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Retire in Exuma, Bahamas | Expat Exchange
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Retire in Exuma, Bahamas

By Betsy Burlingame

Last updated on Mar 02, 2025

Summary: Retirees share their experiences living in Exuma, Bahamas. What are the challenges and rewards of retiring in Exuma?

Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas
Atlantis Bahamas

What is it like to retire in Exuma?

"Life for a retiree in Exuma is typically peaceful and relaxed, with a slow-paced lifestyle that is perfect for those looking to unwind after years of work. The island is known for its stunning natural beauty, with pristine beaches, clear turquoise waters, and a variety of wildlife. There is a small but active expat community in Exuma, with many retirees from the US, Canada, and Europe. This community often organizes social events and activities, providing a great opportunity for newcomers to make friends and integrate into the local culture. Cultural attractions in Exuma include historical sites such as the Hermitage Estate, Rolle Town Tombs, and the Cotton House. The island is also home to the annual Bahamian Music and Heritage Festival, which showcases local music, food, and crafts. Recreational activities are plentiful in Exuma, with a focus on outdoor and water-based pursuits. Retirees can enjoy activities such as boating, fishing, snorkeling, and exploring the many cays and beaches. The Exuma Cays Land and Sea Park is a particular highlight, offering stunning snorkeling and diving opportunities. Nightlife in Exuma is relatively low-key, reflecting the island's laid-back vibe. There are a few local bars and restaurants where retirees can enjoy a quiet drink and some delicious Bahamian cuisine. For those looking for a bit more excitement, the occasional beach party or live music event provides a chance to let loose. Overall, life for a retiree in Exuma, Bahamas is tranquil and leisurely, with a strong sense of community and a wealth of natural beauty to explore," commented one retiree living in Exuma, Bahamas.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

William RussellWilliam Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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What advice do overseas retirees have for others considering retiring abroad?

"Retirees in Exuma, advise others considering retiring abroad to research the cost of living and healthcare options in their desired location. They also recommend visiting the area multiple times before making a decision, as well as renting a property before purchasing one. It's essential to understand the local culture, customs, and language, and to be prepared for a slower pace of life. Building a social network and staying active in the community can help with the transition. Additionally, retirees should consult with a financial advisor to ensure their retirement funds are sufficient and accessible in their new country. Lastly, it's crucial to stay informed about any changes in visa requirements and residency laws," explained one retiree living in Exuma.

What are the most challenging aspects of retiring in Exuma?

"One of the most challenging aspects of retiring in Exuma is the high cost of living, as prices for goods and services are generally higher than in many other countries. Another challenge is the limited access to healthcare facilities, as the island has only one small hospital and serious medical conditions often require evacuation to Nassau or the United States. The isolation of the island can also be a challenge, as it can be difficult to travel to other places due to limited transportation options. Additionally, the island's infrastructure can be lacking, with occasional power outages and limited internet connectivity. Lastly, adjusting to the slower pace of life and different cultural norms can also be challenging for some retirees," said one retiree in living in Exuma, Bahamas.

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

Learn MoreGet Quote

William Russell

William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.

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What are the most rewarding aspects of retiring in Exuma?

"Retiring in Exuma offers the opportunity to live in a tropical paradise with stunning beaches, crystal clear waters, and a warm climate year-round. The relaxed pace of life is perfect for those looking to escape the hustle and bustle of city living. The cost of living is relatively low compared to many other popular retirement destinations, making it an affordable option. The local community is friendly and welcoming, offering a sense of belonging and camaraderie. The island offers a range of outdoor activities, from boating and fishing to hiking and bird watching, ensuring there's always something to do. The local cuisine, rich in seafood and tropical fruits, is another highlight of retiring in Exuma. The healthcare system in the Bahamas is also of a high standard, providing peace of mind for retirees. Lastly, the Bahamas does not levy personal income tax, capital gains tax, or inheritance tax, making it a financially attractive retirement destination," commented one retiree living in Exuma, Bahamas.

What are healthcare services like in Exuma?

We asked retirees if they have access to good medical care in Exuma. They wrote:

"Healthcare services in Exuma are relatively basic, with the island having a small government clinic that provides primary healthcare services. The clinic is staffed by nurses and a doctor who visits periodically. For more serious medical conditions or emergencies, patients often have to be airlifted to Nassau or the United States. There are also private medical facilities available, but these are limited. Pharmacies on the island carry a range of medications, but it is recommended for visitors to bring their own prescription medications. Dental services are also limited and for specialized treatments, individuals often have to travel to Nassau. Overall, while basic healthcare needs can be met in Exuma, the island lacks comprehensive medical facilities," said a person in Exuma.

About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

William Russell
William Russell

Get a quote for international health insurance from our partner, William Russell.
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William RussellWilliam Russell

Get a quote for international health insurance from our partner, William Russell.
Get Quote

Atlantis Bahamas
Atlantis Bahamas

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