MAMA group in which she made few very good friends," wrote one member in Hamilton.
"Golf is a major way of meeting new people on this island as there an abundance of clubs, but be warned, they are expensive if you plan on making yourself a member of one. Otherwise, there is beach volleyball on Elbow Beach, or various other sports like running clubs etc. If you're not into sport, and are male, or a brave female, just turn up at The Hamilton Princess on Friday evenings in summer and get yourself a drink at Happy Hour prices and join the drunken crowds that populate that place. You'll soon meet new friends, only they may not remember meeting you the next day," remarked one expat who made the move to Hamilton.
Answer Question & View More Answers
The insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.
The insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.
What should I bring when moving to Hamilton?
People living in Hamilton were asked what three things they wish they had brought and three they wish they had left behind. They wrote:
"When moving to Hamilton, it is important to pack items that will help you adjust to the climate and lifestyle. Pack light, breathable clothing such as shorts, t-shirts, and sundresses, as well as a light jacket for cooler evenings. Bring comfortable shoes for walking around the city, as well as a pair of sandals for the beach. Don't forget to bring a hat and sunglasses to protect yourself from the sun. Bring a swimsuit and beach towel for days spent at the beach. Additionally, it is important to bring any necessary medications, as well as any items that will help you feel at home," wrote one member in Hamilton.
Where should I setup a bank account in Hamilton?
We asked expats in Hamilton what banks they use and there advice about banking. They advised:
"Before retiring in Hamilton, expats should be aware of the cost of living, which is higher than in many other countries. They should also be aware of the climate, which is subtropical and humid, with temperatures ranging from the mid-60s to the mid-80s Fahrenheit. Additionally, expats should research the local culture and customs, as well as the availability of healthcare and other services. Finally, expats should be aware of the visa requirements for living in Bermuda, which may require a work permit or other documentation," remarked one expat living in Hamilton, Bermuda.
Will I be able to find a job in Hamilton?
When we asked people about industries and career opportunities in Hamilton, they reponded:
"There are alot of chefs and waitresses working out there who are mostly expats. Bermudians do not like to work unsociable hours, so do not seem th be interested in these type of jobs. There are also lots of English nanny's and hairdressers. The agencies normally find the staff which the Bermudians can not fill," remarked one expat who made the move to Hamilton.
"Mostly Insurance, Reinsurance, Banking, and Nursing. There are also opportunities for Hairdressers, Beauty Therapists etc. A lot more expats are now from the Phillipines and Asia," explained one expat living in Hamilton, Bermuda.
Answer Question & View More Answers
What is life like in Hamilton?
When we asked people living in Hamilton what life is like and how people spend their time, they said:
"Life revolves around the company you work for primarily, and the friends you make there through social events. Secondly sports associations (squash, golf etc.) and for ladies the American Women's Club and its events," wrote a member in Hamilton.
Answer Question & View More Answers
Quickly and easily find trusted moving, insurance, relocation and other providers with Expat Exchange's Moving Planner. Select which of our trusted partners you would like to hear from and we'll do the rest.
Quickly and easily find trusted moving, insurance, relocation and other providers with Expat Exchange's Moving Planner. Select which of our trusted partners you would like to hear from and we'll do the rest.
What do expats in Hamilton appreciate most about the local culture?
"Expatriates in Hamilton appreciate the friendly and welcoming atmosphere of the local culture. They also enjoy the laid-back lifestyle and the relaxed pace of life. The stunning natural beauty of the island is another draw for expats, with its white sand beaches, crystal clear waters, and lush tropical vegetation. The vibrant nightlife and diverse dining options are also popular among expats, as well as the many outdoor activities available, such as sailing, snorkeling, and diving. Finally, expats appreciate the strong sense of community in Hamilton, with its many festivals, events, and activities that bring people together," wrote a member in Hamilton.
What do expats find most challenging?
"Expats in Hamilton often find the local culture to be quite different from what they are used to. The pace of life is slower and more relaxed than in many other places, and the island's small size can make it difficult to find the same amenities and services that are available in larger cities. Additionally, the island's strong sense of community and culture can be challenging for expats to adjust to, as it can be difficult to find a place to fit in. Finally, the cost of living in Bermuda is significantly higher than in many other countries, making it difficult for expats to find affordable housing and other necessities," wrote one member in Hamilton.
Is there a lot of crime in Hamilton?
We asked people if there is a lot of crime. They answered:
"Hamilton is generally considered to be a safe city. However, like any other city, there is some crime. Petty theft, such as pickpocketing, is the most common type of crime in the city. There have also been reports of burglaries and muggings in certain areas. The police are generally effective in responding to and preventing crime," said one expat who made the move to Hamilton.
Is there a lot of diversity? Are people in Hamilton accepting of differences?
"They are quite diverse. However, they do not embrace their differences, there is a lot of racial tension. The locals really dislike the expats," wrote one member in Hamilton.
"The blacks and the whites tend not to mix much socially, except perhaps in the churches. There is a quite noticeable level of resentment on the part of the blacks towards the whites, and the politics is uncomfortable at times, although not physically threatening at all," remarked one expat who made the move to Hamilton.
Answer Question & View More Answers
Now Health InternationalThe insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.
GET A QUOTE
What are the schools in Hamilton like?
"The Bermuda High School for Girls is one of the best international schools in Hamilton. It is an independent, all-girls school that offers a comprehensive education from pre-school to grade 12. The school has a strong academic program, with a focus on the development of the whole person. The school also offers a wide range of extracurricular activities, including sports, music, drama, and art. The Bermuda Institute is a bilingual school in Hamilton, Bermuda. It is a private, co-educational school that offers a comprehensive education from pre-school to grade 12. The school has a strong academic program, with a focus on the development of the whole person. The school also offers a wide range of extracurricular activities, including sports, music, drama, and art. The school also offers a bilingual program, with classes taught in both English and Spanish. The Saltus Grammar School is another excellent international school in Hamilton, Bermuda. It is an independent, co-educational school that offers a comprehensive education from pre-school to grade 12. The school has a strong academic program, with a focus on the development of the whole person. The school also offers a wide range of extracurricular activities, including sports, music, drama, and art," wrote an expat with kids at in Hamilton.
What are the pros and cons of living in Hamilton?
Expats, digital nomads and retirees living in Hamilton responded:
"Bermuda is a beautiful Island, its paradise. Blue water, long summer days with lot's of parties and entertainment. The locals and residents are generally friendly. It is clean and the systems generally work. The biggest downside of Bermuda is the cost of living. It is a very expensive country. Accommodation and food form the largest cost. Private schools are not cheap either," mentioned an expat living in Hamilton.
Answer Question & View More Answers
Now Health InternationalThe insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.
GET A QUOTE
What type of social life can someone expect in Hamilton?
When we asked expats and global nomads about their social experiences in Hamilton, they replied:
"Bermuda is a relatively quiet place to live, not a place with multiple nightclubs or dancing venues," commented one expat who moved to Hamilton.
"As a small Island with a lot of clubs and you can pick what works for you e.g. expensive or reasonable, night clubs, coffee shops and restaurants etc. Due its size, you tend to see similar faces every time you go out and most people are friendly. As for dating, the pool is limited thus not many options for eligible single partners, but not impossible," said one expat.
Answer Question & View More Answers
"Expats come and go, it's important to have friends in different groups so that you always have a circle of contacts," mentioned an expat living in Hamilton.
"Very friendly locals. Beautiful beaches. This place is paradise, but very expensive," said an expat in Hamilton.
Answer Question & View More Answers
What advice to expats in Hamilton have about housing?
"Expats in Hamilton recommend researching the area thoroughly before committing to a rental property. It is important to consider the location, size, and amenities of the property, as well as the cost of living in the area. Additionally, it is important to be aware of the local laws and regulations regarding rental properties. It is also recommended to speak to other expats in the area to get an idea of the rental market and to find out about any potential issues that may arise. Finally, it is important to be aware of the local customs and culture to ensure a smooth transition into the new environment," said one expat living in Hamilton.
"Expats are not allowed to own property in Bermuda unless its of a certain value which is really expensive. Renting is the only option. Apartments are very expensive and if you get a reasonable price, most likely the apartment is small," mentioned one expat inHamilton.
What are medical services in Hamilton like?
When we asked expats and global nomads about the quality of medical care in Hamilton, they replied:
"Hamilton offers a wide range of medical services to its residents and visitors. The island is home to a number of hospitals, clinics, and medical centers that provide a variety of services, including primary care, emergency care, and specialty care. The island also has a number of pharmacies and laboratories that provide access to medications and diagnostic testing. Additionally, Hamilton is home to a number of specialists, including cardiologists, neurologists, and orthopedic surgeons. The island also has a number of medical facilities that offer physical therapy, occupational therapy, and speech therapy. Hamilton is also home to a number of medical research centers that are dedicated to advancing medical knowledge and treatments," remarked one expat living in Hamilton.
"Healthcare is expensive. Some companies bear the insurance cost, but majority you have to pay your portion of insurance. There is co-pay in almost all private doctor visits and services are expensive," said one expat living in Hamilton.
Are healthcare and health insurance expensive in Hamilton?
"Healthcare and health insurance in Hamilton can be expensive. The cost of medical care is higher than in many other countries, and health insurance premiums can be costly. Additionally, many medical services are not covered by insurance, so out-of-pocket expenses can add up quickly. However, the quality of care is generally high, and the government provides subsidies for those who cannot afford health insurance," said an expat in Hamilton.
The insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.
The insurance that travels with you. Now Health International's insurance plans offer you access to world-class healthcare facilities and treatment wherever and whenever you need it. With digital services, 24x7 customer support in different languages, and award-winning service, Now Health International will look after you no matter where you choose to go. Get a Quote from Now Health International.
Is the cost of living in Hamilton high?
We asked people about the cost of living in Hamilton, they wrote:
"The cost of living in Hamilton is generally considered to be high. Rent for a nice 1 bedroom apartment in Hamilton, Bermuda is typically around $2,500 USD per month, while a nice 2 bedroom apartment is usually around $3,500 USD per month. Eating dinner at a moderately priced restaurant in Hamilton, Bermuda can cost around $50 USD per person," commented one expat living in Hamilton, Bermuda.
What are the visa & residency requirements in Hamilton?
"In order to visit Hamilton, visitors must obtain a valid visa prior to their arrival. The process of applying for a visa involves submitting an application form, providing proof of identity, and paying the applicable visa fee. In order to become a resident of Hamilton, Bermuda, applicants must submit an application for residency to the Bermuda Immigration Department. The application must include proof of identity, proof of financial means, and a valid passport. Applicants must also provide a valid work permit, if applicable. Once the application is approved, the applicant will be issued a residency card," said an expat in Hamilton.
Why do people move to Hamilton?
When we asked people why foreigners move to Hamilton, they responded:
"Hamilton is an attractive destination for expats due to its stunning natural beauty, vibrant culture, and excellent quality of life. The island is known for its stunning beaches, crystal clear waters, and lush tropical vegetation. Expats are also drawn to Hamilton for its low cost of living, low taxes, and excellent job opportunities. The city is also home to a diverse range of international restaurants, shops, and entertainment venues, making it a great place to live and work. Additionally, Hamilton is a safe and secure place to live, with a low crime rate and a strong sense of community. All of these factors make Hamilton an ideal destination for expats looking for a new home," remarked one expat living in Hamilton.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Other Questions:
- What do I need to know before moving to Hamilton?
- What is a typical expat home or apartment like in Hamilton?
- What is the average cost of housing in Hamilton?
- How do I meet people in Hamilton?
- What do I need to know before retiring in Hamilton?
- What should I pack when moving to Hamilton?
- Where should I setup a bank account in Hamilton?
- Will I be able to find a job in Hamilton?
- What is life like as an expat in your area?
- What do people like (and dislike) about Hamilton?
- What type of social life can someone expect in Hamilton?
- What is the social scene like in Hamilton?
- What advice to expats in Hamilton have about housing?
- What are medical services in Hamilton like?
- Are healthcare and health insurance expensive in Hamilton?
- Is the cost of living in Hamilton high?
- What are the visa & residency requirements in Hamilton?
- Why do people move to Hamilton?
