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Moving to Dubrovnik, Croatia | Expat Exchange
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Moving to Dubrovnik, Croatia

William Russell
William Russell
William Russell
William Russell

By Betsy Burlingame

Last updated on Jul 14, 2023

Summary: Moving to Dubrovnik, Croatia? Expats talk about what you need to know before moving to Dubrovnik.

What do I need to know before moving to Dubrovnik?

When we asked people what advice they would give someone preparing to move to Dubrovnik, they said:

"Dubrovnik, is a beautiful city known for its stunning architecture and rich history, but there are several things expats should know before moving there. The official language is Croatian, so it would be beneficial to learn some basic phrases, although English is widely spoken, especially in tourist areas. The currency used is the Croatian Kuna, not the Euro, and cash is often preferred over card payments. The cost of living in Dubrovnik is relatively high compared to other parts of Croatia, due to its popularity as a tourist destination. Housing can be expensive, especially within the city walls, and it can be challenging to find available properties. The city is very safe, with low crime rates, but it can get extremely crowded during the peak tourist season, which is something to consider if you prefer a quieter lifestyle. The healthcare system in Croatia is of a good standard, but it's recommended to have comprehensive health insurance. Public transportation in Dubrovnik is reliable, with a good network of buses, but owning a car can be more convenient for exploring the surrounding areas. The city is also very walkable, especially the Old Town, which is pedestrian-only. Croatians are generally welcoming and friendly towards foreigners, but they also appreciate when expats respect their customs and traditions. The pace of life in Dubrovnik is slower than in many Western countries, and locals value their leisure time. The climate in Dubrovnik is Mediterranean, with hot, dry summers and mild, wet winters. It's important to note that many buildings in the city do not have central heating, so it can get chilly indoors during the winter. Finally, while Croatia is part of the European Union, it is not part of the Schengen Area, so different visa rules may apply. It's essential to check the latest immigration regulations before planning your move," said one expat who made the move to Dubrovnik.

How do I find a place to live in Dubrovnik?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Dubrovnik involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from an apartment, a house, or even a room in a shared house. Next, you should research the different neighborhoods in Dubrovnik to find one that suits your lifestyle and preferences. Some popular areas include the Old Town, Ploce, and Lapad. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals in Dubrovnik. Websites like Njuskalo, Crozilla, and Indomio are popular in Croatia. You can also use international websites like Airbnb for short-term rentals or if you're looking for a furnished place. Another option is to hire a real estate agent. They can help you navigate the local market, arrange viewings, and handle negotiations. When you find a place you like, make sure to visit it in person before making any commitments. Check the condition of the property, the amenities, and the surrounding area. Finally, once you've found your ideal place, you'll need to sign a lease agreement. Make sure to read it carefully and understand all the terms before signing. It's also a good idea to have a local or someone fluent in Croatian help you with this to ensure you fully understand the contract. Remember, finding a place to live can take time, so be patient and don't rush the process," remarked one expat in Dubrovnik, Croatia.

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What is a typical expat home or apartment like in Dubrovnik?

"A typical expat home or apartment in Dubrovnik, is often located in the city center or in the surrounding areas with a view of the Adriatic Sea. These homes are usually fully furnished, featuring a blend of modern and traditional Croatian design. They often have one or two bedrooms, a living room, a fully equipped kitchen, and one or two bathrooms. Some apartments may also have a balcony or a small garden, offering a beautiful view of the city's historic walls or the sea. The buildings themselves often have a historic charm, as many are located in centuries-old stone houses. Despite this, they are usually equipped with modern amenities such as air conditioning, Wi-Fi, and sometimes even a washing machine. Many expats choose to live in areas that are within walking distance to local shops, restaurants, and attractions. Some may also choose to live a bit further out, in quieter, more residential areas," commented one expat who made the move to Dubrovnik.

What is the average cost of housing in Dubrovnik?

If you are thinking about moving to Dubrovnik, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Dubrovnik can vary greatly depending on the location and size of the property. For instance, in the city center, the price for a one-bedroom apartment can be quite high, while outside the city center, the cost can be significantly lower. Additionally, the cost of buying a property in Dubrovnik is generally more expensive compared to renting. As of recent data, the average monthly rent for a one-bedroom apartment in the city center is approximately $700, while outside the city center it drops to around $500. If you're looking to buy an apartment in the city center, the average price per square meter is around $4,000, but it can be as low as $2,500 per square meter outside the city center," said one expat who made the move to Dubrovnik.

Should I buy or rent a home in Dubrovnik?

If you have not spent a lot of time in Dubrovnik, you should rent before even thinking about buying. We asked expats there about the buy vs. rent decision:

"We built one, and no, it's not an easy process. Building is a bargain over here, the quality is ok, but the paper shit may kill you. And more important, the registration of ownership in Croatia still is horrible, so TAKE CARE that your dream property does not become a nightmare," said one expat in Dubrovnik.

"The decision to buy or rent a home in Dubrovnik, largely depends on your personal circumstances, financial situation, and long-term plans. If you plan to stay in Dubrovnik for a long period, buying a home could be a good investment. Owning a property allows you to build equity over time and could provide a sense of stability and permanence. On the other hand, if you're not sure about your long-term plans or if your job requires you to move frequently, renting might be a better option. Renting offers more flexibility as you can move without the hassle of selling a property. It also allows you to avoid the responsibilities and costs that come with home ownership, such as maintenance, repairs, and property taxes. Financially, buying a home in Dubrovnik can be quite expensive, as it is a popular tourist destination known for its stunning architecture and beautiful coastline. Therefore, you need to ensure you have a stable income and enough savings for a down payment, closing costs, and ongoing expenses. Renting, while also not cheap in this city, doesn't require a large initial outlay of cash. In terms of lifestyle, owning a home can give you the freedom to customize your living space and offers a sense of privacy that renting might not provide. However, if you prefer not to deal with maintenance issues and enjoy the amenities that often come with rental properties, such as a gym or pool, renting might be more suitable. Lastly, the real estate market conditions in Dubrovnik should also be considered. If it's a seller's market with high property prices, it might be better to rent until conditions are more favorable for buyers. Conversely, if it's a buyer's market, it could be a good time to invest in a property. In conclusion, the decision to buy or rent a home in Dubrovnik should be based on a careful consideration of your financial situation, lifestyle preferences, and long-term plans. It's recommended to consult with a real estate professional or financial advisor to help make the best decision," remarked one expat who made the move to Dubrovnik.

What cultural faux pas should I try to avoid making in Dubrovnik?

We asked people in Dubrovnik if they could share any humorous cultural blunders they commited. For new expats, keep in mind that these incidents are an inevitable part of expat life. Learning to laugh about them is the key!:

"When visiting Dubrovnik, it's important to respect the local customs and traditions to avoid any cultural faux pas. Firstly, Croatians are generally quite formal, so try to use formal language, especially when addressing older people or those you've just met. Using first names immediately can be seen as overly familiar. Secondly, avoid discussing sensitive topics such as the war in the 1990s, as this is a painful part of recent history for many Croatians. Thirdly, it's considered rude to snap your fingers or to beckon someone with your index finger. If you need to get someone's attention, it's better to use a whole hand gesture. Fourthly, Croatians are proud of their culture and heritage, so avoid making negative comments about their country, people, or traditions. Fifthly, when dining out, it's customary to wait for the host to start eating before you begin. Also, leaving a small tip is expected in restaurants and cafes. Lastly, remember that Dubrovnik is a popular tourist destination, but it's also a living city with residents who go about their daily lives. Try to be respectful of this, especially when visiting early in the morning or late at night. Avoid loud and disruptive behavior, and always respect local laws and regulations," remarked one expat who made the move to Dubrovnik.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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