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Montezuma, Costa Rica: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Montezuma | Expat Exchange
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Montezuma, Costa Rica

Montezuma, Costa Rica

By Joshua Wood, LPC

Last updated on Jun 17, 2024

Summary: People describe Montezuma, Costa Rica as a beautiful, laid-back beach town with a vibrant culture and stunning natural beauty. Expats love the relaxed atmosphere, the friendly locals, and the abundance of outdoor activities. The weather in Montezuma is typically warm and humid, with temperatures ranging from the mid-70s to the mid-80s Fahrenheit. The average cost of living for an expat is around $1,500 to $2,000 per month. The cost of a one bedroom apartment is typically around $500 to $700 per month, while a two bedroom apartment can range from $700 to $1,000 per month. The approximate population of Montezuma is around 2,000 people.

William Russell
William Russell
William Russell
William Russell

What do I need to know about living in Montezuma?

When we asked people what advice they would give someone preparing to move to Montezuma, they said:

"Montezuma, Puntarenas, Costa Rica is not Anywhere, USA that's a given. Living here is finding a new balance for your lifestyle. It totally has been for me. I see that someone has posted what not to expect. I feel that the best attitude here is not to expect a thing. There is much good that you will find here. Beautiful, fresh, and clean air. Reasonably clean ocean water. Be watchful The water here is drinkable usually. I say this because mineral content can be high. When the sign reads Rip Currents, they mean it. Truth in advertising. Very warm or hot temps with high humidity. Lovely fruits and vegetables at very reasonable prices. Clothing minimal. Tshirts/shorts and sandals most of the time will do nicely. No need to wear expensive anything - it doesn't fit the terrain. Friendly people. There is internet service and cable television depending on where you are in Montezuma. The power will go out and yet, it does come back on. If you don't mind taking the bus from Montezuma to Cobano where Banco Nacional is located along with its outside ATM's, all two of them at the main office, it will only cost 400 colones. There's cost efficiency for you. If you love nature this can be a paradise. Every day is an adventure. You can be negative about things here, you can be positive about things or you can just be. I prefer to be. Pura Vida," said one expat who made the move to Montezuma.

"Expats considering retiring in Montezuma should be aware that the cost of living is relatively low, but the infrastructure is limited. It is important to research the availability of medical care, as well as the quality of the local schools if you plan to bring children. Additionally, it is important to be aware of the local laws and regulations, as well as the cultural norms. Finally, it is important to be aware of the local climate and the potential for natural disasters," explained one expat living in Montezuma, Costa Rica.

"hmmmmmm...take a vacation here first, spend a few months and get a feel for the scene here. Also, online research is an option too," mentioned one in Montezuma.

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What do I need to know before moving to Montezuma?

When we asked people what advice they would give someone preparing to move to Montezuma, they said:

"Montezuma is a small beach town located on the Nicoya Peninsula. It is known for its laid-back atmosphere and stunning beaches. Expats should be aware that the town is quite remote and the infrastructure is limited. It is important to research the availability of medical care, banking services, and other amenities before moving to Montezuma. Additionally, expats should be aware that the cost of living is higher than in other parts of Costa Rica due to its remote location. Finally, expats should be aware that the local language is Spanish, so it is important to learn some basic Spanish before moving to Montezuma," explained one expat living in Montezuma, Costa Rica.

How do I find a place to live in Montezuma?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"One way to find a place to live in Montezuma is to search online for rental listings. Websites such as Airbnb, VRBO, and HomeAway offer a variety of rental options in the area. Additionally, there are many local real estate agents who specialize in helping people find a place to live in Montezuma. It is also possible to find a place to live by asking around in the local community. Many people in Montezuma are willing to rent out their homes or apartments to visitors," said one expat in Montezuma.

What is a typical expat home or apartment like in Montezuma?

"Expat homes and apartments in Montezuma are typically located in the hills overlooking the ocean, providing stunning views of the Pacific. The homes and apartments are typically modern and spacious, with open-plan living areas, large balconies, and plenty of natural light. Many of the homes and apartments have private pools, and some even have their own private beach access. Expats in Montezuma can also enjoy the convenience of being close to the town's many restaurants, bars, and shops," wrote a member in Montezuma.

What is the average cost of housing in Montezuma?

If you are thinking about moving to Montezuma, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The cost of housing in Montezuma varies depending on the type of accommodation and location. Generally, the cost of renting a house or apartment in Montezuma is relatively affordable compared to other parts of Costa Rica. Prices range from around $400 to $1,500 per month, depending on the size and amenities of the property," wrote a member in Montezuma.

How do I meet people in Montezuma?

When we asked people living in Montezuma about club and activities where newcomers can meet others, they responded:

"Expats in Montezuma often join clubs and activities such as yoga, surfing, and Spanish classes. Expats also meet people by attending local events such as music festivals, art shows, and farmers markets. Additionally, many expats join local volunteer groups or join a book club or other social group. Expats can also meet people by attending local bars and restaurants, or by simply striking up conversations with people they meet in the street," explained one expat living in Montezuma, Costa Rica.

"If you know how to play an instrument, I recommend volunteering your time with the SINEM children's orchestra, a lot of expats teach in this program all through out Costa Rica," said one expat in Montezuma.

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What should I bring when moving to Montezuma?

People living in Montezuma were asked what three things they wish they had brought and three they wish they had left behind. They wrote:

"When moving to Montezuma, it is important to pack items that will help you adjust to the climate and lifestyle. Bring lightweight, breathable clothing that is suitable for the warm, humid climate. A raincoat and umbrella are also essential for the frequent rain showers. Sunscreen and insect repellent are also important to protect yourself from the sun and bugs. Additionally, bring a first aid kit, flashlight, and any necessary medications. Don't forget to bring a few items to make your new home feel like home, such as pictures, books, and other personal items," wrote a member in Montezuma.

Where should I setup a bank account in Montezuma?

We asked expats in Montezuma what banks they use and there advice about banking. They advised:

"Expats considering retiring in Montezuma should be aware that the cost of living is relatively low, but the infrastructure is limited. It is important to research the availability of medical care, as well as the quality of the local schools if you plan to bring children. Additionally, it is important to be aware of the local laws and regulations, as well as the cultural norms. Finally, it is important to be aware of the local climate and the potential for natural disasters," remarked one expat who made the move to Montezuma.

Will I be able to find a job in Montezuma?

When we asked people about industries and career opportunities in Montezuma, they reponded:

"Tourism of course is huge here. I do not see a lot of career opportunity for people coming from other countries," said one expat who made the move to Montezuma.

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What is life like in Montezuma?

When we asked people living in Montezuma what life is like and how people spend their time, they said:

"Life for expats and digital nomads in Montezuma is a unique experience. The small, coastal town is known for its laid-back atmosphere and stunning natural beauty. Expats and digital nomads can enjoy the warm climate, stunning beaches, and lush rainforest. The town is also home to a vibrant expat community, with plenty of opportunities to meet new people and make friends. The cost of living is relatively low, making it an attractive destination for those looking to live and work remotely. With its stunning scenery, friendly locals, and affordable cost of living, Montezuma is an ideal destination for expats and digital nomads," wrote a member in Montezuma.

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What do expats in Montezuma appreciate most about the local culture?

"Expats in Montezuma appreciate the laid-back atmosphere and the friendly locals. They also enjoy the stunning natural beauty of the area, with its lush rainforest, stunning beaches, and abundant wildlife. The relaxed pace of life and the strong sense of community are also highly valued by expats. Additionally, the local cuisine is a highlight, with its fresh seafood, tropical fruits, and traditional dishes. Finally, the vibrant culture of Costa Rica, with its colorful festivals and traditional music, is a source of joy for many expats," remarked one expat living in Montezuma, Costa Rica.

What do expats find most challenging?

"Expats in Montezuma often find the language barrier to be the most challenging aspect of the local culture. Costa Rica is a Spanish-speaking country, and many locals do not speak English. Additionally, expats may find it difficult to adjust to the slower pace of life in Montezuma, as the town is much more laid-back than many other places. Furthermore, expats may find it difficult to adjust to the local customs and traditions, as they may be quite different from what they are used to. Finally, expats may find it difficult to adjust to the local cuisine, as it is often quite different from what they are used to," remarked one expat who made the move to Montezuma.

"Roads can be terrible, power outages, language, keeping electronics working, trust, purchase and shipping of goods, getting use to what I consider rude behavior, ie people cutting in front of me in lines," explained one expat living in Montezuma , Costa Rica.

Is there a lot of crime in Montezuma?

We asked people if there is a lot of crime. They answered:

"Montezuma is generally considered to be a safe place to visit, with low levels of crime. However, as with any tourist destination, it is important to take precautions to protect yourself and your belongings. Petty theft is the most common crime in Montezuma, so it is important to be aware of your surroundings and keep your valuables secure," wrote a member in Montezuma.

Is there a lot of diversity? Are people in Montezuma accepting of differences?

"The people here are quite diverse in terms of all the above. Accepting of differences: Yes to an extent. I have noticed racial bias. There often will be a local price and a gringo price. It's not that gringos are treated badly, it's more a double standard," remarked one expat who made the move to Montezuma.

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What are the schools in Montezuma like?

"The best international and bilingual schools in Montezuma are the Montezuma International School (MIS) and the Montezuma Bilingual School (MBS). MIS is a private, non-profit school that offers a bilingual education in English and Spanish. It has a strong emphasis on experiential learning, with a focus on developing the whole child. The school offers a variety of activities, including field trips, sports, and community service projects. MBS is a private, bilingual school that offers a curriculum based on the Costa Rican Ministry of Education standards. It has a strong emphasis on developing the whole child, with a focus on language, culture, and the environment. The school offers a variety of activities, including field trips, sports, and community service projects. Both schools provide a safe and nurturing environment for students to learn and grow," commented one expat when asked about in Montezuma.

What are the pros and cons of living in Montezuma?

Expats, digital nomads and retirees living in Montezuma responded:

"Expats and digital nomads living in Montezuma enjoy the laid-back atmosphere and the stunning natural beauty of the area. They appreciate the friendly locals and the abundance of outdoor activities, such as surfing, snorkeling, and hiking. They also enjoy the affordable cost of living and the easy access to fresh, local produce. On the downside, some expats and digital nomads find the lack of reliable internet access and the limited nightlife to be drawbacks. Additionally, the remote location can make it difficult to access certain services and amenities," said an expat in Montezuma.

"Our location is beautiful. Just outside of town. Wonderful neighbors. There's been a fair amount of building construction right where we are. It's been very annoying. It was very peaceful when we first rented here. That has changed considerably. I love that we are surrounded by mango trees. I love that we have three guanabana trees. I love that we have beautiful limes growing from a number of trees. I love that I can walk five minutes and have a wonderful view of the ocean. I can hear the waves crashing against the rocks. I love our landlord and her huge compassion. People seem to think we are rich because we live here and we are gringos. :( I love that I can sit on the front porch and watch a number of species of birds flying in. I love to watch the iguanas and watusas when they come to visit. Naturally, I love this location. There is a lack of public transportation during this pandemic. Who wants to get on a public bus? I don't," remarked one expat in Montezuma.

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What type of social life can someone expect in Montezuma?

When we asked expats and global nomads about their social experiences in Montezuma, they replied:

"Expats, retirees and digital nomads living in Montezuma typically have an active social life. They often meet up with other expats, retirees and digital nomads in the area to explore the local attractions, enjoy the beach, and take part in outdoor activities. They also often join local clubs and organizations, such as the Montezuma Expat Club, to meet new people and make friends. Additionally, they often attend local events, such as the weekly farmers market, to experience the local culture and meet new people," remarked one expat in Montezuma.

"Montezuma is a small beach town with a vibrant social scene. During the day, visitors can enjoy the beach, go for a hike, or explore the local shops and restaurants. At night, the town comes alive with music, dancing, and socializing. There are plenty of bars and restaurants to choose from, and the locals are always friendly and welcoming. Montezuma is a great place to meet new people and make lasting memories," mentioned one expat inMontezuma.

What advice to expats in Montezuma have about housing?

"Expats in Montezuma recommend researching the area thoroughly before committing to a rental property. It is important to visit the property in person and to ask questions about the local infrastructure, such as access to water, electricity, and internet. Additionally, it is important to be aware of the local laws and regulations regarding rental properties. Expats also suggest finding a reliable property manager who can help with any issues that may arise. Finally, expats recommend budgeting for additional costs such as utilities, taxes, and insurance," remarked one expat living in Montezuma.

"It's hard to find decent housing at a decent cost here. Even the house we live in, needs a lot of help. Our landlord will not fix the issues we have. They seem to be more interested in building new places to rent rather than fixing the houses for the people who already live here," said one expat living in Montezuma.

What are medical services in Montezuma like?

When we asked expats and global nomads about the quality of medical care in Montezuma, they replied:

"Montezuma offers a variety of medical services for both locals and visitors. There are several private clinics and hospitals in the area that provide general medical care, as well as specialized services such as dentistry, optometry, and dermatology. Additionally, there are several pharmacies in the area that offer over-the-counter medications and other health-related products. For more serious medical issues, there are several medical evacuation services available to transport patients to larger cities with more advanced medical facilities," mentioned an expat living in Montezuma.

Are healthcare and health insurance expensive in Montezuma?

"Healthcare and health insurance in Montezuma can be relatively expensive compared to other parts of the country. Private health insurance is available, but it can be costly and may not cover all medical expenses. Public healthcare is also available, but it is limited and may not provide the same level of care as private healthcare. Additionally, some medical treatments may not be covered by public healthcare, so it is important to research the options before making a decision," mentioned one expat inMontezuma.

AGS Worldwide Movers

Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

Learn MoreGet Quote

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Relocating abroad soon? Make your move with AGS! AGS Worldwide Movers is a leader in the international moving industry. Our experience and expertise allows us to guarantee our clients the best quality moving services.

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Is the cost of living in Montezuma high?

We asked people about the cost of living in Montezuma, they wrote:

"The cost of living in Montezuma is generally considered to be quite affordable. Rent for a nice 1 bedroom apartment in Montezuma, Costa Rica is typically around $500 USD per month, while a nice 2 bedroom apartment is usually around $700 USD per month. Eating dinner at a moderately priced restaurant in Montezuma, Costa Rica will usually cost around $10 USD per person," said one expat.

What are the visa & residency requirements in Montezuma?

"In order to visit Montezuma, visitors must obtain a valid visa from the Costa Rican government. The process of applying for a visa involves submitting an application form, providing a valid passport, and paying the applicable visa fee. In order to obtain residency in Montezuma, Costa Rica, applicants must submit an application form, provide a valid passport, and provide proof of financial stability. Additionally, applicants must provide a criminal background check and a medical certificate. Once the application is approved, applicants must attend an interview with the Costa Rican immigration authorities. After the interview, applicants will receive a residency card, which must be renewed every two years," wrote one expat living in Montezuma.

Why do people move to Montezuma?

When we asked people why foreigners move to Montezuma, they responded:

"Montezuma is a popular destination for expats due to its stunning natural beauty, laid-back lifestyle, and affordable cost of living. The area is known for its stunning beaches, lush rainforest, and diverse wildlife, making it a great place to explore and relax. Montezuma also offers a variety of activities, from surfing and snorkeling to yoga and hiking, making it a great place to stay active. Additionally, the cost of living in Montezuma is much lower than in other parts of Costa Rica, making it an attractive option for expats looking to stretch their budget," commented one expat who moved to Montezuma.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Montezuma, Costa Rica

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