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Makarska Riviera, Croatia: Cost of Living, Healthcare, Local Clubs and Activities, Healthcare and What to Know About Living in Makarska Riviera | Expat Exchange
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Makarska Riviera, Croatia

By Betsy Burlingame

Last updated on Apr 02, 2024

Summary: Expats, digital nomads and retirees talk about what it is really like living in Makarska Riviera, Croatia. They offer advice about meeting people, cost of living, finding a home and more.

William Russell
William Russell
William Russell
William Russell

What do I need to know before moving to Makarska Riviera?

When we asked people what advice they would give someone preparing to move to Makarska Riviera, they said:

"Makarska Riviera is a part of Croatia known for its stunning beaches, clear waters, and beautiful mountainous backdrop. Before moving there, expats should know that the official language is Croatian, although English is widely spoken, especially in tourist areas. The cost of living in Makarska Riviera is generally lower than in many Western European countries, but it's still higher compared to other parts of Croatia. The local currency is the Croatian Kuna, and while credit cards are widely accepted, it's always useful to have some cash on hand. The climate in Makarska Riviera is Mediterranean, with hot summers and mild winters. It's important to note that the region can get quite crowded during the peak tourist season, which runs from June to August. Healthcare in Croatia is of a good standard, but expats are advised to have comprehensive health insurance. If you're from an EU country, you should obtain a European Health Insurance Card (EHIC) before you move. Croatia is part of the European Union but not the Schengen Area, so visa requirements will depend on your nationality. It's important to check these before planning your move. The cuisine in Makarska Riviera is Mediterranean, with a focus on fresh seafood, olive oil, and locally grown fruits and vegetables. The region is also known for its wine production. Public transportation in the area is reliable, but many expats choose to drive. If you plan to do so, you should familiarize yourself with the local driving laws and consider getting an International Driving Permit. The education system in Croatia is well-regarded, and there are international schools available. However, these are mostly located in larger cities like Zagreb and Split. Finally, it's worth noting that the pace of life in Makarska Riviera is generally slower than in many other parts of the world. This can be a big adjustment for some expats, but others find it to be one of the most appealing aspects of life in this beautiful part of Croatia," remarked one expat who made the move to Makarska Riviera.

How do I find a place to live in Makarska Riviera?

We asked expats how they chose their neighborhood and found a place to live. They answered:

"Finding a place to live in Makarska Riviera involves several steps. First, you need to determine your budget and the type of accommodation you're looking for. This could range from apartments, houses, or even villas. Next, you should research the different areas in the Makarska Riviera to find a location that suits your lifestyle and preferences. Some popular areas include Makarska, Brela, and Tucepi. Each of these areas has its own unique charm and attractions. Once you have a clear idea of what you're looking for, you can start your search. There are several online platforms where you can find listings for rentals or properties for sale in the Makarska Riviera. Websites like Rightmove, Croatia Property Sales, and Real Estate Croatia have extensive listings for this area. You can also consider hiring a real estate agent who specializes in the Makarska Riviera. They can help you navigate the local property market and find a place that fits your needs. When you find a property you're interested in, make sure to visit it in person before making any decisions. This will give you a chance to inspect the property and get a feel for the neighborhood. Finally, once you've found your ideal place, you'll need to go through the process of signing a lease or purchasing the property. This will likely involve negotiating the terms, paying a deposit or down payment, and signing a contract. Remember, moving to a new place can be a complex process, so it's important to do your research and take your time to find the perfect place for you in the Makarska Riviera," said one expat in Makarska Riviera.

What is a typical expat home or apartment like in Makarska Riviera?

"A typical expat home or apartment in Makarska Riviera, is often a spacious, modernly furnished property with stunning views of the Adriatic Sea. These homes usually have one or two bedrooms, a fully equipped kitchen, a living room, and a bathroom. Some apartments may also have a balcony or a terrace, offering a perfect spot to enjoy the beautiful Croatian sunsets. The homes are often located within walking distance to the beach, local shops, restaurants, and other amenities. Many of these properties also have access to a shared pool or a private pool. The interiors are typically bright and airy, with large windows to let in plenty of natural light and to make the most of the sea views. The decor often reflects the coastal setting, with a palette of blues and whites, and nautical touches. Despite the modern comforts, many homes also feature traditional Croatian elements, such as stone walls or wooden beams, adding a touch of local charm," wrote one member in Makarska Riviera.

What is the average cost of housing in Makarska Riviera?

If you are thinking about moving to Makarska Riviera, cost of living in probably a key consideration. Expats commented about the cost of housing:

"The average cost of housing in Makarska Riviera, can vary greatly depending on the type and location of the property. For instance, a luxury villa with a sea view can cost significantly more than a small apartment in the city center. On average, you can expect to pay around €2000 to €3000 per square meter for an apartment. For houses, the prices can range from €300,000 for a smaller house to over a million euros for a luxury villa. However, these prices can fluctuate based on the real estate market and other factors," commented one expat who made the move to Makarska Riviera.

Where should I setup a bank account in Makarska Riviera?

We asked expats in Makarska Riviera what banks they use and there advice about banking. They advised:

"Expats considering retirement in Makarska Riviera, should be aware of several key factors. Firstly, the cost of living is generally lower than in many Western countries, but it's important to budget carefully as pensions may not stretch as far as expected. The local language is Croatian, and while English is widely spoken in tourist areas, it may be less common in rural areas. Therefore, learning some basic Croatian phrases could be beneficial. Healthcare in Croatia is of a high standard, but it's advisable to secure comprehensive health insurance. The climate in Makarska Riviera is Mediterranean, with hot summers and mild winters, which may be a significant change for those from colder climates. The local cuisine is a blend of Mediterranean and Central European, with a focus on fresh seafood and locally grown produce. Croatia is part of the European Union, but not the Schengen Area, so visa requirements will depend on your nationality. The country is generally safe, but like anywhere, it's important to take precautions against petty crime. Public transportation is reliable, but having a car can be beneficial for exploring more remote areas. Finally, the culture in Croatia is laid-back and welcoming, with a strong emphasis on family and community. It's important to respect local customs and traditions," said one expat in Makarska Riviera.

What do expats in Makarska Riviera appreciate most about the local culture?

"Expats in Makarska Riviera, appreciate the warm and welcoming nature of the local people, who are always ready to help and make them feel at home. They love the relaxed pace of life, which is a stark contrast to the hustle and bustle of city living. The rich history and culture of the region, evident in its architecture, festivals, and traditions, is another aspect that expats find fascinating. They also enjoy the local cuisine, which is a delightful blend of Mediterranean and Balkan influences. The stunning natural beauty of the region, with its pristine beaches and majestic mountains, is something that expats never tire of. Additionally, they appreciate the safety and cleanliness of the area, making it a great place to live and raise a family. The local markets, filled with fresh produce and unique crafts, are a favorite among expats. Lastly, the vibrant nightlife and the numerous outdoor activities available, from hiking to sailing, keep them entertained and active," remarked one expat who made the move to Makarska Riviera.

What do expats find most challenging?

"Expats in Makarska Riviera often find the language barrier to be the most challenging aspect of the local culture, as Croatian is a difficult language to learn and not everyone speaks English. They may also struggle with the slower pace of life, which is common in Mediterranean countries but can be frustrating for those used to a faster, more efficient pace. The bureaucracy can be another challenge, as it can be complex and time-consuming to navigate. Additionally, some expats may find it difficult to integrate into the local community, as Croatians tend to have close-knit social circles and it can take time to be accepted. Lastly, while the local cuisine is delicious, it is heavily meat-based, which can be challenging for vegetarians or vegans," remarked one expat who made the move to Makarska Riviera.

Is there a lot of crime in Makarska Riviera?

We asked people if there is a lot of crime. They answered:

"Makarska Riviera, is generally considered a safe destination for tourists and locals alike. The crime rate is relatively low compared to other regions. Most of the crimes reported are minor offenses such as pickpocketing or petty theft, which are common in many tourist destinations. Violent crimes are rare, and the local police force is efficient and responsive. However, like any other place, it is always advisable for visitors to take basic precautions to protect their belongings and personal safety. Despite the low crime rate, it's important to remain vigilant, especially in crowded places and tourist hotspots. Overall, Makarska Riviera is a safe and welcoming place for both residents and visitors," commented one expat who made the move to Makarska Riviera.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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