Beautiful Faro, Portugal

Moving to Portugal

By Betsy Burlingame

Last updated on Jan 15, 2025

Summary:

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What do I need to know before moving to Portugal?

When we asked people what advice they would give someone preparing to move to Portugal, they said:

"I would come here in the summer before you move. It is over flooded with tourists. I live in Albufeira and travel in the summer. While Albufeira has a reputation as a party town, it is limited to two areas. The quality of life is very high, it empties out quite a bit in the winter but plenty is left open," explained one expat living in The Algarve, Portugal.

"The same advice related to a move anywhere. You must be here for some time - a month or two - before you select your home. Walk the many neighborhoods, see what amenities are around you, and work with a local realtor who comes recommended. If you like a quiet, more rural life, there are many villages and towns that meet this need. A good urban life is in Lisboa, and the coast just outside of Lisboa offers access to everything. If you're an EU citizen, everything you do is easier. For Americans, the process of getting a residency is twice as complicated and twice as time consuming, so getting advice from someone who has done/is doing it will help reduce your effort and anxiety," said one expat in Cascais and Estoril.

"Do your research! What are your priorities? Food, wine and weather were ours! Keep in mind that whatever your guess/estimate is it will cost 2-3 times as much as you think and will take as much more time than you think. Find a good realtor and attorney in your new country. Go there and look around and see what feels right. Trust your gut but know your parameters," said one expat who made the move to Porto.

"Expatriates should be aware that the official language of Portugal is Portuguese, so it is important to become conversant in the language in order to be able to communicate effectively. Additionally, a good understanding of Portuguese culture and customs will aid in transitioning to life in Portugal. Expats should also be aware of its diverse climate, with temperatures ranging from hot and dry in the south to cooler temperatures in the north. Being aware of the cost of living in Portugal before moving is important, as it may be more expensive than what expats are used to. Lastly, as with many countries, expats should be aware of potential visa and permit requirements for staying in Portugal for extended periods of time," explained one expat living in Portugal.

"Rent a small property first do not buy as there are too many hurdles to cover without knowing the Portuguses system. There are also at present unscrupulous estate agencies and unless you know who they are you could be on a hiding to nothing," said one in Tomar.

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How do I find a place to live in Portugal?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"We travelled extensively around Portugal, and although we wanted to live in the far north it was too cold in winter so we travelled further south and loved Tomar with its peaceful atmosphere, good connections, good shopping for my wife, good facilities and excellent access. We lived close by for 3 years," said one expat in Tomar.

"One way to find a place to live in Portugal is to search online. You can search for real estate websites, such as idealista.com and imovirtual.com, which often list a variety of different types of rentals ranging from holiday apartments to long-term residence. Additionally, you can search on Facebook groups and Expat forums, as many expats offer advice and help finding accommodation on these platforms. For a more customised option, you may wish to consider using a rental agency or estate agent, as they will be able to find properties to fit your exact requirements. Finally, you can also search for classified ad sites, such as OLX, for places to rent," said one expat who made the move to Portugal.

"We came to Portugal last year for 2 weeks. We explored two areas only: first, the Algarve and next, Lisboa. These selections were based on weather, as we didn't want the colder weather in the North of Portugal. The Algarve is dead in winter, congested in summer, and just stuffed with Brits. The Lisboa area was delightful but we were sold when we took a train from Lisboa to Cascais. This is ideal: generally reliably nice weather, pristine beaches, restaurants all over the narrow streets and squares as well as along the pedestrian esplanade along the ocean. An easy train ride into Lisbon any time you want more culture or diversions, while plenty of museums, shows and parks in the Estoril/Cascais area. IDEAL," explained one expat living in Cascais and Estoril, Portugal.

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What is a typical expat home or apartment like in Portugal?

"We are in a mid-rise condo building, renting a 2 bedroom apartment. We scoured all of the online sites, and fortunately took the advice of the owner of a holiday rentals site (Portugal Portfolio) to rent through her for 1 month and take that time to look around. This resulted in us finding our current home that we'd have never known about, at a better price, and ideally situated in an area of both local residents and holiday-renters, with every amenity within walking distance. We have no car--we walk to the market, beach, restaurants. We rent a car for excursions further away, as we are visiting every part of Portugal that we can, taking a trip every few weeks," remarked one expat who made the move to Cascais and Estoril.

"Expat homes and apartments in Portugal typically have bright, white-washed interiors with a minimalist style. In coastal areas, you can find more traditional, rustic-style houses with breezy patios and terraces. Many expat homes come with modern amenities, such as central heating, air conditioning, and equipped kitchens. Common features in apartments include terraces with views of the city or the ocean and easy access to public transportation. Portugal is known for its mild climate, unique terraced gardens, and beautiful beaches, so many expats take advantage of these features and invest in homes with outdoor spaces and sprawling gardens," explained one expat living in Portugal.

"We rent a condo. Yes, most of our expat friends have done the same, although, as it turns out, our landlords are also expats who own several condos and a single family house that they live in," said one expat in Porto.

"I live in a single family four bedroom home. To be honest I don't really know of any US expats in my area. The people up north are very friendly, so most of our support circle is Portuguese," said one expat who made the move to Braga.

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What is the average cost of housing in Portugal?

If you are thinking about moving to Portugal, cost of living in probably a key consideration. Expats commented about the cost of housing:

"Housing cost is less than half of what we were paying in Denver, Colorado. Depending on the size of place you need and location, $700-1200/month can be average. Porto is more affordable than Lisbon and Vila Nova de Gaia, which is a 10 minute drive from Porto, across the river can be several hundred dollars cheaper than Porto. Neighboring smaller cities are even more affordable," remarked one expat in Porto, Portugal.

"The average cost of housing in Portugal is generally considered to be quite reasonable. Prices vary depending on the location, size and quality of property, but most one bedroom apartments in the city centre cost between 500 and 700 euros per month, while larger family homes can start at around 1000 euros. Rent prices are generally cheaper outside the cities, and Portugal's extensive coastline means that beachfront properties can be slightly more expensive than inland properties," said one expat in Portugal.

"My home loan was 200k euros and I pay around 600 euros a month. Property takes is another 1k a year and generally speaking water, electric, heating, cable tv and such round off to about 350 euros monthly. It's MUCH cheaper out here than in the US," remarked one expat who made the move to Braga.

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Should I buy or rent a home in Portugal?

If you have not spent a lot of time in Portugal, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"Deciding whether to buy or rent a home in Portugal depends on your personal budget, lifestyle, and goals. If you are looking for a more permanent living situation and a long-term investment, purchasing a home in Portugal could be a great option for you. On the other hand, if you are looking for short-term accommodation or want more flexibility, then renting a home may be the better option. Ultimately, the decision between buying or renting a home in Portugal should be based on your individual needs and preferences," explained one expat living in Portugal.

"I am renting an apartment. It was difficult at first because a number of realtors didn't show an interest in helping me. When I found the right realtor, it went fairly easily. The biggest issue was having to pay for an entire years rent due to having no family in Portugal. There is also a scarcity of rental properties that are long term rentals," said one expat in Cascais.

What should I pack when moving to Portugal?

We asked people living in Portugal to list three things they wish they had brought and three they wish they had left behind. They responded:

"Really, I wish we had not shipped anything. The process was a nightmare and cost three times as much as the original quote. After sharing stories with other expats it seems that the entire overseas shipping business is one big bait and switch. You are given a quote and after they pick up your shipment they up the price by half or more. What can you do? Nothing, they have all your things and the "full price" of shipping that you already paid! I wish we had left all kitchen glassware, most of the DVDs, and a lot of the books. Leave most of the things of sentimental value. I wish the 2 boxes that were lost in transit made it. Take unique art pieces, special kitchenware (antique cast iron) and favorite music if you must," said one expat who made the move to Porto.

"Three things I wish I would have brought my golf clubs, my dog & my furniture. Three things I wish I would have left are all of my kitchen appliances (converters burn out quckly here)... that's about it," explained one expat living in Braga, Portugal.

"Three things I wish I had brought were my CDs,all my clothes and my flat screen TV. Three things I wish I had left behind are: tent
business briefcase
bicycle," said one in Tomar.

"We wish we'd brought more of our clothing...costs here are higher than in the US even before you add in the exchange rate and it's difficult to find the quality and styling to which we are accustomed; to have brought binoculars; and we should have purchased an eReader and filled it with books as finding English books is tough. Left behind...nothing, we were really selective," explained one expat who made the move to Cascais and Estoril.

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What cultural faux pas should I try to avoid making in Portugal?

We asked people in Portugal if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"Yes. I ordered a take away dinner from a cafe ahead of time and misunderstood the time to pick it up. When we arrived to pick up our meal, all the food was gone, we were too late! They called someone who was in charge and referred to me as the "foreign lady," estrangeira. I was surprised at myself that I was hurt and offended to be called such, even though I am! It shows how badly I want to fit in, but don't," said one expat who made the move to Vila Nova de Gaia.

"It is important to show respect for Portuguese culture by avoiding certain activities that could be considered rude or inappropriate. When visiting, it is best to dress conservatively, avoid discussing religion or politics in public, and maintain eye contact when engaging in conversation. Likewise, visitors should avoid pointing with their finger and try to learn some basic phrases in Portuguese, as a gesture of respect. Additionally, it is important to remember that physical contact between strangers, such as shaking hands and hugging, is not common in certain parts of Portugal," explained one expat living in Portugal.

Why do people move to Portugal?

When we asked people why foreigners move to Portugal, they responded:

"One major attraction of Portugal for expats is its fantastic Mediterranean climate and beautiful beaches. The country offers something for everyone, with vibrant and bustling cities, charming rural towns and villages, and stunning landscapes. Portugal is also known for its friendly and welcoming people, offering a rich culture and colourful lifestyle. The cost of living in Portugal can also be surprisingly affordable when compared to other Western European countries. In addition, the excellent transport network and English taught in many schools make it easy to integrate into Portuguese life. Combined, these factors make Portugal an attractive destination for expats," said one expat.

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How are healthcare services Portugal?

When we asked expats and global nomads about the quality of medical care in Portugal, they replied:

"Speak to locals (especially other expats for have been around for at least a few years) to recommend health care providers, especially specialists," wrote one expat living in Porto.

"Connect with other expats to obtain physician references and sources of private insurance so you can benefit from their research and experience. Bring copies of your medical records with you. Quality of care can be very high in Portugal's major communities. Costs are much lower, by about half, and prescriptions range from a tenth to a half of the costs in the US," commented one expat living in Cascais.

"Portugal offers a wide range of healthcare services, including primary care, hospital care, mental health services, and specialized care. The public healthcare system in Portugal is funded by the government and is free for all citizens and legal residents. The quality of public healthcare in Portugal is generally good, with modern facilities and well-trained staff. Foreign residents in Portugal are also eligible to use the public healthcare system, although they may need to pay a fee for certain services. Expats in Portugal can use the public healthcare system by registering with the local health authority and obtaining a health card. This card allows them to access the same services as Portuguese citizens, including free or discounted medical care," commented one expat who moved to Portugal.

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What are medical services in Portugal like?

When we asked expats and global nomads about the quality of medical care in Portugal, they replied:

"Portugal has a comprehensive public healthcare system that provides free or low-cost medical services to its citizens. The country also has a number of private hospitals and clinics that offer a wide range of medical services. Portugal has a well-developed network of primary care physicians, specialists, and hospitals that provide quality medical care. The country also has a number of specialized medical centers that offer specialized treatments and services. Portugal also has a number of medical research centers that are dedicated to advancing medical knowledge and treatments," replied one expat when asked about moving to Portugal.

"Finding a specialist takes trail and error. But that is true even in my home country," stated one expat who made the move to Lisbon.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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