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Cost of Living in Umag, Croatia

By Betsy Burlingame

Last updated on May 10, 2023

Summary: What is the cost of living in Umag, Croatia? Expats, digital nomads and retirees living in Umag talk about the general living costs, the cost of housing and health insurance.

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Is the cost of living in Umag high?

We asked people how much they someone comfortably live on in Umag, they wrote:

"The cost of living in Umag is considered to be relatively affordable compared to many other European cities. Rent for a one-bedroom apartment in the city center is quite reasonable, while outside the city center, it is even cheaper. The cost of utilities such as electricity, heating, cooling, water, and garbage is also quite low. Groceries in Umag are reasonably priced, with local markets offering fresh produce at lower costs. Eating out at an inexpensive restaurant is also quite affordable, while a three-course meal for two people at a mid-range restaurant can be a bit more expensive. Public transportation in Umag is not very expensive, and the cost of maintaining a personal vehicle, including gas and insurance, is also quite reasonable. Healthcare in Umag is generally affordable, especially when compared to countries like the United States. However, the cost can vary depending on whether you use public or private healthcare services. Overall, the cost of living in Umag is quite manageable, especially for those earning a local salary. However, for expats or those relying on a foreign income, the cost of living may seem higher due to currency exchange rates," remarked one expat in Umag.

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William Russell's private medical insurance will cover you and your family wherever you may be. Whether you need primary care or complex surgery, you'll have access to the best hospitals & doctors available. Unlike some insurers, we also include medical evacuation and mental health cover in our plans (except SilverLite). Get a quote from our partner, William Russell.
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About the Author

Betsy Burlingame Betsy Burlingame is the Founder and President of Expat Exchange and is one of the Founders of Digital Nomad Exchange. She launched Expat Exchange in 1997 as her Master's thesis project at NYU. Prior to Expat Exchange, Betsy worked at AT&T in International and Mass Market Marketing. She graduated from Ohio Wesleyan University with a BA in International Business and German.

Some of Betsy's articles include 12 Best Places to Live in Portugal, 7 Best Places to Live in Panama and 12 Things to Know Before Moving to the Dominican Republic. Betsy loves to travel and spend time with her family. Connect with Betsy on LinkedIn.

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Get a quote for international health insurance from our partner, William Russell.
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Get a quote for international health insurance from our partner, William Russell.
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