Retire in Ho Chi Minh City, Vietnam
Last updated on Apr 18, 2025
Summary: Retirees are attracted to Ho Chi Minh City, Vietnam for its vibrant culture, delicious cuisine, and affordable cost of living. There are several retirement communities in Ho Chi Minh City, offering a variety of amenities such as swimming pools, fitness centers, and social activities. The average cost of a nice 2 bedroom home in Ho Chi Minh City is around $100,000 USD, while a nice 3 bedroom home can cost around $150,000 USD. The weather in Ho Chi Minh City is typically hot and humid, with temperatures ranging from the mid-70s to the mid-90s Fahrenheit.
What is it like to retire in Ho Chi Minh City?
"Retirees in Ho Chi Minh City and its surroundings can enjoy a vibrant and active lifestyle. There is a large expat community in the city, with many activities and events to join. Cultural attractions abound, from the city's many museums and galleries to its bustling markets and street food stalls. There are plenty of recreational activities to enjoy, from exploring the city's many parks and gardens to taking part in water sports on the nearby beaches. For those looking for a night out, there are plenty of bars, clubs, and restaurants to choose from," commented one retiree living in Ho Chi Minh City, Vietnam.
"My days are spent going to the gym, playing golf, swimming and many bike rides. (Bicycle) There is much to explore also in HCMC. Restaurants, clubs, museums and shopping are all available," explained one retiree living in Ho Chi Minh.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What advice do overseas retirees have for others considering retiring abroad?
"Look into the cost of living in the country you are considering and make sure that it is within your budget. Research the healthcare options in the country you are considering and determine if the quality and affordability meets your needs. Make sure to look into the visa regulations for foreigners and find out what kind of taxes may be applicable to you. Consider the accessibility of the local culture and social life, as well as the climate and environment. Ensure that you are comfortable with the type of transportation available in the country and whether it is at a level that suits your preferences. Finally, make sure to do some research on expat groups and online forums to get a feel for the experiences of other retirees living in the country you are considering," commented one retiree living in Ho Chi Minh City, Vietnam.
What are the most challenging aspects of retiring in Ho Chi Minh City?
"One of the most challenging aspects of retiring in Ho Chi Minh City is the language barrier. Although English is becoming more widely spoken, it is still not as common as in other countries. Additionally, the cost of living in Ho Chi Minh City can be quite high, making it difficult to live comfortably on a fixed income. Furthermore, the city can be quite crowded and noisy, making it difficult to find a peaceful place to relax. Finally, the healthcare system in Vietnam is not as advanced as in other countries, making it difficult to access quality medical care," explained a retiree in Ho Chi Minh City.

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What are the most rewarding aspects of retiring in Ho Chi Minh City?
"Retiring in Ho Chi Minh City offers a variety of rewarding experiences. The city is known for its vibrant culture, delicious cuisine, and friendly locals. The cost of living is relatively low, making it an attractive option for retirees on a budget. The city also offers a wide range of activities and attractions, from historical sites to modern shopping malls. Additionally, the city is well-connected to other parts of the country, making it easy to explore the rest of Vietnam. With its warm climate and stunning scenery, Ho Chi Minh City is an ideal destination for retirees looking for a peaceful and enjoyable retirement," said one retiree in Ho Chi Minh City.
"The relaxed lifestyle and the economic freedom that living in Viet Nam offers me. The Vietnamese are a warm and friendly people, and many speak English. The food is very good and also healthy. The Vietnamese eat many fruits and vegetables. The diet is much better than in the US. You can also get almost any type of food in restaurants downtown," commented one retiree living in Ho Chi Minh, Vietnam.
What are healthcare services like in Ho Chi Minh City?
We asked retirees if they have access to good medical care in Ho Chi Minh City. They wrote:
"Healthcare services in Ho Chi Minh City are generally of a high standard. The city has a number of modern hospitals and clinics that offer a wide range of medical services, including general practice, specialist care, and emergency services. Many of these facilities are equipped with the latest medical technology and staffed by experienced and qualified medical professionals. Additionally, there are a number of private clinics and hospitals that offer more specialized services. The cost of healthcare in Ho Chi Minh City is generally lower than in other parts of the world, making it an attractive option for those seeking medical care," said one retiree in Ho Chi Minh City.
"Healthcare is available, and their are also clinics and hospitals for foreigners. Dentistry is good and very cheap. Close and inexpensive," commented one retiree living in Ho Chi Minh, Vietnam.
How do I meet people in Ho Chi Minh City?
When we asked people living in Ho Chi Minh City about club and activities where newcomers can meet others, they responded:
"Expats in Ho Chi Minh City can join a variety of clubs and activities, such as sports teams, language classes, and cultural exchange groups. Expats can also meet people by attending local events, such as festivals, concerts, and art exhibitions. Additionally, many expats find it helpful to join online forums and social media groups dedicated to expats living in Ho Chi Minh City. This can be a great way to connect with other expats and learn more about the city," said a retiree who moved to Ho Chi Minh City, Vietnam.
What is life like in Ho Chi Minh City?
When we asked people living in Ho Chi Minh City what life is like and how people spend their time, they said:
"Life for expats and digital nomads in Ho Chi Minh City is generally quite enjoyable. The city is vibrant and full of energy, with plenty of opportunities for work, leisure, and exploration. The cost of living is relatively low, making it an attractive destination for those looking to stretch their budget. The city is also well-connected, with reliable public transportation and a wide range of accommodation options. Expats and digital nomads can find a variety of coworking spaces, cafes, and restaurants to work from, as well as plenty of cultural activities to explore. The city is also home to a diverse and welcoming expat community, making it easy to make friends and settle in," said one retiree in living in Ho Chi Minh City, Vietnam.

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
What do I need to know before retiring in Ho Chi Minh City?
When we asked people what advice they would give someone preparing to move to Ho Chi Minh City, they said:
"Before retiring in Ho Chi Minh City, expats should research the cost of living and the availability of healthcare services. It is also important to familiarize oneself with the local culture and customs, as well as the language. Additionally, expats should consider the climate and the availability of recreational activities. Finally, it is important to research the visa requirements and the process for obtaining a long-term visa," commented one retiree living in Ho Chi Minh City, Vietnam.
What type of recreational activities are there in Ho Chi Minh City?
"1. Dam Sen Cultural Park: This is a large amusement park in Ho Chi Minh City, offering various attractions such as roller coasters, water slides, and a zoo. The park also hosts cultural events and performances throughout the year. 2. Suoi Tien Theme Park: This unique amusement park features attractions inspired by Vietnamese history, legends, and folklore. Visitors can enjoy rides, water slides, and a large aquarium, as well as explore beautiful gardens and temples. 3. Saigon Zoo and Botanical Gardens: Established in 1865, this is one of the oldest zoos in the world. It houses over 100 species of animals and a vast collection of plants, making it a popular destination for families and nature lovers. 4. Tao Dan Park: This large public park in the heart of Ho Chi Minh City offers a peaceful escape from the bustling city. Visitors can enjoy walking paths, playgrounds, and sports facilities, as well as admire the beautiful gardens and sculptures. 5. Saigon Skydeck: Located on the 49th floor of the Bitexco Financial Tower, the Saigon Skydeck offers stunning panoramic views of Ho Chi Minh City. Visitors can also enjoy a drink or meal at the tower's restaurant and bar. 6. Saigon Opera House: This historic building is a beautiful example of French colonial architecture and is home to the Ho Chi Minh City Ballet and Symphony Orchestra. Visitors can attend performances or take a guided tour of the building. 7. Saigon River: The Saigon River is a popular destination for boat tours, dinner cruises, and water sports. Visitors can enjoy the scenic views of the city skyline and explore the various waterfront attractions. 8. Pham Ngu Lao Street: This bustling street in Ho Chi Minh City is known for its vibrant nightlife, with numerous bars, clubs, and restaurants catering to both locals and tourists. It's a great place to experience the city's lively atmosphere and enjoy live music and entertainment. 9. Saigon Outcast: This unique outdoor venue offers a variety of recreational activities, including rock climbing, skateboarding, and outdoor cinema screenings. It also hosts regular art exhibitions, workshops, and live music events. 10. Thong Nhat Stadium: This multi-purpose stadium is a popular venue for football matches, athletic events, and concerts. Visitors can attend a variety of sporting events or enjoy the stadium's facilities for their own recreational activities," remarked one retiree in Ho Chi Minh City.
Where will I buy groceries and do other shopping in Ho Chi Minh City?
"Expats in Ho Chi Minh City, have several options for grocery shopping and other purchases. One popular destination is Annam Gourmet Market, which offers a wide range of imported and high-quality local products. They have multiple locations throughout the city, including one in Saigon Centre and another in Thao Dien. Their website can be found at https://annam-gourmet.com/. Another option is VinMart, a large supermarket chain with numerous locations throughout Ho Chi Minh City. They offer a mix of local and imported products, as well as household items and electronics. You can find more information about VinMart at https://www.vinmart.com/. For fresh produce, expats often visit local markets such as Ben Thanh Market, located in District 1. This bustling market offers a wide variety of fruits, vegetables, meats, and seafood, as well as clothing, souvenirs, and other items. More information about Ben Thanh Market can be found at https://benthanhstreetfoodmarket.com/. Expats looking for imported and specialty items can also visit Mega Market, a large supermarket that offers a wide range of products, including imported goods, fresh produce, and household items. They have several locations throughout Ho Chi Minh City, and their website is https://www.megamarket.vn/. For shopping beyond groceries, expats can visit shopping malls such as Saigon Centre, Crescent Mall, and VivoCity. These malls offer a variety of international and local brands, as well as dining and entertainment options. Saigon Centre's website is https://www.saigoncentre.com.vn/, Crescent Mall's website is https://crescentmall.com.vn/, and VivoCity's website is https://www.vivocity.com.vn/," said one person who retired in Ho Chi Minh City.
About the Author
Joshua Wood, LPC joined Expat Exchange in 2000 and serves as one of its Co-Presidents. He is also one of the Founders of Digital Nomad Exchange. Prior to Expat Exchange, Joshua worked for NBC Cable (MSNBC and CNBC
Primetime). Joshua has a BA from Syracuse and a Master's in Clinical and Counseling Psychology from Fairleigh Dickinson University. Mr. Wood is also a licensed counselor and psychotherapist.
Some of Joshua's articles include Pros and Cons of Living in Portugal, 10 Best Places to Live in Ireland and Pros and Cons of Living in Uruguay. Connect with Joshua on LinkedIn.
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