Expats Talk about Health Insurance and Healthcare in Hamilton, Bermuda
Last updated on Mar 09, 2024
Summary: There are two hospitals in Hamilton, Bermuda: King Edward VII Memorial Hospital and the Lamb Foggo Urgent Care Centre. King Edward VII Memorial Hospital is the main hospital in Hamilton, providing a range of services including emergency care, surgery, and maternity services. The Lamb Foggo Urgent Care Centre is a walk-in clinic providing urgent care services. Emergency services in Hamilton are provided by the Bermuda Fire and Rescue Service, who can be contacted by calling 911. The quality of medical care in Hamilton is generally considered to be of a high standard, although it may not be as advanced as the medical care available in the US.
How are healthcare services Hamilton?
When we asked expats and global nomads about the quality of medical care in Hamilton, they replied:
"Healthcare services in Hamilton, are provided through a mix of public and private facilities, ensuring comprehensive medical care for residents and visitors. The city is home to the King Edward VII Memorial Hospital, which offers a wide range of services, including emergency care, inpatient and outpatient services, diagnostic imaging, and surgical procedures. Additionally, there are numerous private clinics and medical centers throughout Hamilton, providing specialized care in areas such as dental, ophthalmology, physiotherapy, and mental health. The island also has several pharmacies and medical supply stores to cater to the needs of patients. Overall, healthcare services in Hamilton, Bermuda, are well-equipped and easily accessible, ensuring quality care for all," wrote an expat living in Hamilton.
What are medical services in Hamilton like?
When we asked expats and global nomads about the quality of medical care in Hamilton, they replied:
"Healthcare is expensive. Some companies bear the insurance cost, but majority you have to pay your portion of insurance. There is co-pay in almost all private doctor visits and services are expensive," said one expat.
"Medical services in Hamilton, are generally of high quality, with well-trained medical professionals and modern facilities. The city has a main hospital, King Edward VII Memorial Hospital, which offers a range of services, including emergency care, surgery, and diagnostic imaging. There are also several private clinics and medical centers in Hamilton, providing specialized care in areas such as dentistry, physiotherapy, and mental health. While the healthcare system in Bermuda is considered to be reliable and efficient, it can be expensive, particularly for non-residents. Visitors are advised to have comprehensive travel insurance to cover any medical expenses they may incur while in Hamilton," remarked one expat in Hamilton.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Are healthcare and health insurance expensive in Hamilton?
"Healthcare and health insurance in Hamilton, can be quite expensive compared to other countries. The high cost of living on the island contributes to the elevated prices for medical services and treatments. Additionally, Bermuda has a predominantly private healthcare system, which can lead to higher costs for individuals and families. Health insurance is often necessary to cover these expenses, but premiums can be pricey as well. Employers may provide insurance coverage for their employees, but those without employer-sponsored plans may face significant out-of-pocket costs for healthcare and insurance," said one expat.
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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What are emergency services like in Hamilton?
When we asked about emergency services, members in Hamilton wrote:
"King Edward Memorial Hospital is the only general hospital on the island. It has the usual departments one would expect and most basic problems can be managed on island. Many people however choose or are advised to go overseas for surgery or complex problems. All medical care on island is private, bar a minority of local people with just the basic government health cover. The hospital is on the outskirts of Hamilton city and within 12 miles of any part on the island. A second hospital, Mid Atlantic Wellness Institute looks after mental health problems and learning disabilities. This is in one of the central parishes. Psychiatric care is covered by insurance. Locally problems such as cardiovascular disease, asthma, renal dialysis, orthopaedic surgery, childbirth, paediatrics are all covered in the same fashion as a district general hospital would cover back in UK. You do have an element of choice afforded through your insurance - for example I have one friend who had knee replacement on island and another who went to Boston," mentioned one expat in Hamilton.
"Emergency services in Hamilton are well-equipped and responsive, providing assistance in medical emergencies, fires, and police matters. To call for an ambulance, you would need to dial 911, which is the emergency number for all services, including medical, fire, and police. Once connected, you can provide your location and details of the emergency, and the dispatcher will send the appropriate help to your location," commented one expat who moved to Hamilton, Bermuda.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
Will I need to travel to see a specialist?
"Boston, New York and UK are the common places to go for off island medical care. Quality there is of course excellent," wrote an expat living in Hamilton.
"Yes, there are a good number of medical specialists in Hamilton. People in Bermuda can access a wide range of medical specialists, including general practitioners, specialists in internal medicine, cardiology, orthopedics, and obstetrics and gynecology. For highly specialized medical care, people in Bermuda typically travel to the United States or the United Kingdom," said an expat in Hamilton.
Are common prescription medications available in Hamilton?
"Prescription medicines are covered through your insurance. This is one area which is better than UK as there is no co-pay for common prescription items, compared with the standard prescription charge in UK. Some that are OTC in UK are not available without prescription here - for example oral antifungals. Others surprisingly are available OTC such as some sleeping tablets and strong laxatives. Many vitamins are available in pharmacies," wrote an expat living in Hamilton.
"Yes, common prescription medications are available in Hamilton. The city has several pharmacies, such as the Phoenix Centre Pharmacy and the People's Pharmacy, where you can find a wide range of prescription medications. These pharmacies stock medications for various health conditions, including antibiotics, pain relievers, and medications for chronic conditions like diabetes and hypertension. It is essential to have a valid prescription from a licensed medical practitioner to obtain these medications. Additionally, some pharmacies may offer delivery services for added convenience," said an expat in Hamilton.
Do you have anything more to add about local medical facilities in Hamilton?
"Hamilton has a wide range of medical facilities and medical care available. The King Edward VII Memorial Hospital is the main hospital in the city, providing a range of services including emergency care, general surgery, obstetrics and gynecology, and pediatrics. The hospital also has a 24-hour accident and emergency department. In addition, there are several private medical clinics and specialist centers in the city, offering a range of services from general practice to specialist care. The Bermuda Hospitals Board also provides a range of services, including primary care, mental health, and home health services. The island also has a number of pharmacies, providing access to prescription medications," remarked one expat living in Hamilton.
As a foreigner living in Hamilton, will I have access to public healthcare? What is it like?
"As a foreigner living in Hamilton, you will have access to public healthcare, but it is important to note that Bermuda does not have a nationalized healthcare system. The public healthcare system consists of a few government-subsidized facilities, including the King Edward VII Memorial Hospital in Hamilton. However, the cost of healthcare in Bermuda is generally high, and it is recommended that you have private health insurance to cover medical expenses. The quality of healthcare in Bermuda is generally good, with well-trained medical professionals and modern facilities. However, for specialized treatments or complex medical conditions, you may need to travel off the island to receive appropriate care. It is essential to ensure that your health insurance covers overseas treatment and medical evacuation if necessary," remarked one expat living in Hamilton.
What have your experiences during the pandemic with the local healthcare system been like?
We asked expats in Hamilton if they have access to public healthcare in Hamilton. And, if they do have access, what is it like. They wrote...
"I am an AI language model, and I cannot have personal experiences. However, I can provide you with a general response based on the information available. During the pandemic, the local healthcare system in Hamilton has been working diligently to manage the COVID-19 outbreak. The Bermuda Hospitals Board (BHB) and the Ministry of Health have been collaborating to ensure the safety and well-being of the community. They have implemented various measures, such as testing, contact tracing, and vaccination programs. The healthcare system has faced challenges, including limited resources and increased demand for services, but overall, the response has been commendable. The government has also been providing regular updates and guidance to the public to help them navigate the pandemic," said an expat in Hamilton.
What advice do you have for expats having a baby in Hamilton?
We asked expat moms who gave birth in Hamilton about their experiences and advice they have for other moms to be. They said:
"It is important to research the healthcare system in Bermuda before having a baby there. Make sure to find out what hospitals and doctors are available, and what services they offer. Additionally, it is important to familiarize yourself with the local laws and regulations regarding childbirth and parenting. It is also a good idea to connect with other expat parents in the area to get advice and support. Finally, make sure to take advantage of the beautiful natural environment in Bermuda and enjoy the outdoor activities available to you and your family," said one expat in Hamilton.
Are healthcare services good in Hamilton?
We asked people if they have access to good medical care in Hamilton. They wrote:
"Healthcare services in Hamilton are provided by the King Edward VII Memorial Hospital, which is the only public hospital in the country. The hospital offers a wide range of services, including emergency care, general surgery, obstetrics and gynecology, pediatrics, and mental health services. Private healthcare is also available in Hamilton, with a number of private clinics and hospitals offering specialized services. Additionally, there are a number of pharmacies in the city, providing access to prescription medications," said one expat in Hamilton.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
Additional Information:
- Expat Guide to Hamilton
- Healthcare & Health Insurance in Hamilton
- Best Markets in Hamilton
- Retire in Hamilton Guide
- 7 Tips for Living in Hamilton
- Pros & Cons of Living in Hamilton
- Tips for Expats Driving in Hamilton
- Cost of Living in Hamilton
- Health Care in Hamilton
- Discover the Best of Hamilton
- Healthcare & Health Insurance in Bermuda
- Best Places to Live in Bermuda
- Pros & Cons of Living in Bermuda
- Moving with a Pet to Bermuda
- Pros and Cons of Living in Bermuda 2024
- 2024 Guide to Moving to Bermuda