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Retire in St Ives, UK | Expat Exchange
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Retire in St Ives, England

By Joshua Wood, LPC

Last updated on Apr 07, 2025

Summary: What is it like to retire in St Ives, UK? Retirees share their experiences living in St Ives.

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What is it like to retire in St Ives?

"Life for a retiree in St Ives, can be quite serene and fulfilling. The town is known for its beautiful beaches, picturesque landscapes, and a slower pace of life, making it an ideal place for those seeking a peaceful retirement. There is a strong sense of community in St Ives, with many local events and activities that retirees can participate in. While there isn't a large expat community, the town is welcoming to newcomers and there are plenty of opportunities to meet people and make friends. The local community is friendly and inclusive, and there are various clubs and societies that retirees can join to socialize and pursue their interests. St Ives is rich in culture and history, with several museums, art galleries, and historical sites to explore. The town is particularly known for its vibrant art scene, with the Tate St Ives gallery being a major attraction. There are also regular art festivals and events that attract artists and art lovers from around the world. For recreation, there are plenty of outdoor activities to enjoy. The town is surrounded by beautiful countryside, perfect for walking, cycling, and bird watching. The beaches offer opportunities for swimming, surfing, and other water sports. There are also several golf courses in the area for those who enjoy the sport. Nightlife in St Ives is more laid-back, with a selection of cosy pubs and restaurants offering local cuisine and live music. There are also several theatres in the area that host a variety of performances, from plays and concerts to comedy shows and film screenings. Overall, St Ives offers a relaxed and fulfilling lifestyle for retirees, with a strong sense of community, a rich cultural scene, and plenty of recreational activities to enjoy," said one retiree in St Ives.

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What advice do overseas retirees have for others considering retiring abroad?

"Retirees in St Ives, suggest that those considering retiring abroad should thoroughly research their desired location, including its cost of living, healthcare system, and cultural norms. They recommend visiting the location multiple times at different times of the year to get a feel for the climate and lifestyle. It's also important to understand the legal and financial implications of moving abroad, such as tax obligations and property ownership laws. They advise learning the local language, if different from your own, to help integrate into the community and make daily life easier. They also suggest making a plan for staying connected with family and friends back home, as maintaining these relationships can be challenging when living abroad. Lastly, they recommend considering your long-term health and mobility needs, as these can significantly impact your quality of life in retirement," commented one retiree living in St Ives, England.

What are the most challenging aspects of retiring in St Ives?

"1. One of the most challenging aspects of retiring in St Ives, is the high cost of living. The town is a popular tourist destination, which drives up the prices of goods and services. 2. The housing market in St Ives is also quite expensive, making it difficult for retirees to find affordable housing. This is especially true for those who are looking to buy a home rather than rent. 3. The town's popularity as a tourist destination also means that it can get quite crowded during the peak tourist season. This can make it difficult for retirees who are looking for a quiet, peaceful place to live. 4. While St Ives has a lot to offer in terms of natural beauty and cultural attractions, it may not have all the amenities that some retirees are looking for. For example, it may not have certain medical facilities or specialty stores. 5. The weather in St Ives can also be a challenge for some retirees. The town is located on the coast, which means it can get quite cold and windy, especially during the winter months. 6. Finally, while St Ives is a relatively safe town, it does have a higher crime rate than some other parts of the UK. This could be a concern for retirees who are looking for a safe and secure place to live," explained one retiree living in St Ives.

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What are the most rewarding aspects of retiring in St Ives?

"1. Retiring in St Ives offers the opportunity to live in a picturesque seaside town with stunning views of the ocean and beautiful sandy beaches. 2. The town is known for its vibrant arts scene, with numerous galleries, studios, and the renowned Tate St Ives, providing a rich cultural experience for retirees. 3. St Ives has a warm and welcoming community, making it easy for retirees to make new friends and feel a sense of belonging. 4. The town offers a relaxed pace of life, perfect for those looking to escape the hustle and bustle of city living. 5. There are plenty of outdoor activities to enjoy, such as coastal walks, bird watching, and fishing, promoting an active and healthy lifestyle. 6. St Ives has a range of amenities including shops, restaurants, and healthcare facilities, ensuring retirees have everything they need within easy reach. 7. The town's mild climate, with some of the warmest winters in the UK, makes it a comfortable place to live year-round. 8. Retirees can enjoy the town's rich history and heritage, with many historic buildings and landmarks to explore. 9. St Ives is well-connected with good transport links, making it easy for family and friends to visit. 10. The town hosts various festivals and events throughout the year, providing plenty of entertainment and social opportunities for retirees," explained a retiree in St Ives.

What are healthcare services like in St Ives?

We asked retirees if they have access to good medical care in St Ives. They wrote:

"Healthcare services in St Ives are comprehensive and accessible, with a range of options available for residents. The town is served by several general practitioner (GP) surgeries, which provide primary healthcare services including routine check-ups, vaccinations, and treatment for common illnesses and injuries. These surgeries also offer preventive care and health education to help residents maintain their health and wellbeing. For more specialized care, residents can access a variety of services at local hospitals. These include emergency care, maternity services, mental health support, and treatment for chronic conditions. There are also several dental practices in the town, offering both NHS and private treatment options. In addition to these traditional healthcare services, St Ives also has a number of alternative and complementary therapy providers. These include chiropractors, acupuncturists, and massage therapists, among others. Elderly residents and those with specific care needs can access a range of support services in St Ives. These include home care services, residential care homes, and hospices. There are also several pharmacies in the town, providing prescription services and over-the-counter medications. Overall, healthcare services in St Ives are designed to meet the diverse needs of the local population, ensuring that residents have access to the care they need, when they need it," said one retiree in living in St Ives, England.

How do I meet people in St Ives?

When we asked people living in St Ives about club and activities where newcomers can meet others, they responded:

"Expats in St Ives, often join local clubs and activities to meet new people and immerse themselves in the local culture. They may join sports clubs such as golf, tennis, or sailing clubs, which are popular in the coastal town. Art clubs and workshops are also popular, given St Ives' reputation as an artists' haven. Expats may also participate in local community events and festivals, such as the St Ives September Festival, a two-week celebration of music and arts, or the annual St Ives Food and Drink Festival. These events provide excellent opportunities to meet locals and other expats alike. Volunteering is another way expats meet people in St Ives. Many choose to give back to the community by helping out at local charities, schools, or community centres. This not only allows them to meet a diverse range of people but also helps them feel more connected to their new home. Expats often frequent local pubs, cafes, and restaurants, which are great places to strike up a conversation with locals. They may also join local tour groups or classes to learn more about the history and culture of St Ives, providing further opportunities to meet people. Finally, online platforms and social media groups for expats in St Ives can be a valuable resource. These platforms often organise meetups and provide advice and support for newcomers, making the transition to life in St Ives a little easier," said a retiree who moved to St Ives, England.

What is life like in St Ives?

When we asked people living in St Ives what life is like and how people spend their time, they said:

"Life for expats and digital nomads in St Ives, is often described as peaceful and idyllic. The town is known for its beautiful beaches, charming streets, and vibrant art scene, providing a picturesque backdrop for those working remotely. The community is welcoming and friendly, making it easy for newcomers to feel at home. There are plenty of cafes and public spaces offering free Wi-Fi, making it convenient for digital nomads to work from almost anywhere. The town also has a range of accommodation options, from quaint cottages to modern apartments, catering to different budgets and lifestyle preferences. Despite its small size, St Ives has a lively social scene with numerous pubs, restaurants, and events throughout the year. The town is also home to several art galleries and museums, providing plenty of cultural experiences. Outdoor enthusiasts will appreciate the town's proximity to nature, with opportunities for hiking, surfing, and bird watching. The public transportation system is reliable, making it easy to explore the surrounding areas. However, it's worth noting that the cost of living can be relatively high compared to other parts of the UK, particularly during the peak tourist season. Also, while the town is generally safe, it can get crowded during the summer months, which some may find overwhelming. Overall, St Ives offers a unique blend of natural beauty, cultural richness, and modern conveniences, making it an attractive destination for expats and digital nomads," remarked one retiree in St Ives.

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What do I need to know before retiring in St Ives?

When we asked people what advice they would give someone preparing to move to St Ives, they said:

"St Ives is a charming seaside town in Cornwall, UK, known for its beautiful beaches, art scene, and mild climate, making it an attractive place for retirement. Before retiring in St Ives, expats should be aware that the cost of living can be higher than in other parts of the UK, particularly when it comes to property prices. Expats should also know that St Ives is a popular tourist destination, especially in the summer months, which can lead to crowded streets and higher prices. Healthcare in the UK is provided by the National Health Service (NHS), which is free at the point of use for residents. Expats retiring in St Ives will need to register with a local GP to access these services. Public transportation in St Ives is reliable, with regular bus and train services to other parts of Cornwall and the UK. However, owning a car can be beneficial for exploring the surrounding countryside. St Ives has a strong sense of community with many clubs and societies for retirees to join. It's also home to the Tate St Ives art gallery and the Barbara Hepworth Museum and Sculpture Garden, providing plenty of cultural activities. The weather in St Ives is milder than in other parts of the UK, but it can still be quite rainy, particularly in the winter months. English is the main language spoken in St Ives, but you'll also hear the Cornish language, which is enjoying a revival. Finally, expats should be aware that while St Ives is a safe town, like any other place, it's still important to take basic safety precautions, particularly when out at night," said one retiree in living in St Ives, England.

About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

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