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Ho Chi Minh, Vietnam

Retire in Ho Chi Minh City, Vietnam

By Joshua Wood, LPC

Last updated on Feb 02, 2023

Summary: Retirees are attracted to Ho Chi Minh City, Vietnam for its vibrant culture, delicious cuisine, and affordable cost of living. There are several retirement communities in Ho Chi Minh City, offering a variety of amenities such as swimming pools, fitness centers, and social activities. The average cost of a nice 2 bedroom home in Ho Chi Minh City is around $100,000 USD, while a nice 3 bedroom home can cost around $150,000 USD. The weather in Ho Chi Minh City is typically hot and humid, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit.

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William Russell Health Insurance

What is it like to retire in Ho Chi Minh City?

"Retiring in Ho Chi Minh City can be an exciting and vibrant experience. The city offers great opportunities for leisure activities such as sightseeing and entertainment. With a low cost of living, excellent medical care, and a wide array of shopping and dining, retirees can enjoy an active lifestyle. The friendly people, warm climate, and diverse cultural activities ofHo Chi Minh City are sure to make it an attractive home to retirees," explained one retiree living in Ho Chi Minh City.

"My days are spent going to the gym, playing golf, swimming and many bike rides. (Bicycle) There is much to explore also in HCMC. Restaurants, clubs, museums and shopping are all available," said another retiree in living in Ho Chi Minh, Vietnam.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What advice do overseas retirees have for others considering retiring abroad?

"Look into the cost of living in the country you are considering and make sure that it is within your budget. Research the healthcare options in the country you are considering and determine if the quality and affordability meets your needs. Make sure to look into the visa regulations for foreigners and find out what kind of taxes may be applicable to you. Consider the accessibility of the local culture and social life, as well as the climate and environment. Ensure that you are comfortable with the type of transportation available in the country and whether it is at a level that suits your preferences. Finally, make sure to do some research on expat groups and online forums to get a feel for the experiences of other retirees living in the country you are considering," said a retiree who moved to Ho Chi Minh City, Vietnam.

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What are the most challenging aspects of retiring in Ho Chi Minh City?

"Retiring in Ho Chi Minh City can present some unique challenges, such as finding suitable housing, navigating the language barrier, mastering local culture and customs, establishing connections with the local community, and adapting to the climate and weather. Living costs can also be higher than in other parts of Vietnam, and some find the city to be overcrowded and noisy. Furthermore, expatriates may have difficulty accessing health care due to a lack of English-speaking staff and unfamiliarity with the local health system. Finally, there may be a lack of financial security or resources to maintain a comfortable retirement," said another retiree in living in Ho Chi Minh City, Vietnam.

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What are the most rewarding aspects of retiring in Ho Chi Minh City?

"One of the most rewarding aspects of retiring in Ho Chi Minh City is the opportunity to immerse oneself in the vibrant culture and history of this bustling city. Retirees can enjoy exploring the city’s many attractions and engaging in a variety of activities, from sampling the local cuisine to visiting historical sites to shopping at traditional markets. The city’s cutting-edge healthcare facilities provide state-of-the-art medical care for retirees, making it a safe and comfortable place to live. In addition, the cost of living in Ho Chi Minh City is much lower than in many western cities, allowing retirees to stretch their retirement savings further. Finally, Ho Chi Minh City is also a great place to stay connected with the rest of the world, as it is home to a robust digital infrastructure, including several airports and world-class telecommunications networks," explained one retiree living in Ho Chi Minh City.

"The relaxed lifestyle and the economic freedom that living in Viet Nam offers me. The Vietnamese are a warm and friendly people, and many speak English. The food is very good and also healthy. The Vietnamese eat many fruits and vegetables. The diet is much better than in the US. You can also get almost any type of food in restaurants downtown," said another retiree in living in Ho Chi Minh, Vietnam.

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What are healthcare services like in Ho Chi Minh City?

We asked retirees if they have access to good medical care in Ho Chi Minh City. They wrote:

"Healthcare services in Ho Chi Minh City are of a generally high quality, though there are large discrepancies in the quality of care between private and public facilities. Private facilities often offer the newest advances in treatments and technology, as well as greater levels of comfort and convenience. Public facilities, on the other hand, provide more basic healthcare services, and may not have the same level of expertise or resources. All medical facilities in Ho Chi Minh City are required to adhere to the same standard of care and safety, regardless of their type. However, foreign visitors should be aware of language barriers and cultural differences. It is also recommended to contact your insurance company before seeking treatment in Ho Chi Minh City, as different providers can have different protocols when it comes to healthcare services," remarked another retiree in Ho Chi Minh City.

"Healthcare is available, and their are also clinics and hospitals for foreigners. Dentistry is good and very cheap. Close and inexpensive," said a retiree who moved to Ho Chi Minh, Vietnam.

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How do I meet people in Ho Chi Minh City?

When we asked people living in Ho Chi Minh City about club and activities where newcomers can meet others, they responded:

"Meeting new people in Ho Chi Minh City can be a great way to explore the city and make some new friends! A great way to get started is by joining a co-working space, a gym or a meetup group. Another popular way to meet people is to join a language exchange class or a volunteer program. You can also attend nightlife events such as club nights, parties, and live music events. Finally, you can also look for local friends on social media platforms, such as Facebook and Instagram," said another retiree in living in Ho Chi Minh City, Vietnam.

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What is life like in Ho Chi Minh City?

When we asked people living in Ho Chi Minh City what life is like and how people spend their time, they said:

"Living in my area as an expat can be both rewarding and challenging. People are friendly and accommodating to expats, creating a welcoming experience. Tapping into local networks and resources is key to entering the community. There are plenty of activities to participate in, from taking cooking classes to exploring the many markets and restaurants. One has to be aware of cultural differences and sensitivities of the locals. There are opportunities to learn the language as it is spoken while developing relationships with locals. Expats should be open-minded and patient as cultural norms may be very different from what they are used to. Similarly, healthcare and education can be quite different, which needs to be taken into consideration. Overall the expat experience in this area is one of exploration, growth, and learning," added another person in Ho Chi Minh City.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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William Russell Health Insurance

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGET A QUOTE

What do I need to know before retiring in Ho Chi Minh City?

When we asked people what advice they would give someone preparing to move to Ho Chi Minh City, they said:

"Before retiring in Ho Chi Minh City it is important to be aware of the cost of living, the overall climate and whether your chosen location suits you. You should also consider the levels of comfort and convenience you will require while living or staying in the city. As well as researching the local healthcare facilities and available social activities and groups. It is also wise to plan how you will arrange your finances and banking, as well as getting to know the local laws, culture and customs to ensure you have an enjoyable and trouble-free stay in the city. Finally, you should consider sourcing the relevant travel documents such as visa and insurance in order to ensure a safe, comfortable and secure stay in Ho Chi Minh City," remarked another retiree in Ho Chi Minh City.

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About the Author

Joshua Wood Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.

Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.

Ho Chi Minh, Vietnam

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